Companies · Fintech

Human Interest Inc.Summer 2015Active

SAN FRANCISCO · CA, USA; Remote · Fintech · refined from filed group “Other Technology · founded 2015 · http://humaninterest.com

Diligence memoA one-page analyst read on Human Interest Inc. — recommendation, valuation, rhythm, risks.
$215.2M
Total raised · real
4
Rounds
1.5×
Latest step-up
Top 2%
Sector rank · raised
Series C
Latest stage · inferred · Mon Mar 11 2024 00:00:00 GMT+0000 (Coordinated Universal Time)

Human Interest Inc. has raised $215M over 4 rounds; too few niche peers to rank its valuation yet.

Synthesized from the figures below est. — every claim rests on a number shown on this page. Valuation uses the fintech sector profile.

Analyst read est. — computed against this company's niche peers in the same era. Inputs shown; not a quoted figure.

At-risk
  • Last raise 2.3 yr ago; this sector typically re-raises about every 12 months.
  • Past due for a raise versus sector cadence — watch for distress or a bridge.
Leadership

No named principal in this company's public records yet — see all operators below.

Explore how these operators interlock with other companies in the operator network.

Where it sits in Fintech

Human Interest Inc. is one of 1063 Fintech companies tracked from SAN FRANCISCO, CA, USA; Remote, on record since 2015. By capital raised it ranks among the largest (ahead of 99% of sector peers), and among the largest by modeled valuation est..

Ranking is computed against this company's own sector cohort — reported capital is fact; valuation tiers are modeled.

AI analyst read est. — model-extracted from this company's public description, not a verified fact. 30%

operates a technology-led product inferred from public copy

Grounded in: “You are a venture analyst

The 401(k) for small and medium-sized businesses.

Human Interest is on a mission to ensure that people in all lines of work have access to retirement benefits. Nearly half of all working Americans are not saving enough for their future. Too often it’s because they are employed by a company that doesn’t offer a retirement plan. Human Interest is changing that by making it affordable and accessible for small and medium-sized businesses to offer employees a path to financial independence through retirement savings. We’re a high-growth tech company changing the retirement industry. We’ve raised $500M and are backed by leading investors. Most recently, by funding from BlackRock as well as many other top investors: TPG (The Rise Fund) with SoftBank led our Series D, Glynn Capital, NewView Capital, USVP, Wing, Uncork, and others.

FintechSaaSHuman ResourcesHR TechInvesting
Find Human Interest Inc. online

As reported in public records reported — not modeled.

US
Jurisdiction
Rule 506(b)
Reg D exemption
14
Investors (latest)
2024-03-11
First sale
Amount raised vs valuation, by round

Solid bars are reported offering amounts reported; hatched bars are the modeled post-money valuation est. — both on one shared scale so you can read raise-vs-worth at each round directly. Use the toggles to overlay data labels and the niche-peer / market average value lines.

Amount raised · realModeled valuation · estCumulative funded · real
$0$500M$1.0B$1.5B$2.0BSeries B · 2019-07-22 Raised $15M (real) Modeled valuation $485M (est)$15M$485MSeries B2019Series C · 2020-03-02 Raised $45M (real) Modeled valuation $1.5B (est)$45M$1.5BSeries C2020Series C · 2020-03-02 Raised $40M (real) Modeled valuation $1.3B (est)$40M$1.3BSeries C2020Series C · 2022-12-23 Raised $62M (real) Modeled valuation $929M (est)$62M$929MSeries C2022Series C · 2024-03-11 Raised $93M (real) Modeled valuation $951M (est)$93M$951MSeries C2024+$45M+$40M+$62M+$93MCumulative $255M

The line shows cumulative reported funding over the period; + labels show new capital added between points when there is room. Toggle on-bar figures, plus the niche-peer and market averages, to read this company against its cohort. Benchmarks are modeled medians.

