Companies · Other Technology

Nu Holdings Ltd.

Grand Cayman · Other Technology

Diligence memoA one-page analyst read on Nu Holdings Ltd. — recommendation, valuation, rhythm, risks.
$1.9B
Total raised · real
9
Rounds
0.0×
Latest step-up
Top 1%
Sector rank · raised
Growth/Late
Latest stage · inferred · Wed Aug 04 2021 00:00:00 GMT+0000 (Coordinated Universal Time)

Nu Holdings Ltd. looks under-valued against its niche peers and is dormant on financing cadence.

Synthesized from the figures below est. — every claim rests on a number shown on this page. Valuation uses the technology sector profile.

Analyst read est. — computed against this company's niche peers in the same era. Inputs shown; not a quoted figure.

Under-valued
  • Modeled value is 0.00× the median modeled value of Growth/Late Other Technology companies in 2019–2021 (27 peers) — value vs value, same stage and era.
Dormant
  • Last raise 4.9 yr ago; this sector typically re-raises about every 13 months.
  • Silent for over 3× the sector's normal cadence.

Procedural diagnosis est. — rule-based common-sense checks over the filing pattern, issuer name, activity cadence, and surfaced operating evidence.

Issuer-vehicle patternmedium confidence

Nu Holdings Ltd. behaves more like a recurring private-offering issuer than a conventional venture-backed operating company.

Issuer structure
Company-like
No recurring-offering pattern strong enough to override normal financing interpretation.
Lifecycle
9.6 yr record
Peak capital year was 2021 with $912.4M across 4 filings.
Market position
ahead of 100% of Other Technology peers
Capital scale is ahead of 100% of Other Technology peers; modeled value is above 53% of peers by modeled value. Large capital with mid-pack modeled value can signal an issuer/program profile rather than operating-company growth.
Valuation reliability
Normal applicability
Stage/dilution valuation models are weakest when the issuer is broad-sector, recurring, or vehicle-like.
Operating evidence
Sparse
No clear CEO/founder/principal role is surfaced, so operating-company confidence is lower.
Data quality
Consistent
Canonical totals and visible filing detail are broadly aligned.
What triggered this
  • Legal name looks like an issuer vehicle rather than a product company.
  • No clearly named CEO/founder/principal role in the public records surfaced here.
  • No verified homepage on the profile yet.
  • Capital program peaked in 2021: $912.4M across 4 filings.
  • Largest single filing was $400.0M on 2019-07-31.
How to read the page
  • Read this less like a startup funding journey and more like a capital-raising program.
  • Stage-based valuation and peer labels have lower applicability for this pattern.
  • The more important signal is lifecycle: repeated filings ended years ago, so current activity needs outside confirmation.
Leadership

No named principal in this company's public records yet — see all operators below.

Explore how these operators interlock with other companies in the operator network.

Where it sits in Other Technology

Nu Holdings Ltd. is one of 21302 Other Technology companies tracked from Grand Cayman. By capital raised it ranks among the largest (ahead of 100% of sector peers), and mid-pack by modeled valuation est..

Ranking is computed against this company's own sector cohort — reported capital is fact; valuation tiers are modeled.

As reported in public records reported — not modeled.

US
Jurisdiction
Rule 504
Reg D exemption
29
Investors (latest)
2016
Year incorporated
2021-08-04
First sale
Amount raised vs valuation, by round

Solid bars are reported offering amounts reported; hatched bars are the modeled post-money valuation est. — both on one shared scale so you can read raise-vs-worth at each round directly. Use the toggles to overlay data labels and the niche-peer / market average value lines.

Amount raised · realModeled valuation · estCumulative funded · real
$0$5.0B$10.0B$15.0B$20.0BSeries C · 2016-11-24 Raised $80M (real) Modeled valuation $2.5B (est)Series C2016Series D+ · 2018-02-15 Raised $151M (real) Modeled valuation $4.8B (est)Series D+2018Series D+ · 2018-09-26 Raised $92M (real) Modeled valuation $2.9B (est)Series D+2018Growth/Late · 2019-07-31 Raised $400M (real) Modeled valuation $13.0B (est)Growth/Late2019Growth/Late · 2020-06-04 Raised $300M (real) Modeled valuation $9.8B (est)Growth/Late2020Growth/Late · 2021-02-03 Raised $400M (real) Modeled valuation $11.4B (est)Growth/Late2021Growth/Late · 2021-06-01 Raised $111M (real) Modeled valuation $3.0B (est)Growth/Late2021Growth/Late · 2021-06-04 Raised $400M (real) Modeled valuation $10.7B (est)Growth/Late2021Growth/Late · 2021-08-04 Raised $1.6M (real) Modeled valuation $41M (est)Growth/Late2021+$151M+$92M+$400M+$300M+$400M+$111M+$400M+$1.6MCumulative $1.9B

