Companies · Fintech
NAPERVILLE · HR, India · Fintech · refined from filed group “Other Technology” · founded 2021 · https://www.gromo.in
Diligence memoA one-page analyst read on GroMo, Inc. — recommendation, valuation, rhythm, risks.→GroMo, Inc. looks over-valued against its niche peers and is dormant on financing cadence.
Synthesized from the figures below est. — every claim rests on a number shown on this page. Valuation uses the fintech sector profile.
Analyst read est. — computed against this company's niche peers in the same era. Inputs shown; not a quoted figure.
No named principal in this company's public records yet — see all operators below.
Explore how these operators interlock with other companies in the operator network.
GroMo, Inc. is one of 1063 Fintech companies tracked from NAPERVILLE, HR, India, on record since 2021. By capital raised it ranks in the upper tier (ahead of 89% of sector peers), and among the largest by modeled valuation est..
Ranking is computed against this company's own sector cohort — reported capital is fact; valuation tiers are modeled.
AI analyst read est. — model-extracted from this company's public description, not a verified fact. 30%
operates a technology-led product inferred from public copy
Grounded in: “You are a venture analyst”
App for independent agents to sell financial products in India
GroMo (YC W21) is building India's largest financial products distribution company. GroMo has built a network of 1.2 million agents on its platform. GroMo has built a tech-enabled social commerce platform that helps agents not only improve access to better financial products for consumers, but also bridge the financial literacy gap by helping them choose the right offerings. Currently, GroMo is distributing a broad spectrum of 100+ financial products across Insurance, Investments, Credit Cards, Loans, Saving & Demat accounts, etc. from brands such as IDFC Bank, Jupiter Money, Axis Bank, Freecharge, etc.
As reported in public records reported — not modeled.
Solid bars are reported offering amounts reported; hatched bars are the modeled post-money valuation est. — both on one shared scale so you can read raise-vs-worth at each round directly. Use the toggles to overlay data labels and the niche-peer / market average value lines.
The line shows cumulative reported funding over the period; + labels show new capital added between points when there is room. Toggle on-bar figures, plus the niche-peer and market averages, to read this company against its cohort. Benchmarks are modeled medians.
Stages are modeled from round size (public records carry no series label). No record for: Pre-Seed, Seed — the company may have raised it under a different exemption, merged it into an adjacent record, or skipped it. Sequence completeness: 33%.
Round size and date are reported; the stage label is inferred from round size (latest is Series A — a $4.0M–$15M round). Valuation is modeled from stage benchmarks scaled by the fintech sector profile. Directional, not a quoted figure.
Not enough modeled valuation points to chart a trajectory.
Benchmarked against 1063 companies in Fintech. Each bar is a median (the middle company, not an average — outliers don't skew it). Two yardsticks: real money raised (reported on Form D) and modeled value (our estimate est.). These are whole-sector medians across all stages, except the per-stage row.
Raised more than 89% of sector peers (real $). Modeled value above 91% of peers (estimate).
A tighter cohort than the sector chart above — only companies at the same stage (Series A) that last raised in the same ~3-year era, ranked by modeled value est. (not money raised). This is the exact set the analyst read compares against, so a like-for-like cohort is what makes "over/under-valued" meaningful. This company ranks #6 of 32.
| Company | Stage | Raised · real | Value · est | vs peer med. |
|---|---|---|---|---|
| Thndr | Series A | $20.0M | $294.6M | 4.60× |
| Peach Payments | Series A | $31.0M | $284.2M | 4.44× |
| Bite Ninja, Inc. | Series A | $15.4M | $164.7M | 2.57× |
| Kinside Inc. | Series A | $16.7M | $151.9M | 2.37× |
| Plerk Holdings LLC | Series A | $12.0M | $142.8M | 2.23× |
| GroMo, Inc. this company | Series A | $11.0M | $141.3M | 2.21× |
| RYSE Inc. | Series A | $10.0M | $112.6M | 1.76× |
| Neural Payments, Inc. | Series A | $13.2M | $107.0M | 1.67× |
| Bizao | Series A | $8.2M | $100.4M | 1.57× |
| Purestream Trading Technologies Inc. | Series A | $24.9M | $90.4M | 1.41× |
| Ccl Trading Co Inc | Series A | $7.5M | $90.1M | 1.41× |
| Pioneer Valley Trading Company, Llc | Series A | $8.0M | $83.8M | 1.31× |
Stage is inferred from round size est., not reported on the filing — a round's dollar size maps to a bucket: Pre-Seed <$1.0M · Seed $1.0M–$4.0M · Series A $4.0M–$15M · Series B $15M–$40M · Series C $40M–$100M · Series D+ $100M–$400M · Growth/Late >$400M.
