Companies · Fintech

Djamo Inc.Winter 2021Active

WILMINGTON · Abidjan Autonomous District, Ivory Coast; Dakar, Dakar Region, Senegal · Fintech · refined from filed group “Other Technology · founded 2021 · https://www.djamo.com

Diligence memoA one-page analyst read on Djamo Inc. — recommendation, valuation, rhythm, risks.
$46.6M
Total raised · real
4
Rounds
1.3×
Latest step-up
Top 5%
Sector rank · raised
Series B
Latest stage · inferred · Fri Apr 04 2025 00:00:00 GMT+0000 (Coordinated Universal Time)

Djamo Inc. looks fair against its niche peers and is active on financing cadence.

Synthesized from the figures below est. — every claim rests on a number shown on this page. Valuation uses the fintech sector profile.

Analyst read est. — computed against this company's niche peers in the same era. Inputs shown; not a quoted figure.

Fair
  • Modeled value is 0.95× the median modeled value of Series B Fintech companies in 2025–2027 (12 peers) — value vs value, same stage and era.
  • Within the normal band (95% of peer median) for its niche.
Active
  • Last raise 15 mo ago; this sector typically re-raises about every 12 months.
  • Raising on or ahead of the sector's normal rhythm.
Leadership

No named principal in this company's public records yet — see all operators below.

Explore how these operators interlock with other companies in the operator network.

Where it sits in Fintech

Djamo Inc. is one of 1063 Fintech companies tracked from WILMINGTON, Abidjan Autonomous District, Ivory Coast; Dakar, Dakar Region, Senegal, on record since 2021. By capital raised it ranks among the largest (ahead of 96% of sector peers), and in the upper tier by modeled valuation est..

Ranking is computed against this company's own sector cohort — reported capital is fact; valuation tiers are modeled.

AI analyst read est. — model-extracted from this company's public description, not a verified fact. 30%

operates a technology-led product inferred from public copy

Grounded in: “You are a venture analyst

Challenger Bank for consumers in French speaking Africa.

Djamo is a challenger Bank for consumers in french speaking Africa where less than 25% of the population is banked, we are building seamless and affordable banking solutions to break into this huge untaped market and bring millions of people into financial inclusion.

Fintech
Find Djamo Inc. online

As reported in public records reported — not modeled.

CI
Jurisdiction
Rule 506(b)
Reg D exemption
7
Investors (latest)
2021
Year incorporated
2024-11-04
First sale
Amount raised vs valuation, by round

Solid bars are reported offering amounts reported; hatched bars are the modeled post-money valuation est. — both on one shared scale so you can read raise-vs-worth at each round directly. Use the toggles to overlay data labels and the niche-peer / market average value lines.

Amount raised · realModeled valuation · estCumulative funded · real
$0$50M$100M$150M$200MSeries A · 2022-08-09 Raised $13M (real) Modeled valuation $161M (est)$13M$161MSeries A2022Series A · 2023-11-02 Raised $3.2M (real) Modeled valuation $23M (est)$3.2M$23MSeries A2023Seed · 2023-11-02 Raised $2.0M (real) Modeled valuation $14M (est)$2.0M$14MSeed2023Series A · 2024-11-04 Raised $13M (real) Modeled valuation $62M (est)$13M$62MSeries A2024Series B · 2025-04-04 Raised $17M (real) Modeled valuation $96M (est)$17M$96MSeries B2025+$3.2M+$2.0M+$13M+$17MCumulative $49M

The line shows cumulative reported funding over the period; + labels show new capital added between points when there is room. Toggle on-bar figures, plus the niche-peer and market averages, to read this company against its cohort. Benchmarks are modeled medians.

Financing ladder & sequence gaps
Series A$13.4M · 2022
Series A extension$3.2M · 2023
Bridge · Series A-stage$2.0M · 2023smaller follow-on
Series A extension$13.0M · 2024
Series B$17.0M · 2025

Stages are modeled from round size (public records carry no series label). No record for: Pre-Seed — the company may have raised it under a different exemption, merged it into an adjacent record, or skipped it. Sequence completeness: 75%.

