Companies · Fintech

Toku, Inc.Summer 2021Active

NEWMARKET, AUCKLAND · CDMX, Mexico · Fintech · refined from filed group “Other Technology · founded 2021 · https://trytoku.com/

Diligence memoA one-page analyst read on Toku, Inc. — recommendation, valuation, rhythm, risks.
$3.2M
Total raised · real
1
Rounds
Latest step-up
Top 21%
Sector rank · raised
Seed
Latest stage · inferred · Mon Apr 17 2023 00:00:00 GMT+0000 (Coordinated Universal Time)

Toku, Inc. looks fair against its niche peers and is dormant on financing cadence.

Synthesized from the figures below est. — every claim rests on a number shown on this page. Valuation uses the fintech sector profile.

Analyst read est. — computed against this company's niche peers in the same era. Inputs shown; not a quoted figure.

Fair
  • Modeled value is 1.32× the median modeled value of Seed Fintech companies in 2022–2024 (53 peers) — value vs value, same stage and era.
  • Within the normal band (132% of peer median) for its niche.
Dormant
  • Last raise 3.2 yr ago; this sector typically re-raises about every 12 months.
  • Only one round on record and long silent — often defunct, acquired, or gone quiet.
Leadership

No named principal in this company's public records yet — see all operators below.

Explore how these operators interlock with other companies in the operator network.

Where it sits in Fintech

Toku, Inc. is one of 1063 Fintech companies tracked from NEWMARKET, AUCKLAND, CDMX, Mexico, on record since 2021. By capital raised it ranks in the upper tier (ahead of 80% of sector peers), and in the upper tier by modeled valuation est..

Ranking is computed against this company's own sector cohort — reported capital is fact; valuation tiers are modeled.

AI analyst read est. — model-extracted from this company's public description, not a verified fact. 30%

operates a technology-led product inferred from public copy

Grounded in: “You are a venture analyst

Account Receivables Platform for Latin American Enterprises

Toku helps companies increase their monthly revenue collection rate so they can focus on the their main business. Payment method management, failed payment retries, payment reminders, failed payment notifications, among others.

FinOpsFintechSaaSPaymentsSubscriptions
Find Toku, Inc. online

As reported in public records reported — not modeled.

MX
Jurisdiction
Rule 506(b)
Reg D exemption
5
Investors (latest)
2022
Year incorporated
2023-04-17
First sale
Amount raised vs valuation, by round

Solid bars are reported offering amounts reported; hatched bars are the modeled post-money valuation est. — both on one shared scale so you can read raise-vs-worth at each round directly. Use the toggles to overlay data labels and the niche-peer / market average value lines.

Amount raised · realModeled valuation · estCumulative funded · real
$0$13M$25M$38M$50MSeed · 2023-04-17 Raised $3.2M (real) Modeled valuation $29M (est)$3.2M$29MSeed2023

The line shows cumulative reported funding over the period; + labels show new capital added between points when there is room. Toggle on-bar figures, plus the niche-peer and market averages, to read this company against its cohort. Benchmarks are modeled medians.

Financing ladder & sequence gaps
Seed$3.2M · 2023

Stages are modeled from round size (public records carry no series label). No record for: Pre-Seed — the company may have raised it under a different exemption, merged it into an adjacent record, or skipped it. Sequence completeness: 50%.

Modeled valuation trajectory
$29.1M
Base estimate est.
$2.8M
Conservative case
$107.2M
Upside case
$16.0M
Modeled post-money

Round size and date are reported; the stage label is inferred from round size (latest is Seeda $1.0M–$4.0M round). Valuation is modeled from stage benchmarks scaled by the fintech sector profile. Directional, not a quoted figure.

Not enough modeled valuation points to chart a trajectory.

