Companies · Business Services

TCB Pay Ltd

BOCA RATON · Business Services

Diligence memoA one-page analyst read on TCB Pay Ltd — recommendation, valuation, rhythm, risks.
$180K
Total raised · real
1
Rounds
Latest step-up
Top 73%
Sector rank · raised
Pre-Seed
Latest stage · inferred · Tue Apr 09 2024 00:00:00 GMT+0000 (Coordinated Universal Time)

TCB Pay Ltd looks under-valued against its niche peers and is at-risk on financing cadence.

Synthesized from the figures below est. — every claim rests on a number shown on this page. Valuation uses the business services sector profile.

Analyst read est. — computed against this company's niche peers in the same era. Inputs shown; not a quoted figure.

Under-valued
  • Modeled value is 0.44× the median modeled value of Pre-Seed Business Services companies in 2022–2024 (151 peers) — value vs value, same stage and era.
  • Issuer reports $5M–$25M revenue while modeled below niche peers.
At-risk
  • Last raise 2.2 yr ago; this sector typically re-raises about every 12 months.
  • Past due for a raise versus sector cadence — watch for distress or a bridge.
Leadership

No named principal in this company's public records yet — see all operators below.

Explore how these operators interlock with other companies in the operator network.

Where it sits in Business Services

TCB Pay Ltd is one of 2439 Business Services companies tracked from BOCA RATON. By capital raised it ranks in the long tail (ahead of 28% of sector peers), and in the long tail by modeled valuation est..

Ranking is computed against this company's own sector cohort — reported capital is fact; valuation tiers are modeled.

As reported in public records reported — not modeled.

US
Jurisdiction
$5M–$25M
Issuer revenue
Rule 506(b)
Reg D exemption
3
Investors (latest)
2024-04-09
First sale
Amount raised vs valuation, by round

Solid bars are reported offering amounts reported; hatched bars are the modeled post-money valuation est. — both on one shared scale so you can read raise-vs-worth at each round directly. Use the toggles to overlay data labels and the niche-peer / market average value lines.

Amount raised · realModeled valuation · estCumulative funded · real
$0$250K$500K$750K$1.0MPre-Seed · 2024-04-09 Raised $180K (real) Modeled valuation $906K (est)$180K$906KPre-Seed2024

The line shows cumulative reported funding over the period; + labels show new capital added between points when there is room. Toggle on-bar figures, plus the niche-peer and market averages, to read this company against its cohort. Benchmarks are modeled medians.

Financing ladder & sequence gaps
Pre-Seed$180K · 2024

Stages are modeled from round size (public records carry no series label). Ladder is contiguous — every modeled rung has a record.

Modeled valuation trajectory
$906K
Base estimate est.
$122K
Conservative case
$3.3M
Upside case
$1.0M
Modeled post-money

Round size and date are reported; the stage label is inferred from round size (latest is Pre-Seeda round under $1.0M). Valuation is modeled from stage benchmarks scaled by the business services sector profile. Directional, not a quoted figure.

Not enough modeled valuation points to chart a trajectory.

Model inputs · modeled:benchmark-stage-stepup-v1
18%
Dilution assumption
Implied ownership sold in the financing.
31%
Survival probability
12% low · 56% high
1.63×/yr
Annual markup
2.21×/yr upside case
2.2 yr
Elapsed time used
2.2 yr actual, capped for stale marks
business services
Sector profile
Adjusts growth and survival by industry.
Financing rhythm
Avg between rounds
Capital velocity
2.2 yr
On record since
2024
First round
1
Rounds on file
How it compares to the market

Benchmarked against 2439 companies in Business Services. Each bar is a median (the middle company, not an average — outliers don't skew it). Two yardsticks: real money raised (reported on Form D) and modeled value (our estimate est.). These are whole-sector medians across all stages, except the per-stage row.

Total raised — vs sector median (real $, all stages) 0.1× of median
This company$180K
Sector median$1.5M
Latest round — vs other Pre-Seed rounds in sector (real $, this stage) 0.6× of median
This company$180K
Sector median$322K
Modeled value — vs sector median (estimate, all stages) 0.1× of median
This company$906K
Sector median$15.0M

Raised more than 28% of sector peers (real $). Modeled value above 24% of peers (estimate).

Niche peers — same stage & era

A tighter cohort than the sector chart above — only companies at the same stage (Pre-Seed) that last raised in the same ~3-year era, ranked by modeled value est. (not money raised). This is the exact set the analyst read compares against, so a like-for-like cohort is what makes "over/under-valued" meaningful. This company ranks #128 of 151.