Financing ladder & sequence gaps
Series B$15.4M · 2019
Series C$45.0M · 2020
Series C extension$40.0M · 2020
Series C extension$62.0M · 2022
Series C extension$92.8M · 2024

Stages are modeled from round size (public records carry no series label). No record for: Pre-Seed, Seed, Series A — the company may have raised it under a different exemption, merged it into an adjacent record, or skipped it. Sequence completeness: 40%.

Modeled valuation trajectory
$951.2M
Base estimate est.
$344.4M
Conservative case
$1.5B
Upside case
$618.5M
Modeled post-money

Round size and date are reported; the stage label is inferred from round size (latest is Series Ca $40M–$100M round). Valuation is modeled from stage benchmarks scaled by the fintech sector profile. Directional, not a quoted figure.

Series B · modeled $484.8M · 2019-07-222019Series C · modeled $1.5B · 2020-03-02Series C · modeled $1.3B · 2020-03-02Series C · modeled $929.0M · 2022-12-23Series C · modeled $951.2M · 2024-03-112024
Model inputs · modeled:benchmark-stage-stepup-v1
15%
Dilution assumption
Implied ownership sold in the financing.
75%
Survival probability
56% low · 86% high
1.37×/yr
Annual markup
1.57×/yr upside case
2.3 yr
Elapsed time used
2.3 yr actual, capped for stale marks
fintech
Sector profile
Adjusts growth and survival by industry.
Financing rhythm
14 mo
Avg between rounds
$46.4M/yr
Capital velocity
6.9 yr
On record since
2019
First round
5
Rounds on file
How it compares to the market

Benchmarked against 1063 companies in Fintech. Each bar is a median (the middle company, not an average — outliers don't skew it). Two yardsticks: real money raised (reported on Form D) and modeled value (our estimate est.). These are whole-sector medians across all stages, except the per-stage row.

Total raised — vs sector median (real $, all stages) 50× above median
This company$215.2M
Sector median$4.3M
Latest round — vs other Series C rounds in sector (real $, this stage) 1.7× above median
This company$92.8M
Sector median$54.7M
Modeled value — vs sector median (estimate, all stages) 21× above median
This company$951.2M
Sector median$45.0M

Raised more than 99% of sector peers (real $). Modeled value above 97% of peers (estimate).

Niche peers — same stage & era

A tighter cohort than the sector chart above — only companies at the same stage (Series C) that last raised in the same ~3-year era, ranked by modeled value est. (not money raised). This is the exact set the analyst read compares against, so a like-for-like cohort is what makes "over/under-valued" meaningful.

This companyCohort peer
$100.0M$1.0B$10.0M$100.0M$1.0BCapital raised (log)Moniepoint · Series C Raised $110.0M · modeled $924.9M (est)R.E.D.D. Carbon Credit Harvesting I, Inc. · Series C Raised $50.0M · modeled $781.9M (est)Human Interest Inc. (this company) Raised $215.2M · modeled $951.2M (est)Human Interest Inc.
CompanyStageRaised · realValue · estvs peer med.
Human Interest Inc. this companySeries C$215.2M$951.2M1.03×
MoniepointSeries C$110.0M$924.9M1.00×
R.E.D.D. Carbon Credit Harvesting I, Inc.Series C$50.0M$781.9M0.85×
Full financing history

Stage is inferred from round size est., not reported on the filing — a round's dollar size maps to a bucket: Pre-Seed <$1.0M · Seed $1.0M–$4.0M · Series A $4.0M–$15M · Series B $15M–$40M · Series C $40M–$100M · Series D+ $100M–$400M · Growth/Late >$400M.

StageAmount · realAnnouncedPost-money · estValue · estConf.
Series B$15.4M2019-07-22$85.6M$484.8M90%
Series C$45.0M2020-03-02$300.0M$1.5B90%
Series C$40.0M2020-03-02$266.7M$1.3B90%
Series C$62.0M2022-12-23$413.3M$929.0M90%
Series C$92.8M2024-03-11$618.5M$951.2M90%
What happened at each round

Step-up, pace versus the sector's normal cadence, and revenue/exemption moves — read straight from the reported round facts reported.

