Diligence memo · auto-generated · as of July 2, 2026

GroMo, Inc.

GroMo, Inc. looks over-valued against its niche peers and is dormant on financing cadence.

DeprioritizeFinancing has gone silent well past the sector's normal cadence — treat as inactive until outside confirmation of a live operation.

Businessfiled

GroMo, Inc. operates in Fintech, based in NAPERVILLE, HR, India. App for independent agents to sell financial products in India

Sub-sector tags: Fintech, Insurance, insurance.

Capital & rounds (filed)filed

GroMo, Inc. has raised $11M in disclosed capital across 1 recorded round, aggregated from public filings. Its latest round is modeled as Series A (a $4.0M–$15M round).

Largest single filing: $11M on 2022-06-09.

Most recent recorded round closed around 2022-06-09.

Valuation (modeled)modeled

Provath models GroMo, Inc. at approximately $142M (range $14M–$492M). This is an algorithmic estimate from round sizes and same-niche peers — not a quoted or reported figure.

Read: Over-valued. Modeled value is 2.21× the median modeled value of Series A Fintech companies in 2022–2024 (32 peers) — value vs value, same stage and era.

Financing rhythm & timingmixed

Last raise 4.1 yr ago; this sector typically re-raises about every 12 months.

Only one round on record and long silent — often defunct, acquired, or gone quiet.

Comparablesmixed

Capital scale ranks ahead of 89% of Fintech peers (1063 compared).

Modeled value ranks above 91% of those peers.

Closest niche peers: Thndr, Peach Payments, Bite Ninja, Inc., Kinside Inc., Plerk Holdings LLC.

Peoplefiled

2 named people on file across officers, directors and signatories.

Risks & flagsmixed

Financing has been silent well beyond sector cadence — possibly defunct, acquired, or paused.

Modeled above niche peers — valuation risk on entry.

No clearly named CEO/founder/principal in the surfaced records — key-person evidence is thin.