Companies · Fintech

Peach Payments

Cape Town · Africa · Fintech · founded 2012

Diligence memoA one-page analyst read on Peach Payments — recommendation, valuation, rhythm, risks.
$31.0M
Total raised · real
1
Rounds
Latest step-up
Top 6%
Sector rank · raised
Series A
Latest stage · inferred · Tue Apr 04 2023 00:00:00 GMT+0000 (Coordinated Universal Time)

Peach Payments looks over-valued against its niche peers and is dormant on financing cadence.

Synthesized from the figures below est. — every claim rests on a number shown on this page. Valuation uses the fintech sector profile.

Analyst read est. — computed against this company's niche peers in the same era. Inputs shown; not a quoted figure.

Over-valued
  • Modeled value is 4.44× the median modeled value of Series A Fintech companies in 2022–2024 (32 peers) — value vs value, same stage and era.
Dormant
  • Last raise 3.2 yr ago; this sector typically re-raises about every 12 months.
  • Only one round on record and long silent — often defunct, acquired, or gone quiet.
Leadership

No named principal in this company's public records yet — see all operators below.

4 Investors
Where it sits in Fintech

Peach Payments is one of 1063 Fintech companies tracked from Cape Town, Africa, on record since 2012. By capital raised it ranks among the largest (ahead of 95% of sector peers), and among the largest by modeled valuation est..

Ranking is computed against this company's own sector cohort — reported capital is fact; valuation tiers are modeled.

SA fintech startup Peach Payments raises $31m Series A funding round 0 By Tom Jackson on April 4, 2023 News , Southern Africa South African fintech startup Peach Payments has raised a US$31 million Series A funding round from Apis Partners to accelerate its growth across the continent and grow its product offering. Founded in Cape Town in 2012, Peach Payments provides a complete toolkit to help businesses accept, manage and disburse payments through web and mobile.

SA fintech startup Peach Payments raises $31m Series A funding round 0 By Tom Jackson on April 4, 2023 News , Southern Africa South African fintech startup Peach Payments has raised a US$31 million Series A funding round from Apis Partners to accelerate its growth across the continent and grow its product offering. Founded in Cape Town in 2012, Peach Payments provides a complete toolkit to help businesses accept, manage and disburse payments through web and mobile.

fintech

As reported in public records reported — not modeled.

ZA
Jurisdiction
4
Investors (latest)
Amount raised vs valuation, by round

Solid bars are reported offering amounts reported; hatched bars are the modeled post-money valuation est. — both on one shared scale so you can read raise-vs-worth at each round directly. Use the toggles to overlay data labels and the niche-peer / market average value lines.

Amount raised · realModeled valuation · estCumulative funded · real
$0$125M$250M$375M$500MSeries A · 2023-04-04 Raised $31M (real) Modeled valuation $284M (est)$31M$284MSeries A2023

The line shows cumulative reported funding over the period; + labels show new capital added between points when there is room. Toggle on-bar figures, plus the niche-peer and market averages, to read this company against its cohort. Benchmarks are modeled medians.

Financing ladder & sequence gaps
Series A$31.0M · 2023

Stages are modeled from round size (public records carry no series label). No record for: Pre-Seed, Seed — the company may have raised it under a different exemption, merged it into an adjacent record, or skipped it. Sequence completeness: 33%.

Modeled valuation trajectory
$284.2M
Base estimate est.
$40.6M
Conservative case
$818.2M
Upside case
$140.9M
Modeled post-money

Round size and date are reported; the stage label is inferred from round size (latest is Series Aa $4.0M–$15M round). Valuation is modeled from stage benchmarks scaled by the fintech sector profile. Directional, not a quoted figure.

Not enough modeled valuation points to chart a trajectory.

Model inputs · modeled:benchmark-stage-stepup-v1
22%
Dilution assumption
Implied ownership sold in the financing.
53%
Survival probability
29% low · 72% high
1.51×/yr
Annual markup
1.90×/yr upside case
3.2 yr
Elapsed time used
3.2 yr actual, capped for stale marks
fintech
Sector profile
Adjusts growth and survival by industry.
Financing rhythm
Avg between rounds
Capital velocity
3.2 yr
On record since
2023
First round
1
Rounds on file
How it compares to the market

Benchmarked against 1063 companies in Fintech. Each bar is a median (the middle company, not an average — outliers don't skew it). Two yardsticks: real money raised (reported on Form D) and modeled value (our estimate est.). These are whole-sector medians across all stages, except the per-stage row.

Total raised — vs sector median (real $, all stages) 7.2× above median
This company$31.0M
Sector median$4.3M
Latest round — vs other Series A rounds in sector (real $, this stage) 5.1× above median
This company$31.0M
Sector median$6.1M
Modeled value — vs sector median (estimate, all stages) 6.3× above median
This company$284.2M
Sector median$45.0M

Raised more than 95% of sector peers (real $). Modeled value above 94% of peers (estimate).

Niche peers — same stage & era

A tighter cohort than the sector chart above — only companies at the same stage (Series A) that last raised in the same ~3-year era, ranked by modeled value est. (not money raised). This is the exact set the analyst read compares against, so a like-for-like cohort is what makes "over/under-valued" meaningful. This company ranks #2 of 32.

