Companies · Other Technology

Creditas Financial Solutions, Ltd.

GRAND CAYMAN · Other Technology

Diligence memoA one-page analyst read on Creditas Financial Solutions, Ltd. — recommendation, valuation, rhythm, risks.
$478.3M
Total raised · real
5
Rounds
0.6×
Latest step-up
Top 1%
Sector rank · raised
Series D+
Latest stage · inferred · Fri Jan 28 2022 00:00:00 GMT+0000 (Coordinated Universal Time)

Creditas Financial Solutions, Ltd. looks over-valued against its niche peers and is dormant on financing cadence.

Synthesized from the figures below est. — every claim rests on a number shown on this page. Valuation uses the technology sector profile.

Analyst read est. — computed against this company's niche peers in the same era. Inputs shown; not a quoted figure.

Over-valued
  • Modeled value is 1.67× the median modeled value of Series D+ Other Technology companies in 2022–2024 (75 peers) — value vs value, same stage and era.
Dormant
  • Last raise 4.4 yr ago; this sector typically re-raises about every 13 months.
  • Silent for over 3× the sector's normal cadence.
Leadership

No named principal in this company's public records yet — see all operators below.

Explore how these operators interlock with other companies in the operator network.

Where it sits in Other Technology

Creditas Financial Solutions, Ltd. is one of 21292 Other Technology companies tracked from GRAND CAYMAN. By capital raised it ranks among the largest (ahead of 100% of sector peers), and among the largest by modeled valuation est..

Ranking is computed against this company's own sector cohort — reported capital is fact; valuation tiers are modeled.

As reported in public records reported — not modeled.

US
Jurisdiction
Rule 506(b)
Reg D exemption
19
Investors (latest)
2022-01-28
First sale
Amount raised vs valuation, by round

Solid bars are reported offering amounts reported; hatched bars are the modeled post-money valuation est. — both on one shared scale so you can read raise-vs-worth at each round directly. Use the toggles to overlay data labels and the niche-peer / market average value lines.

Amount raised · realModeled valuation · estCumulative funded · real
$0$2.5B$5.0B$7.5B$10.0BSeed · 2016-05-27 Raised $4.0M (real) Modeled valuation $136M (est)$4.0M$136MSeed2016Series A · 2017-02-17 Raised $11M (real) Modeled valuation $309M (est)$11M$309MSeries A2017Series C · 2017-12-10 Raised $42M (real) Modeled valuation $1.3B (est)$42M$1.3BSeries C2017Series D+ · 2020-12-23 Raised $256M (real) Modeled valuation $7.2B (est)$256M$7.2BSeries D+2020Series D+ · 2022-01-28 Raised $165M (real) Modeled valuation $3.5B (est)$165M$3.5BSeries D+2022+$11M+$42M+$256M+$165MCumulative $478M

The line shows cumulative reported funding over the period; + labels show new capital added between points when there is room. Toggle on-bar figures, plus the niche-peer and market averages, to read this company against its cohort. Benchmarks are modeled medians.

Financing ladder & sequence gaps
Seed$4.0M · 2016
Series A$11.1M · 2017
Series C$42.5M · 2017no Series B on file
Series D+$255.7M · 2020
Series D+ extension$165.0M · 2022

Stages are modeled from round size (public records carry no series label). No record for: Pre-Seed, Series B — the company may have raised it under a different exemption, merged it into an adjacent record, or skipped it. Sequence completeness: 67%.

Modeled valuation trajectory
$3.5B
Base estimate est.
$916.3M
Conservative case
$6.4B
Upside case
$1.4B
Modeled post-money

Round size and date are reported; the stage label is inferred from round size (latest is Series D+a $100M–$400M round). Valuation is modeled from stage benchmarks scaled by the technology sector profile. Directional, not a quoted figure.

Seed · modeled $136.3M · 2016-05-272016Series A · modeled $309.2M · 2017-02-17Series C · modeled $1.3B · 2017-12-10Series D+ · modeled $7.2B · 2020-12-23Series D+ · modeled $3.5B · 2022-01-282022
Model inputs · modeled:benchmark-stage-stepup-v1
12%
Dilution assumption
Implied ownership sold in the financing.
83%
Survival probability
67% low · 92% high
1.29×/yr
Annual markup
1.44×/yr upside case
4.4 yr
Elapsed time used
4.4 yr actual, capped for stale marks
technology
Sector profile
Adjusts growth and survival by industry.
Financing rhythm
17 mo
Avg between rounds
$84.3M/yr
Capital velocity
10.1 yr
On record since
2016
First round
5
Rounds on file
How it compares to the market

Benchmarked against 21292 companies in Other Technology. Each bar is a median (the middle company, not an average — outliers don't skew it). Two yardsticks: real money raised (reported on Form D) and modeled value (our estimate est.). These are whole-sector medians across all stages, except the per-stage row.