| Stage | Amount · real | Announced | Post-money · est | Value · est | Conf. |
|---|---|---|---|---|---|
| Series A | $11.0M | 2022-06-09 | $50.0M | $141.3M | 90% |
Step-up, pace versus the sector's normal cadence, and revenue/exemption moves — read straight from the reported round facts reported.
Predictive signals are modeled est. from this company's own cadence and step-up, plus sector benchmarks — directional, not advice. Peer set and a CSV export live in your analyst workspace.
Officers, directors and promoters named in this company's public recordsreported — the people who run it (not its investors). "Also runs" counts come from name-matching across all records, so verify before acting.
| Person | Role | Also runs | Tied since |
|---|---|---|---|
| Ankit Khandelawal | — | — | 2022-06 |
| Darpan Khurana | — | — | 2022-06 |
GroMo, Inc. is an official record sourced from the U.S. Securities and Exchange Commission (SEC). U.S. data is aggregated from SEC Form D filings.
Nearest neighbours across the whole database — matched on sector, stage and capital scale, and on shared operators (officers or directors named at both companies in public filings). A discovery shortlist, not a valuation cohort — verify before acting, the same way modeled figures are directional.
| Company | Sector | Stage | Raised · real | Value · est | Why similar |
|---|---|---|---|---|---|
| Raenest | Fintech | Series A | $11.0M | $46.7M | same sector · same stage |
| Wildlife Partners Raleigh Wealth Solutions EBP 2 | Fintech | Series A | $11.0M | $45.7M | same sector · same stage |
| VersiFi Trading, Inc. | Fintech | Series A | $10.8M | $76.4M | same sector · same stage |
| Kappa Pay Inc. | Fintech | Series A | $10.7M | $52.9M | same sector · same stage |
| Service Trading Company, Inc. | Fintech | Series A | $10.2M | $103.5M | same sector · same stage |
| Summit Pay, Inc. | Fintech | Series A | $11.9M | $34.1M | same sector · same stage |
| Plerk Holdings LLC | Fintech | Series A | $12.0M | $142.8M | same sector · same stage |
| iBlockchain Bank & Trust Technologies Co. | Fintech | Series A | $10.0M | $143.3M | same sector · same stage |
Matched by meaning, not labels — a local language model reads each company's name, sector and description and ranks the closest in that learned space. This catches look-alikes that cross sector boundaries; the structured list above explains its matches, this one trusts the text. Directional, like every modeled signal here.
| Company | Sector | Stage | Value · est | Match |
|---|---|---|---|---|
| Cuanto Building the operating system for developing world merchants | Fintech | — | — | 74% |
| Bimaplan Affordable insurance for the next billion Indians | Fintech | — | — | 73% |
| OneFin Shopify for Financial Services | Fintech | — | — | 73% |
| Groww, Inc. Making financial services simple, transparent and delightful. | Other Technology | Series D+ | $5.7B | 73% |
| yBANQ yBANQ is building a Bill.com for India to simplify collections and… | Fintech | — | — | 73% |
| RedCarpetUp Credit cards for Indians that banks cannot see | Fintech | — | — | 72% |
| Clear Fintech SaaS platform for invoices, taxes, wealth management & credit. | Fintech | — | — | 72% |
| Bolster The platform for buying, selling and managing residential construction | Fintech | — | — | 72% |
See where GroMo, Inc. sits in the wider market — its sector, location and stage cohorts, each with their own leaderboards and capital-flow timelines.
If you work at GroMo, Inc., claim this profile or suggest a correction. We aggregate from public filings, so help us keep your description, website and links accurate.
Is this your company? Update your profile or add contact details — and choose exactly who can reach you. Reviewed before anything is published.