This companyCohort peer
$100K$1.0M$10.0M$100.0M$100K$1.0M$10.0MCapital raised (log)AltaClaro, Inc. · Pre-Seed Raised $1.0M · modeled $14.7M (est)LC Group, LLC · Pre-Seed Raised $713K · modeled $9.7M (est)SEI - Chicago LLC · Pre-Seed Raised $1.3M · modeled $8.1M (est)Ellie Lane Capital Llc · Pre-Seed Raised $800K · modeled $7.3M (est)Blast Digital Media Corp · Pre-Seed Raised $500K · modeled $7.0M (est)Clean30 LLC · Pre-Seed Raised $600K · modeled $6.9M (est)Skydeo Inc · Pre-Seed Raised $834K · modeled $6.7M (est)Aiken Farrell Kroloff Llc · Pre-Seed Raised $1.0M · modeled $6.7M (est)TeamBuilder, LLC · Pre-Seed Raised $895K · modeled $6.5M (est)Altitude International Holdings, Inc. · Pre-Seed Raised $850K · modeled $6.4M (est)Esports Exclusive, Inc. · Pre-Seed Raised $350K · modeled $5.2M (est)Topranked.Io Llc · Pre-Seed Raised $750K · modeled $5.2M (est)TCB Pay Ltd (this company) Raised $180K · modeled $906K (est)TCB Pay Ltd
CompanyStageRaised · realValue · estvs peer med.
AltaClaro, Inc.Pre-Seed$1.0M$14.7M7.12×
LC Group, LLCPre-Seed$713K$9.7M4.72×
SEI - Chicago LLCPre-Seed$1.3M$8.1M3.94×
Ellie Lane Capital LlcPre-Seed$800K$7.3M3.54×
Blast Digital Media CorpPre-Seed$500K$7.0M3.41×
Clean30 LLCPre-Seed$600K$6.9M3.33×
Skydeo IncPre-Seed$834K$6.7M3.25×
Aiken Farrell Kroloff LlcPre-Seed$1.0M$6.7M3.23×
TeamBuilder, LLCPre-Seed$895K$6.5M3.13×
Altitude International Holdings, Inc.Pre-Seed$850K$6.4M3.12×
Esports Exclusive, Inc.Pre-Seed$350K$5.2M2.52×
Topranked.Io LlcPre-Seed$750K$5.2M2.51×
TCB Pay Ltd this companyPre-Seed$180K$906K0.44×
Full financing history

Stage is inferred from round size est., not reported on the filing — a round's dollar size maps to a bucket: Pre-Seed <$1.0M · Seed $1.0M–$4.0M · Series A $4.0M–$15M · Series B $15M–$40M · Series C $40M–$100M · Series D+ $100M–$400M · Growth/Late >$400M.

StageAmount · realAnnouncedPost-money · estValue · estConf.
Pre-Seed$180K2024-04-09$1.0M$906K90%
What happened at each round

Step-up, pace versus the sector's normal cadence, and revenue/exemption moves — read straight from the reported round facts reported.

  1. Pre-Seed$180K2024-04-09
    • First recorded raise — entered as Pre-Seed.
    • 3 investors on this round.
Intelligence
Modeled next raise
$288K
Modeled next size est.range $187K$461K
Last step-up
Capital velocity

Predictive signals are modeled est. from this company's own cadence and step-up, plus sector benchmarks — directional, not advice. Peer set and a CSV export live in your analyst workspace.

Key people & operators

Officers, directors and promoters named in this company's public recordsreported — the people who run it (not its investors). "Also runs" counts come from name-matching across all records, so verify before acting.

PersonRoleAlso runsTied since
Benjamin Haguel1 other2024-04
Registry & provenance

TCB Pay Ltd is an official record sourced from the U.S. Securities and Exchange Commission (SEC). U.S. data is aggregated from SEC Form D filings.

United States
Country of record
US
Jurisdiction
2022166
SEC CIK
Similar companies

Nearest neighbours across the whole database — matched on sector, stage and capital scale, and on shared operators (officers or directors named at both companies in public filings). A discovery shortlist, not a valuation cohort — verify before acting, the same way modeled figures are directional.

CompanySectorStageRaised · realValue · estWhy similar
Out of the Woods LRF LLCBusiness ServicesPre-Seed$181K$545Ksame sector · same stage
Rutherford LRF LLCBusiness ServicesPre-Seed$175K$1.3Msame sector · same stage
Apex Resource Center Partners LLCBusiness ServicesPre-Seed$187K$416Ksame sector · same stage
Border Czar LLCBusiness ServicesPre-Seed$195K$496Ksame sector · same stage
Kintrigue LLCBusiness ServicesPre-Seed$195K$620Ksame sector · same stage
2024 Airdrie Package LLCBusiness ServicesPre-Seed$199K$1.2Msame sector · same stage
Mancuso LRF LLCBusiness ServicesPre-Seed$199K$1.3Msame sector · same stage
Sacred Light LRF LLCBusiness ServicesPre-Seed$199K$808Ksame sector · same stage
Semantically similar

Matched by meaning, not labels — a local language model reads each company's name, sector and description and ranks the closest in that learned space. This catches look-alikes that cross sector boundaries; the structured list above explains its matches, this one trusts the text. Directional, like every modeled signal here.

CompanySectorStageValue · estMatch
TCG Diamond Holdings, LLCBusiness ServicesSeries B$450.0M82%
TCG Vulcan Holdings, LLCBusiness ServicesSeries B$528.6M81%
Helix TCS, Inc.Business ServicesSeed$47.6M78%
TCG Zip, LLCBusiness ServicesPre-Seed$15.8M78%
ChainTrade LTDBusiness ServicesPre-Seed$1.5M77%
Functioning Technology Holdings LtdBusiness ServicesPre-Seed$382K77%
Express Wages, LLCBusiness ServicesPre-Seed$1.7M77%
Terra Axis Holdings, LLCBusiness ServicesPre-Seed$731K77%
Frequently asked
How much funding has TCB Pay Ltd raised?
TCB Pay Ltd has raised approximately $180K in disclosed capital across 1 recorded financing round, aggregated from public filings.
What is TCB Pay Ltd's estimated valuation?
Provath's modeled valuation for TCB Pay Ltd is approximately $906K (modeled range $122K–$3.3M). This is an algorithmic estimate derived from round sizes and same-niche peers — not a quoted or reported figure.
What funding stage is TCB Pay Ltd at?
TCB Pay Ltd's latest modeled financing stage is Pre-Seed. Its most recent recorded round closed around Tue Apr 09.
What does TCB Pay Ltd do and where is it based?
TCB Pay Ltd operates in the Business Services sector, based in BOCA RATON.
Explore related

See where TCB Pay Ltd sits in the wider market — its sector, location and stage cohorts, each with their own leaderboards and capital-flow timelines.

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