Diligence memo · auto-generated · as of July 2, 2026
TCB Pay Ltd
TCB Pay Ltd looks under-valued against its niche peers and is at-risk on financing cadence.
Businessfiled
TCB Pay Ltd operates in Business Services, based in BOCA RATON.
No verified homepage on file yet — operating evidence is limited to the public record.
Capital & rounds (filed)filed
TCB Pay Ltd has raised $180K in disclosed capital across 1 recorded round, aggregated from public filings. Its latest round is modeled as Pre-Seed (a round under $1.0M).
Largest single filing: $180K on 2024-04-09.
Most recent recorded round closed around 2024-04-09.
Valuation (modeled)modeled
Provath models TCB Pay Ltd at approximately $906K (range $122K–$3.3M). This is an algorithmic estimate from round sizes and same-niche peers — not a quoted or reported figure.
Read: Under-valued. Modeled value is 0.44× the median modeled value of Pre-Seed Business Services companies in 2022–2024 (151 peers) — value vs value, same stage and era. Issuer reports $5M–$25M revenue while modeled below niche peers.
Financing rhythm & timingmixed
Last raise 2.2 yr ago; this sector typically re-raises about every 12 months.
Past due for a raise versus sector cadence — watch for distress or a bridge.
Comparablesmixed
Capital scale ranks ahead of 28% of Business Services peers (2439 compared).
Modeled value ranks above 24% of those peers.
Closest niche peers: AltaClaro, Inc., LC Group, LLC, SEI - Chicago LLC, Ellie Lane Capital Llc, Blast Digital Media Corp.
Peoplefiled
1 named person on file across officers, directors and signatories.
Risks & flagsmixed
Overdue for a raise versus sector norm — distress or bridge risk.
No clearly named CEO/founder/principal in the surfaced records — key-person evidence is thin.