Total raised — vs sector median (real $, all stages) 151× above median
This company$478.3M
Sector median$3.2M
Latest round — vs other Series D+ rounds in sector (real $, this stage) 1.4× above median
This company$165.0M
Sector median$115.0M
Modeled value — vs sector median (estimate, all stages) 94× above median
This company$3.5B
Sector median$37.3M

Raised more than 100% of sector peers (real $). Modeled value above 99% of peers (estimate).

Niche peers — same stage & era

A tighter cohort than the sector chart above — only companies at the same stage (Series D+) that last raised in the same ~3-year era, ranked by modeled value est. (not money raised). This is the exact set the analyst read compares against, so a like-for-like cohort is what makes "over/under-valued" meaningful. This company ranks #18 of 75.

This companyCohort peer
$1.0B$10.0B$100.0M$1.0BCapital raised (log)Memphis Meats, Inc. · Series D+ Raised $611.2M · modeled $8.2B (est)Edgio, Inc. · Series D+ Raised $361.3M · modeled $6.4B (est)Siprocal, Inc · Series D+ Raised $380.0M · modeled $6.1B (est)PacketFabric, Inc. · Series D+ Raised $423.5M · modeled $5.9B (est)Guess & Co. Corp · Series D+ Raised $250.0M · modeled $5.2B (est)Skydio, Inc. · Series D+ Raised $323.4M · modeled $4.7B (est)BAM Management US Holdings Inc. · Series D+ Raised $216.8M · modeled $4.4B (est)Coalition, Inc. · Series D+ Raised $221.4M · modeled $4.2B (est)Alchemy Insights, Inc. · Series D+ Raised $352.1M · modeled $4.1B (est)Fetch Rewards, Inc. · Series D+ Raised $530.7M · modeled $3.9B (est)Matonee Inc. · Series D+ Raised $200.0M · modeled $3.8B (est)Lightmatter, Inc. · Series D+ Raised $527.2M · modeled $3.8B (est)Creditas Financial Solutions, Ltd. (this company) Raised $478.3M · modeled $3.5B (est)Creditas Financial Solutions, Ltd.
CompanyStageRaised · realValue · estvs peer med.
Memphis Meats, Inc.Series D+$611.2M$8.2B3.90×
Edgio, Inc.Series D+$361.3M$6.4B3.06×
Siprocal, IncSeries D+$380.0M$6.1B2.91×
PacketFabric, Inc.Series D+$423.5M$5.9B2.82×
Guess & Co. CorpSeries D+$250.0M$5.2B2.46×
Skydio, Inc.Series D+$323.4M$4.7B2.24×
BAM Management US Holdings Inc.Series D+$216.8M$4.4B2.11×
Coalition, Inc.Series D+$221.4M$4.2B2.02×
Alchemy Insights, Inc.Series D+$352.1M$4.1B1.95×
Fetch Rewards, Inc.Series D+$530.7M$3.9B1.85×
Matonee Inc.Series D+$200.0M$3.8B1.80×
Lightmatter, Inc.Series D+$527.2M$3.8B1.79×
Creditas Financial Solutions, Ltd. this companySeries D+$478.3M$3.5B1.67×
Full financing history

Stage is inferred from round size est., not reported on the filing — a round's dollar size maps to a bucket: Pre-Seed <$1.0M · Seed $1.0M–$4.0M · Series A $4.0M–$15M · Series B $15M–$40M · Series C $40M–$100M · Series D+ $100M–$400M · Growth/Late >$400M.

StageAmount · realAnnouncedPost-money · estValue · estConf.
Seed$4.0M2016-05-27$20.0M$136.3M85%
Series A$11.1M2017-02-17$50.7M$309.2M90%
Series C$42.5M2017-12-10$283.1M$1.3B90%
Series D+$255.7M2020-12-23$2.1B$7.2B90%
Series D+$165.0M2022-01-28$1.4B$3.5B90%
What happened at each round

Step-up, pace versus the sector's normal cadence, and revenue/exemption moves — read straight from the reported round facts reported.