Modeled valuation trajectory
$96.5M
Base estimate est.
$40.8M
Conservative case
$149.4M
Upside case
$94.4M
Modeled post-money

Round size and date are reported; the stage label is inferred from round size (latest is Series Ba $15M–$40M round). Valuation is modeled from stage benchmarks scaled by the fintech sector profile. Directional, not a quoted figure.

Series A · modeled $161.5M · 2022-08-092022Series A · modeled $22.8M · 2023-11-02Seed · modeled $14.3M · 2023-11-02Series A · modeled $61.9M · 2024-11-04Series B · modeled $96.5M · 2025-04-042025
Model inputs · modeled:benchmark-stage-stepup-v1
18%
Dilution assumption
Implied ownership sold in the financing.
65%
Survival probability
43% low · 80% high
1.43×/yr
Annual markup
1.74×/yr upside case
1.2 yr
Elapsed time used
1.2 yr actual, capped for stale marks
fintech
Sector profile
Adjusts growth and survival by industry.
Financing rhythm
8 mo
Avg between rounds
$17.6M/yr
Capital velocity
3.9 yr
On record since
2022
First round
5
Rounds on file
How it compares to the market

Benchmarked against 1063 companies in Fintech. Each bar is a median (the middle company, not an average — outliers don't skew it). Two yardsticks: real money raised (reported on Form D) and modeled value (our estimate est.). These are whole-sector medians across all stages, except the per-stage row.

Total raised — vs sector median (real $, all stages) 11× above median
This company$46.6M
Sector median$4.3M
Latest round — vs other Series B rounds in sector (real $, this stage) 0.9× of median
This company$17.0M
Sector median$20.0M
Modeled value — vs sector median (estimate, all stages) 2.1× above median
This company$96.5M
Sector median$45.1M

Raised more than 96% of sector peers (real $). Modeled value above 89% of peers (estimate).

Niche peers — same stage & era

A tighter cohort than the sector chart above — only companies at the same stage (Series B) that last raised in the same ~3-year era, ranked by modeled value est. (not money raised). This is the exact set the analyst read compares against, so a like-for-like cohort is what makes "over/under-valued" meaningful. This company ranks #7 of 12.

This companyCohort peer
$10.0M$100.0M$1.0B$10.0M$100.0MCapital raised (log)LemFi · Series B Raised $53.0M · modeled $325.1M (est)BenePass, Inc. · Series B Raised $74.6M · modeled $180.7M (est)SafetyKit, Inc. · Series B Raised $27.2M · modeled $155.5M (est)Blnk · Series B Raised $37.0M · modeled $137.3M (est)Finary Wealth Inc. · Series B Raised $35.3M · modeled $113.6M (est)LAGO Apex Credit Corp · Series B Raised $20.0M · modeled $107.1M (est)Axiom, Inc. · Series B Raised $41.4M · modeled $90.0M (est)Lula · Series B Raised $21.0M · modeled $88.0M (est)Sage Lending, LLC · Series B Raised $20.0M · modeled $85.2M (est)Saturn Fintech, Inc. · Series B Raised $17.2M · modeled $82.8M (est)Aside, Inc. · Series B Raised $29.0M · modeled $35.4M (est)Djamo Inc. (this company) Raised $46.6M · modeled $96.5M (est)Djamo Inc.
CompanyStageRaised · realValue · estvs peer med.
LemFiSeries B$53.0M$325.1M3.19×
BenePass, Inc.Series B$74.6M$180.7M1.78×
SafetyKit, Inc.Series B$27.2M$155.5M1.53×
BlnkSeries B$37.0M$137.3M1.35×
Finary Wealth Inc.Series B$35.3M$113.6M1.12×
LAGO Apex Credit CorpSeries B$20.0M$107.1M1.05×
Djamo Inc. this companySeries B$46.6M$96.5M0.95×
Axiom, Inc.Series B$41.4M$90.0M0.88×
LulaSeries B$21.0M$88.0M0.86×
Sage Lending, LLCSeries B$20.0M$85.2M0.84×
Saturn Fintech, Inc.Series B$17.2M$82.8M0.81×
Aside, Inc.Series B$29.0M$35.4M0.35×
Full financing history