Model inputs · modeled:benchmark-stage-stepup-v1
20%
Dilution assumption
Implied ownership sold in the financing.
38%
Survival probability
17% low · 60% high
1.62×/yr
Annual markup
2.13×/yr upside case
3.2 yr
Elapsed time used
3.2 yr actual, capped for stale marks
fintech
Sector profile
Adjusts growth and survival by industry.
Financing rhythm
Avg between rounds
Capital velocity
3.2 yr
On record since
2023
First round
1
Rounds on file
How it compares to the market

Benchmarked against 1063 companies in Fintech. Each bar is a median (the middle company, not an average — outliers don't skew it). Two yardsticks: real money raised (reported on Form D) and modeled value (our estimate est.). These are whole-sector medians across all stages, except the per-stage row.

Total raised — vs sector median (real $, all stages) 0.7× of median
This company$3.2M
Sector median$4.3M
Latest round — vs other Seed rounds in sector (real $, this stage) 1.6× above median
This company$3.2M
Sector median$2.0M
Modeled value — vs sector median (estimate, all stages) 0.6× of median
This company$29.1M
Sector median$45.0M

Raised more than 80% of sector peers (real $). Modeled value above 79% of peers (estimate).

Niche peers — same stage & era

A tighter cohort than the sector chart above — only companies at the same stage (Seed) that last raised in the same ~3-year era, ranked by modeled value est. (not money raised). This is the exact set the analyst read compares against, so a like-for-like cohort is what makes "over/under-valued" meaningful. This company ranks #21 of 53.

This companyCohort peer
$10.0M$100.0M$1.0M$10.0M$100.0MCapital raised (log)Floatpays Inc · Seed Raised $4.0M · modeled $65.7M (est)Sote, Inc. · Seed Raised $11.3M · modeled $65.5M (est)Earnipay · Seed Raised $4.0M · modeled $63.7M (est)Pink Swan Trading, Inc. · Seed Raised $3.3M · modeled $55.7M (est)Tweed Payments Inc. · Seed Raised $4.0M · modeled $53.7M (est)Coverage Cat Inc. · Seed Raised $4.0M · modeled $52.7M (est)Remedial Health · Seed Raised $4.4M · modeled $52.7M (est)Duplo · Seed Raised $4.3M · modeled $52.6M (est)Flash · Seed Raised $6.0M · modeled $48.3M (est)Mobie Payments, Inc. · Seed Raised $3.0M · modeled $47.0M (est)BluePenguin Payments Inc. · Seed Raised $3.2M · modeled $45.5M (est)ImaliPay · Seed Raised $3.0M · modeled $44.6M (est)Toku, Inc. (this company) Raised $3.2M · modeled $29.1M (est)Toku, Inc.
CompanyStageRaised · realValue · estvs peer med.
Floatpays IncSeed$4.0M$65.7M2.99×
Sote, Inc.Seed$11.3M$65.5M2.98×
EarnipaySeed$4.0M$63.7M2.90×
Pink Swan Trading, Inc.Seed$3.3M$55.7M2.53×
Tweed Payments Inc.Seed$4.0M$53.7M2.44×
Coverage Cat Inc.Seed$4.0M$52.7M2.40×
Remedial HealthSeed$4.4M$52.7M2.40×
DuploSeed$4.3M$52.6M2.39×
FlashSeed$6.0M$48.3M2.19×
Mobie Payments, Inc.Seed$3.0M$47.0M2.14×
BluePenguin Payments Inc.Seed$3.2M$45.5M2.07×
ImaliPaySeed$3.0M$44.6M2.03×
Toku, Inc. this companySeed$3.2M$29.1M1.32×
Full financing history

Stage is inferred from round size est., not reported on the filing — a round's dollar size maps to a bucket: Pre-Seed <$1.0M · Seed $1.0M–$4.0M · Series A $4.0M–$15M · Series B $15M–$40M · Series C $40M–$100M · Series D+ $100M–$400M · Growth/Late >$400M.

StageAmount · realAnnouncedPost-money · estValue · estConf.
Seed$3.2M2023-04-17$16.0M$29.1M90%
What happened at each round

Step-up, pace versus the sector's normal cadence, and revenue/exemption moves — read straight from the reported round facts reported.