This companyCohort peer
$10.0M$100.0M$1.0B$1.0M$10.0M$100.0MCapital raised (log)Thndr · Series A Raised $20.0M · modeled $294.6M (est)Bite Ninja, Inc. · Series A Raised $15.4M · modeled $164.7M (est)Kinside Inc. · Series A Raised $16.7M · modeled $151.9M (est)Plerk Holdings LLC · Series A Raised $12.0M · modeled $142.8M (est)GroMo, Inc. · Series A Raised $11.0M · modeled $141.3M (est)RYSE Inc. · Series A Raised $10.0M · modeled $112.6M (est)Neural Payments, Inc. · Series A Raised $13.2M · modeled $107.0M (est)Bizao · Series A Raised $8.2M · modeled $100.4M (est)Purestream Trading Technologies Inc. · Series A Raised $24.9M · modeled $90.4M (est)Ccl Trading Co Inc · Series A Raised $7.5M · modeled $90.1M (est)Pioneer Valley Trading Company, Llc · Series A Raised $8.0M · modeled $83.8M (est)Peach Payments (this company) Raised $31.0M · modeled $284.2M (est)Peach Payments
CompanyStageRaised · realValue · estvs peer med.
ThndrSeries A$20.0M$294.6M4.60×
Peach Payments this companySeries A$31.0M$284.2M4.44×
Bite Ninja, Inc.Series A$15.4M$164.7M2.57×
Kinside Inc.Series A$16.7M$151.9M2.37×
Plerk Holdings LLCSeries A$12.0M$142.8M2.23×
GroMo, Inc.Series A$11.0M$141.3M2.21×
RYSE Inc.Series A$10.0M$112.6M1.76×
Neural Payments, Inc.Series A$13.2M$107.0M1.67×
BizaoSeries A$8.2M$100.4M1.57×
Purestream Trading Technologies Inc.Series A$24.9M$90.4M1.41×
Ccl Trading Co IncSeries A$7.5M$90.1M1.41×
Pioneer Valley Trading Company, LlcSeries A$8.0M$83.8M1.31×
Full financing history

Stage is inferred from round size est., not reported on the filing — a round's dollar size maps to a bucket: Pre-Seed <$1.0M · Seed $1.0M–$4.0M · Series A $4.0M–$15M · Series B $15M–$40M · Series C $40M–$100M · Series D+ $100M–$400M · Growth/Late >$400M.

StageAmount · realAnnouncedPost-money · estValue · estConf.
Series A$31.0M2023-04-04$140.9M$284.2M45%
What happened at each round

Step-up, pace versus the sector's normal cadence, and revenue/exemption moves — read straight from the reported round facts reported.

  1. Series A$31.0M2023-04-04
    • First recorded raise — entered as Series A.
    • 4 investors on this round.
Intelligence
Modeled next raise
$49.6M
Modeled next size est.range $32.2M$79.4M
Last step-up
Capital velocity

Predictive signals are modeled est. from this company's own cadence and step-up, plus sector benchmarks — directional, not advice. Peer set and a CSV export live in your analyst workspace.

Registry & provenance

Peach Payments is an official record sourced from the U.S. Securities and Exchange Commission (SEC). U.S. data is aggregated from SEC Form D filings.

United States
Country of record
ZA
Jurisdiction
Similar companies

Nearest neighbours across the whole database — matched on sector, stage and capital scale, and on shared operators (officers or directors named at both companies in public filings). A discovery shortlist, not a valuation cohort — verify before acting, the same way modeled figures are directional.

CompanySectorStageRaised · realValue · estWhy similar
Fondeadora, Inc.FintechSeries A$30.1M$18.8Msame sector · same stage
Purestream Trading Technologies Inc.FintechSeries A$24.9M$90.4Msame sector · same stage
Wefunder, Inc.FintechSeries A$24.7M$9.6Msame sector · same stage
Oxygen, Inc.FintechSeries A$23.9M$236.1Msame sector · same stage
Mutual Trading Co., Inc.FintechSeries A$22.2M$234.1Msame sector · same stage
Bloom Credit, IncFintechSeries A$21.4M$15.0Msame sector · same stage
Alphaflow, Inc.FintechSeries A$21.0M$200.0Msame sector · same stage
ThndrFintechSeries A$20.0M$294.6Msame sector · same stage
Investors

Public records name issuer insiders, not the funds in a round — these investor links come from corroborating sources.

FirmRoundConfidence
AG VenturesSeries A55%
Apis Growth FundSeries A55%
Apis PartnersSeries A55%
UW VenturesSeries A55%
Frequently asked
How much funding has Peach Payments raised?
Peach Payments has raised approximately $31.0M in disclosed capital across 1 recorded financing round, aggregated from public filings.
What is Peach Payments's estimated valuation?
Provath's modeled valuation for Peach Payments is approximately $284.2M (modeled range $40.6M–$818.2M). This is an algorithmic estimate derived from round sizes and same-niche peers — not a quoted or reported figure.
What funding stage is Peach Payments at?
Peach Payments's latest modeled financing stage is Series A. Its most recent recorded round closed around Tue Apr 04.
What does Peach Payments do and where is it based?
Peach Payments operates in the Fintech sector, based in Cape Town, Africa. SA fintech startup Peach Payments raises $31m Series A funding round 0 By Tom Jackson on April 4, 2023 News , Southern Africa South African fintech startup Peach Payments has raised a US$31 million Series A funding round from Apis Partners to accelerate its growth across the continent and grow its product offering. Founded in Cape Town in 2012, Peach Payments provides a complete toolkit to help businesses accept, manage and disburse payments through web and mobile.
Explore related

See where Peach Payments sits in the wider market — its sector, location and stage cohorts, each with their own leaderboards and capital-flow timelines.

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