  1. Series B$15.4M2019-07-22
    • First recorded raise — entered as Series B.
    • 28 investors on this round.
  2. Series C$45.0M2020-03-02
    • Raised 7 mo later, in step with the ~12 mo sector norm.
    • Round 2.9× larger than the prior — scaling up.
    • 22 investors on this round.
  3. Series C$40.0M2020-03-02
    • Filed alongside the prior round (same month) — likely a tranche or amendment.
    • Round roughly the size of the prior one.
    • 21 investors on this round.
  4. Series C$62.0M2022-12-23
    • Raised again after 34 mo — slower than the ~12 mo sector norm.
    • Round 1.5× larger than the prior — scaling up.
    • 14 investors on this round.
  5. Series C$92.8M2024-03-11
    • Raised 15 mo later, in step with the ~12 mo sector norm.
    • Round 1.5× larger than the prior — scaling up.
    • 14 investors on this round.
Intelligence
2025 ~Q2
Modeled next raise · ~14mo cadence
$138.8M
Modeled next size est.range $92.8M$222.1M
1.5×
Last step-up
$46.4M/yr
Capital velocity

Predictive signals are modeled est. from this company's own cadence and step-up, plus sector benchmarks — directional, not advice. Peer set and a CSV export live in your analyst workspace.

Key people & operators

Officers, directors and promoters named in this company's public recordsreported — the people who run it (not its investors). "Also runs" counts come from name-matching across all records, so verify before acting.

PersonRoleAlso runsTied since
Roger Lee18 other2019-07
Mark Goines10 other2019-07
John Flynn5 other2022-12
Steve Krausz5 other2019-07
Bruce Felt4 other2022-12
Leslie Stretch2 other2024-03
Jacob Flomenberg1 other2019-07
Jane Alexander1 other2022-12
Roxanne Oulman1 other2024-03
William Oberndorf1 other2020-03
Catherine Wong2022-12
Jeff Schneble2019-07
Mike Armsby2022-12
Paul Sawaya2019-07
Tripp Faix2024-03
Registry & provenance

Human Interest Inc. is an official record sourced from the U.S. Securities and Exchange Commission (SEC). U.S. data is aggregated from SEC Form D filings.

United States
Country of record
US
Jurisdiction
1783796
SEC CIK
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Nearest neighbours across the whole database — matched on sector, stage and capital scale, and on shared operators (officers or directors named at both companies in public filings). A discovery shortlist, not a valuation cohort — verify before acting, the same way modeled figures are directional.

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Semantically similar

Matched by meaning, not labels — a local language model reads each company's name, sector and description and ranks the closest in that learned space. This catches look-alikes that cross sector boundaries; the structured list above explains its matches, this one trusts the text. Directional, like every modeled signal here.

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We're Robinhood for pre-IPO startups. Everyone can invest $100.
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Lendtable
We give employees cash advances for their 401k match and ESPP
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Frequently asked
How much funding has Human Interest Inc. raised?
Human Interest Inc. has raised approximately $215.2M in disclosed capital across 4 recorded financing rounds, aggregated from public filings.
What is Human Interest Inc.'s estimated valuation?
Provath's modeled valuation for Human Interest Inc. is approximately $951.2M (modeled range $344.4M–$1.5B). This is an algorithmic estimate derived from round sizes and same-niche peers — not a quoted or reported figure.
What funding stage is Human Interest Inc. at?
Human Interest Inc.'s latest modeled financing stage is Series C. Its most recent recorded round closed around Mon Mar 11.
What does Human Interest Inc. do and where is it based?
Human Interest Inc. operates in the Fintech sector, based in SAN FRANCISCO, CA, USA; Remote. The 401(k) for small and medium-sized businesses.
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