  1. Seed$3.2M2023-04-17
    • First recorded raise — entered as Seed.
    • 5 investors on this round.
Intelligence
Modeled next raise
$5.1M
Modeled next size est.range $3.3M$8.2M
Last step-up
Capital velocity

Predictive signals are modeled est. from this company's own cadence and step-up, plus sector benchmarks — directional, not advice. Peer set and a CSV export live in your analyst workspace.

Key people & operators

Officers, directors and promoters named in this company's public recordsreported — the people who run it (not its investors). "Also runs" counts come from name-matching across all records, so verify before acting.

PersonRoleAlso runsTied since
Ehsan Vaghefi2023-04
Francesca Logan2023-04
Jared Brandman2023-04
Jonathan Liu2023-04
Registry & provenance

Toku, Inc. is an official record sourced from the U.S. Securities and Exchange Commission (SEC). U.S. data is aggregated from SEC Form D filings.

United States
Country of record
MX
Jurisdiction
1975820
SEC CIK
2022
Incorporated
Similar companies

Nearest neighbours across the whole database — matched on sector, stage and capital scale, and on shared operators (officers or directors named at both companies in public filings). A discovery shortlist, not a valuation cohort — verify before acting, the same way modeled figures are directional.

CompanySectorStageRaised · realValue · estWhy similar
Future FinTech Group Inc.FintechSeed$3.2M$7.1Msame sector · same stage
BluePenguin Payments Inc.FintechSeed$3.2M$45.5Msame sector · same stage
Pay-i IncFintechSeed$3.3M$17.9Msame sector · same stage
Orthogonal, Inc.FintechSeed$3.1M$35.2Msame sector · same stage
Pink Swan Trading, Inc.FintechSeed$3.3M$55.7Msame sector · same stage
From The Field Trading CoFintechSeed$3.0M$43.2Msame sector · same stage
Grey, Inc.FintechSeed$3.0M$24.6Msame sector · same stage
ImaliPayFintechSeed$3.0M$44.6Msame sector · same stage
Semantically similar

Matched by meaning, not labels — a local language model reads each company's name, sector and description and ranks the closest in that learned space. This catches look-alikes that cross sector boundaries; the structured list above explains its matches, this one trusts the text. Directional, like every modeled signal here.

CompanySectorStageValue · estMatch
Finku
AI powered personal finance app for Indonesia
Fintech80%
Kappa Pay Inc.FintechSeries A$52.9M78%
PayMongo Inc.
Modern online payments for the Philippines
FintechSeries B$538.6M77%
Upflow
Cash collection tech for B2B businesses
Fintech77%
Finto
AI accounting for enterprise finance teams
Fintech76%
Tola
The simple, fast and free tool for businesses to pay and get paid
Fintech76%
Pay-i IncFintechSeed$17.9M76%
Union Credit Inc.FintechSeed$23.3M76%
Frequently asked
How much funding has Toku, Inc. raised?
Toku, Inc. has raised approximately $3.2M in disclosed capital across 1 recorded financing round, aggregated from public filings.
What is Toku, Inc.'s estimated valuation?
Provath's modeled valuation for Toku, Inc. is approximately $29.1M (modeled range $2.8M–$107.2M). This is an algorithmic estimate derived from round sizes and same-niche peers — not a quoted or reported figure.
What funding stage is Toku, Inc. at?
Toku, Inc.'s latest modeled financing stage is Seed. Its most recent recorded round closed around Mon Apr 17.
What does Toku, Inc. do and where is it based?
Toku, Inc. operates in the Fintech sector, based in NEWMARKET, AUCKLAND, CDMX, Mexico. Account Receivables Platform for Latin American Enterprises
Explore related

See where Toku, Inc. sits in the wider market — its sector, location and stage cohorts, each with their own leaderboards and capital-flow timelines.

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