  1. Seed$4.0M2016-05-27
    • First recorded raise — entered as Seed.
    • 10 investors on this round.
  2. Series A$11.1M2017-02-17
    • Raised 9 mo later, in step with the ~13 mo sector norm.
    • Round 2.8× larger than the prior — scaling up.
    • 13 investors on this round.
  3. Series C$42.5M2017-12-10
    • Raised 10 mo later, in step with the ~13 mo sector norm.
    • Round 3.8× larger than the prior — scaling up.
    • 8 investors on this round.
  4. Series D+$255.7M2020-12-23
    • Raised again after 36 mo — slower than the ~13 mo sector norm.
    • Round 6.0× larger than the prior — scaling up.
  5. Series D+$165.0M2022-01-28
    • Raised 13 mo later, in step with the ~13 mo sector norm.
    • Round 1.5× smaller than the prior — bridge or down round.
    • 19 investors on this round.
Intelligence
2023 ~Q2
Modeled next raise · ~17mo cadence
$165.0M
Modeled next size est.range $165.0M$264.0M
0.6×
Last step-up
$84.3M/yr
Capital velocity

Predictive signals are modeled est. from this company's own cadence and step-up, plus sector benchmarks — directional, not advice. Peer set and a CSV export live in your analyst workspace.

Key people & operators

Officers, directors and promoters named in this company's public recordsreported — the people who run it (not its investors). "Also runs" counts come from name-matching across all records, so verify before acting.

PersonRoleAlso runsTied since
Nicolas Carlos Szekasy4 other2020-12
Marcos Wilson Pereira2 other2022-01
David Carlos Nangle2020-12
David Lemos Da Lin2017-12
David Lemos Da Nangle2017-12
Elizabeth Carlos Wells2020-12
Jonathan Lemos Da Whittle2016-05
Kai Lemos Da Schmitz2017-12
Kai Martin Schmitz2017-02
Manoel Lemos Da Silva2016-05
Nicolas Lemos Da Szekasy2016-05
Paulo Carlos Passoni2020-12
Raj Lemos Da Kamal2017-02
Sergio Furio2016-05
Sergio Furio Esquer2020-12
Registry & provenance

Creditas Financial Solutions, Ltd. is an official record sourced from the U.S. Securities and Exchange Commission (SEC). U.S. data is aggregated from SEC Form D filings.

United States
Country of record
US
Jurisdiction
1676382
SEC CIK
Similar companies

Nearest neighbours across the whole database — matched on sector, stage and capital scale, and on shared operators (officers or directors named at both companies in public filings). A discovery shortlist, not a valuation cohort — verify before acting, the same way modeled figures are directional.

CompanySectorStageRaised · realValue · estWhy similar
ServiceNow, Inc.Other TechnologySeries D+$459.3M$3.6Bsame sector · same stage
Carbon, Inc.Other TechnologySeries D+$501.2M$3.8Bsame sector · same stage
Outreach CorpOther TechnologySeries D+$501.2M$5.1Bsame sector · same stage
Via Transportation, Inc.Other TechnologySeries D+$453.9M$1.6Bsame sector · same stage
KYMETA CorpOther TechnologySeries D+$509.9M$1.8Bsame sector · same stage
Castelion CorpOther TechnologySeries D+$434.0M$3.1Bsame sector · same stage
Lightmatter, Inc.Other TechnologySeries D+$527.2M$3.8Bsame sector · same stage
Fetch Rewards, Inc.Other TechnologySeries D+$530.7M$3.9Bsame sector · same stage
Semantically similar

Matched by meaning, not labels — a local language model reads each company's name, sector and description and ranks the closest in that learned space. This catches look-alikes that cross sector boundaries; the structured list above explains its matches, this one trusts the text. Directional, like every modeled signal here.

CompanySectorStageValue · estMatch
CreditIQ, Inc.Other TechnologySeed$31.8M90%
Creditly Corp.Other TechnologySeries B$206.1M89%
Best Credit Management, Inc.FintechPre-Seed$38.8M87%
Quanta Credit Services, Inc.FintechSeed$4.3M87%
Clip Money Inc.Other TechnologyPre-Seed$9.4M86%
Vest Financial Group, Inc.Other TechnologyPre-Seed$42.4M86%
Braavos Financial Solutions Ltd.Other TechnologySeries A$2.4M86%
Credit Precision, Inc.FintechSeed$112.7M86%
Frequently asked
How much funding has Creditas Financial Solutions, Ltd. raised?
Creditas Financial Solutions, Ltd. has raised approximately $478.3M in disclosed capital across 5 recorded financing rounds, aggregated from public filings.
What is Creditas Financial Solutions, Ltd.'s estimated valuation?
Provath's modeled valuation for Creditas Financial Solutions, Ltd. is approximately $3.5B (modeled range $916.3M–$6.4B). This is an algorithmic estimate derived from round sizes and same-niche peers — not a quoted or reported figure.
What funding stage is Creditas Financial Solutions, Ltd. at?
Creditas Financial Solutions, Ltd.'s latest modeled financing stage is Series D+. Its most recent recorded round closed around Fri Jan 28.
What does Creditas Financial Solutions, Ltd. do and where is it based?
Creditas Financial Solutions, Ltd. operates in the Other Technology sector, based in GRAND CAYMAN.
Explore related

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