The line shows cumulative reported funding over the period; + labels show new capital added between points when there is room. Toggle on-bar figures, plus the niche-peer and market averages, to read this company against its cohort. Benchmarks are modeled medians.

Financing ladder & sequence gaps
Series C$80.0M · 2016
Series D+$151.1M · 2018
Series D+ extension$92.3M · 2018
Growth/Late$400.0M · 2019
Growth/Late extension$300.0M · 2020
Growth/Late extension$400.0M · 2021
Growth/Late extension$110.8M · 2021
Growth/Late extension$400.0M · 2021
Growth/Late extension$1.6M · 2021

Stages are modeled from round size (public records carry no series label). No record for: Pre-Seed, Seed, Series A, Series B — the company may have raised it under a different exemption, merged it into an adjacent record, or skipped it. Sequence completeness: 43%.

Modeled valuation trajectory
$41.1M
Base estimate est.
$12.2M
Conservative case
$67.4M
Upside case
$16.0M
Modeled post-money

Round size and date are reported; the stage label is inferred from round size (latest is Growth/Latea round over $400M). Valuation is modeled from stage benchmarks scaled by the technology sector profile. Directional, not a quoted figure.

Series C · modeled $2.5B · 2016-11-242016Series D+ · modeled $4.8B · 2018-02-15Series D+ · modeled $2.9B · 2018-09-26Growth/Late · modeled $13.0B · 2019-07-31Growth/Late · modeled $9.8B · 2020-06-04Growth/Late · modeled $11.4B · 2021-02-03Growth/Late · modeled $3.0B · 2021-06-01Growth/Late · modeled $10.7B · 2021-06-04Growth/Late · modeled $41.1M · 2021-08-042021
Model inputs · modeled:benchmark-stage-stepup-v1
10%
Dilution assumption
Implied ownership sold in the financing.
88%
Survival probability
76% low · 95% high
1.24×/yr
Annual markup
1.35×/yr upside case
4.9 yr
Elapsed time used
4.9 yr actual, capped for stale marks
technology
Sector profile
Adjusts growth and survival by industry.
Financing rhythm
7 mo
Avg between rounds
$412.5M/yr
Capital velocity
9.6 yr
On record since
2016
First round
9
Rounds on file
How it compares to the market

Benchmarked against 21302 companies in Other Technology. Each bar is a median (the middle company, not an average — outliers don't skew it). Two yardsticks: real money raised (reported on Form D) and modeled value (our estimate est.). These are whole-sector medians across all stages, except the per-stage row.

Total raised — vs sector median (real $, all stages) 610× above median
This company$1.9B
Sector median$3.2M
Latest round — vs other Growth/Late rounds in sector (real $, this stage) 0.0× of median
This company$1.6M
Sector median$500.0M
Modeled value — vs sector median (estimate, all stages) 1.1× above median
This company$41.1M
Sector median$37.3M

Raised more than 100% of sector peers (real $). Modeled value above 53% of peers (estimate).

Niche peers — same stage & era

A tighter cohort than the sector chart above — only companies at the same stage (Growth/Late) that last raised in the same ~3-year era, ranked by modeled value est. (not money raised). This is the exact set the analyst read compares against, so a like-for-like cohort is what makes "over/under-valued" meaningful. This company ranks #27 of 27.

