Companies · Fintech

UpflowWinter 2020Active

New York · NY, USA · Fintech · founded 2020 · https://upflow.io/en/

Diligence memoA one-page analyst read on Upflow — recommendation, valuation, rhythm, risks.→
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Total raised · real
0
Rounds
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Latest step-up
Top 35%
Sector rank · raised
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Latest stage · inferred

Upflow: limited disclosed financing to assess.

Synthesized from the figures below est. — every claim rests on a number shown on this page.

Where it sits in Fintech

Upflow is one of 1063 Fintech companies tracked from New York, NY, USA, on record since 2020. By capital raised it ranks mid-pack (ahead of 66% of sector peers), and mid-pack by modeled valuation est..

Ranking is computed against this company's own sector cohort — reported capital is fact; valuation tiers are modeled.

AI analyst read est. — model-extracted from this company's public description, not a verified fact. 30%

operates a technology-led product inferred from public copy

Grounded in: “You are a venture analyst”

Cash collection tech for B2B businesses

Upflow builds the reference cash collection platform to help B2B companies get paid faster, more predictably, and with stronger customer relationships. Today, the order-to-cash process is mission critical for businesses, yet it remains fragmented across tools, teams, and workflows. Collections, payments, and reconciliation are often manual, reactive, and disconnected from the rest of the business. Upflow brings this entire process into one system — combining data, agentic automation, collaboration, and financial services to turn receivables into a predictable and scalable engine. We serve 500+ companies across 30+ countries, including Vercel, Lattice, Productboard, and are backed by leading investors including Y Combinator, Hedosophia, Hexa, and Lorimer. With teams across the US and Europe, we’re building a category-defining company at the intersection of finance, payments, and AI. To learn more about what we do, visit upflow.io. For a behind-the-scenes look at how we work as a team, head to the Inside Upflow section of our blog at upflow.io/blog/inside-upflow.

FintechSaaSai/mlfintech
Find Upflow online

As reported in public records reported — not modeled.

US
Jurisdiction
Amount raised vs valuation, by round

Solid bars are reported offering amounts reported; hatched bars are the modeled post-money valuation est. — both on one shared scale so you can read raise-vs-worth at each round directly. Use the toggles to overlay data labels and the niche-peer / market average value lines.

No round amounts on record to chart.

Financing ladder & sequence gaps

No staged rounds to sequence.

Modeled valuation trajectory
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Base estimate est.
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Conservative case
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Upside case
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Modeled post-money

Round size and date are reported; the stage label is inferred from round size. Valuation is modeled from stage benchmarks. Directional, not a quoted figure.

Not enough modeled valuation points to chart a trajectory.

Financing rhythm
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Avg between rounds
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Capital velocity
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On record since
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First round
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Rounds on file
How it compares to the market

Benchmarked against 1063 companies in Fintech. Each bar is a median (the middle company, not an average — outliers don't skew it). Two yardsticks: real money raised (reported on Form D) and modeled value (our estimate est.). These are whole-sector medians across all stages, except the per-stage row.

Total raised — vs sector median (real $, all stages)
This company—
Sector median$4.3M
Modeled value — vs sector median (estimate, all stages)
This company—
Sector median$45.1M

Raised more than 66% of sector peers (real $). Modeled value above 66% of peers (estimate).

Full financing history

Stage is inferred from round size est., not reported on the filing — a round's dollar size maps to a bucket: Pre-Seed <$1.0M · Seed $1.0M–$4.0M · Series A $4.0M–$15M · Series B $15M–$40M · Series C $40M–$100M · Series D+ $100M–$400M · Growth/Late >$400M.

StageAmount · realAnnouncedPost-money · estValue · estConf.
No rounds recorded.
Intelligence
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Modeled next raise
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Modeled next size est.
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Last step-up
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Capital velocity

Predictive signals are modeled est. from this company's own cadence and step-up, plus sector benchmarks — directional, not advice. Peer set and a CSV export live in your analyst workspace.

Registry & provenance

Upflow is an official record sourced from the U.S. Securities and Exchange Commission (SEC). U.S. data is aggregated from SEC Form D filings.

United States
Country of record
US
Jurisdiction
Similar companies

Nearest neighbours across the whole database — matched on sector, stage and capital scale, and on shared operators (officers or directors named at both companies in public filings). A discovery shortlist, not a valuation cohort — verify before acting, the same way modeled figures are directional.

CompanySectorStageRaised · realValue · estWhy similar
2WB TRADING ASFintech———same sector
AbacusFintech———same sector
AbhiFintech———same sector
Absa BankFintech———same sector
AccendFintech———same sector
Accept.inc (formerly BoardRE)Fintech———same sector
AerFintech———same sector
Agent Banking CompanyFintechGrowth/Late——same sector
Semantically similar

Matched by meaning, not labels — a local language model reads each company's name, sector and description and ranks the closest in that learned space. This catches look-alikes that cross sector boundaries; the structured list above explains its matches, this one trusts the text. Directional, like every modeled signal here.

CompanySectorStageValue · estMatch
CashBook
Ramp for Indian Businesses - UPI Wallets for Employee Expenses
Fintech——79%
Alguna
AI-Native CPQ & Billing for Modern Pricing Models
Fintech——78%
RentFlow
The AI infrastructure for cash-flow-aligned business rent
Fintech——77%
Up Payments HoldingFintechSeed$29.8M77%
Drip Capital
Digital trade finance and B2B commerce company
Fintech——77%
Toku, Inc.
Account Receivables Platform for Latin American Enterprises
FintechSeed$29.1M77%
Payflow
AI FP&A Agent for insights, reports, planning and forecasting.
Fintech——77%
Tranch inc
Tranch is the invoice to payments platform for enterprises.
Crypto / Web3Seed$10.0M77%
Frequently asked
What does Upflow do and where is it based?
Upflow operates in the Fintech sector, based in New York, NY, USA. Cash collection tech for B2B businesses
Explore related

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