This companyCohort peer
$10.0M$100.0M$1.0B$10.0B$100.0B$1.00T$100.0M$1.0B$10.0BCapital raised (log)GM Cruise Holdings LLC · Growth/Late Raised $6.8B · modeled $79.2B (est)Bp Sun, Inc. · Growth/Late Raised $2.0B · modeled $57.0B (est)M. ii. M. i, INC. · Growth/Late Raised $1.7B · modeled $49.1B (est)Sharif Da'Mani, INC. · Growth/Late Raised $1.7B · modeled $48.1B (est)Masiyah ConnectWorks, Inc. · Growth/Late Raised $1.7B · modeled $48.1B (est)Kealoha Mikael, Inc. · Growth/Late Raised $1.7B · modeled $48.1B (est)Velodyne Lidar, Inc. · Growth/Late Raised $1.5B · modeled $47.6B (est)Alfayiz TA, INC. · Growth/Late Raised $1.5B · modeled $42.7B (est)Emhotip, Inc. · Growth/Late Raised $1.4B · modeled $40.6B (est)Aspro Exchange Pty Ltd · Growth/Late Raised $1.0B · modeled $32.5B (est)Just Eat Takeaway.com N.V. · Growth/Late Raised $992.1M · modeled $32.3B (est)BH Acquisition Holding Company, LP · Growth/Late Raised $936.3M · modeled $28.9B (est)Nu Holdings Ltd. (this company) Raised $1.9B · modeled $41.1M (est)Nu Holdings Ltd.
CompanyStageRaised · realValue · estvs peer med.
GM Cruise Holdings LLCGrowth/Late$6.8B$79.2B2.79×
Bp Sun, Inc.Growth/Late$2.0B$57.0B2.01×
M. ii. M. i, INC.Growth/Late$1.7B$49.1B1.73×
Sharif Da'Mani, INC.Growth/Late$1.7B$48.1B1.70×
Masiyah ConnectWorks, Inc.Growth/Late$1.7B$48.1B1.70×
Kealoha Mikael, Inc.Growth/Late$1.7B$48.1B1.70×
Velodyne Lidar, Inc.Growth/Late$1.5B$47.6B1.68×
Alfayiz TA, INC.Growth/Late$1.5B$42.7B1.51×
Emhotip, Inc.Growth/Late$1.4B$40.6B1.43×
Aspro Exchange Pty LtdGrowth/Late$1.0B$32.5B1.15×
Just Eat Takeaway.com N.V.Growth/Late$992.1M$32.3B1.14×
BH Acquisition Holding Company, LPGrowth/Late$936.3M$28.9B1.02×
Nu Holdings Ltd. this companyGrowth/Late$1.9B$41.1M0.00×
Full financing history

Stage is inferred from round size est., not reported on the filing — a round's dollar size maps to a bucket: Pre-Seed <$1.0M · Seed $1.0M–$4.0M · Series A $4.0M–$15M · Series B $15M–$40M · Series C $40M–$100M · Series D+ $100M–$400M · Growth/Late >$400M.

StageAmount · realAnnouncedPost-money · estValue · estConf.
Series C$80.0M2016-11-24$533.4M$2.5B90%
Series D+$151.1M2018-02-15$1.3B$4.8B90%
Series D+$92.3M2018-09-26$769.6M$2.9B90%
Growth/Late$400.0M2019-07-31$4.0B$13.0B90%
Growth/Late$300.0M2020-06-04$3.0B$9.8B90%
Growth/Late$400.0M2021-02-03$4.0B$11.4B90%
Growth/Late$110.8M2021-06-01$1.1B$3.0B90%
Growth/Late$400.0M2021-06-04$4.0B$10.7B90%
Growth/Late$1.6M2021-08-04$16.0M$41.1M90%
What happened at each round

Step-up, pace versus the sector's normal cadence, and revenue/exemption moves — read straight from the reported round facts reported.

  1. Series C$80.0M2016-11-24
    • First recorded raise — entered as Series C.
    • 15 investors on this round.
  2. Series D+$151.1M2018-02-15
    • Raised 15 mo later, in step with the ~13 mo sector norm.
    • Round 1.9× larger than the prior — scaling up.
    • 27 investors on this round.
  3. Series D+$92.3M2018-09-26
    • Came back fast: 7 mo vs the ~13 mo sector norm.
    • Round 1.6× smaller than the prior — bridge or down round.
    • 1 investor on this round.
  4. Growth/Late$400.0M2019-07-31
    • Raised 10 mo later, in step with the ~13 mo sector norm.
    • Round 4.3× larger than the prior — scaling up.
    • 16 investors on this round.
  5. Growth/Late$300.0M2020-06-04
    • Raised 10 mo later, in step with the ~13 mo sector norm.
    • Round 1.3× smaller than the prior — bridge or down round.
    • 5 investors on this round.
  6. Growth/Late$400.0M2021-02-03
    • Raised 8 mo later, in step with the ~13 mo sector norm.
    • Round 1.3× larger than the prior — scaling up.
    • 13 investors on this round.
  7. Growth/Late$110.8M2021-06-01
    • Came back fast: 4 mo vs the ~13 mo sector norm.
    • Round 3.6× smaller than the prior — bridge or down round.
    • 6 investors on this round.
  8. Growth/Late$400.0M2021-06-04
    • Filed alongside the prior round (same month) — likely a tranche or amendment.
    • Round 3.6× larger than the prior — scaling up.
    • 25 investors on this round.
  9. Growth/Late$1.6M2021-08-04
    • Came back fast: 2 mo vs the ~13 mo sector norm.
    • Round 250.0× smaller than the prior — bridge or down round.
    • Switched to Rule 504 (was Rule 506(b)).
    • 29 investors on this round.
Intelligence
2022 ~Q1
Modeled next raise · ~7mo cadence
$1.6M
Modeled next size est.range $1.6M$2.6M
0.0×
Last step-up
$412.5M/yr
Capital velocity

Predictive signals are modeled est. from this company's own cadence and step-up, plus sector benchmarks — directional, not advice. Peer set and a CSV export live in your analyst workspace.

Key people & operators

Officers, directors and promoters named in this company's public recordsreported — the people who run it (not its investors). "Also runs" counts come from name-matching across all records, so verify before acting.

PersonRoleAlso runsTied since
Nicolas Carlos Szekasy4 other2016-11
Anita Sands2 other2021-08
Doug Leone2 other2016-11
Anita M Sands1 other2021-06
David Velez Osorno1 other2016-11
Anita Carlos Sands2021-02
Anita Krepel Sands2021-06
Daniel Krepel Goldberg2021-06
Geoff Carlos Lewis Tabachnick2016-11
Jacqueline Dawn Reses2021-06
Larissa Paulo De Macedo Machado2021-08
Luis Alberto Moreno Mejia2021-06
Meyer "Micky" Carlos Malka2018-02
Rogerio Paulo Calderon Peres2021-08
Registry & provenance

Nu Holdings Ltd. is an official record sourced from the U.S. Securities and Exchange Commission (SEC). U.S. data is aggregated from SEC Form D filings.

United States
Country of record
US
Jurisdiction
1691493
SEC CIK
2016
Incorporated
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Semantically similar

Matched by meaning, not labels — a local language model reads each company's name, sector and description and ranks the closest in that learned space. This catches look-alikes that cross sector boundaries; the structured list above explains its matches, this one trusts the text. Directional, like every modeled signal here.

CompanySectorStageValue · estMatch
Numem Inc.Other TechnologySeries A$103.4M87%
Nusantara Holdings, Inc.Other TechnologySeries C$1.3B87%
Simply NUC, Inc.Other TechnologySeries B$392.5M87%
NuID, Inc.Other TechnologySeries A$118.4M87%
NG Cash Holding LtdOther TechnologySeries A$70.1M87%
Nuburu, Inc.Other TechnologySeries B$104.0M87%
Nuclearn Inc.Other TechnologySeries A$38.2M87%
Nuvei CorpOther TechnologySeed$98.7M86%
Frequently asked
How much funding has Nu Holdings Ltd. raised?
Nu Holdings Ltd. has raised approximately $1.9B in disclosed capital across 9 recorded financing rounds, aggregated from public filings.
What is Nu Holdings Ltd.'s estimated valuation?
Provath's modeled valuation for Nu Holdings Ltd. is approximately $41.1M (modeled range $12.2M–$67.4M). This is an algorithmic estimate derived from round sizes and same-niche peers — not a quoted or reported figure.
What funding stage is Nu Holdings Ltd. at?
Nu Holdings Ltd.'s latest modeled financing stage is Growth/Late. Its most recent recorded round closed around Wed Aug 04.
What does Nu Holdings Ltd. do and where is it based?
Nu Holdings Ltd. operates in the Other Technology sector, based in Grand Cayman.
Explore related

See where Nu Holdings Ltd. sits in the wider market — its sector, location and stage cohorts, each with their own leaderboards and capital-flow timelines.

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