Stage is inferred from round size est., not reported on the filing — a round's dollar size maps to a bucket: Pre-Seed <$1.0M · Seed $1.0M–$4.0M · Series A $4.0M–$15M · Series B $15M–$40M · Series C $40M–$100M · Series D+ $100M–$400M · Growth/Late >$400M.

StageAmount · realAnnouncedPost-money · estValue · estConf.
Series A$13.4M2022-08-09$61.1M$161.5M90%
Series A$3.2M2023-11-02$14.4M$22.8M90%
Seed$2.0M2023-11-02$10.3M$14.3M90%
Series A$13.0M2024-11-04$59.1M$61.9M90%
Series B$17.0M2025-04-04$94.4M$96.5M45%
What happened at each round

Step-up, pace versus the sector's normal cadence, and revenue/exemption moves — read straight from the reported round facts reported.

  1. Series A$13.4M2022-08-09
    • First recorded raise — entered as Series A.
    • 29 investors on this round.
  2. Series A$3.2M2023-11-02
    • Raised 15 mo later, in step with the ~12 mo sector norm.
    • Round 4.2× smaller than the prior — bridge or down round.
    • 4 investors on this round.
  3. Seed$2.0M2023-11-02
    • Filed alongside the prior round (same month) — likely a tranche or amendment.
    • Round 1.5× smaller than the prior — bridge or down round.
    • 1 investor on this round.
  4. Series A$13.0M2024-11-04
    • Raised 12 mo later, in step with the ~12 mo sector norm.
    • Round 6.3× larger than the prior — scaling up.
    • 7 investors on this round.
  5. Series B$17.0M2025-04-04
    • Came back fast: 5 mo vs the ~12 mo sector norm.
    • Round 1.3× larger than the prior — scaling up.
Intelligence
2025 ~Q4
Modeled next raise · ~8mo cadence
$22.2M
Modeled next size est.range $17.0M$35.5M
1.3×
Last step-up
$17.6M/yr
Capital velocity

Predictive signals are modeled est. from this company's own cadence and step-up, plus sector benchmarks — directional, not advice. Peer set and a CSV export live in your analyst workspace.

Key people & operators

Officers, directors and promoters named in this company's public recordsreported — the people who run it (not its investors). "Also runs" counts come from name-matching across all records, so verify before acting.

PersonRoleAlso runsTied since
Tidjane Deme2 other2022-08
Mike Mompi1 other2022-08
Eric Scaramozzino2024-11
Flinde Herve Bamba2024-11
Flinde Regis Herve Bamba2022-08
Hassan Bourgi2022-08
Sebastien Nony2024-11
Registry & provenance

Djamo Inc. is an official record sourced from the U.S. Securities and Exchange Commission (SEC). U.S. data is aggregated from SEC Form D filings.

United States
Country of record
CI
Jurisdiction
1952394
SEC CIK
2021
Incorporated
Similar companies

Nearest neighbours across the whole database — matched on sector, stage and capital scale, and on shared operators (officers or directors named at both companies in public filings). A discovery shortlist, not a valuation cohort — verify before acting, the same way modeled figures are directional.

CompanySectorStageRaised · realValue · estWhy similar
Axiom, Inc.FintechSeries B$41.4M$90.0Msame sector · same stage
Shift4 Payments, Inc.FintechSeries B$38.5M$14.9Msame sector · same stage
BlnkFintechSeries B$37.0M$137.3Msame sector · same stage
Finary Wealth Inc.FintechSeries B$35.3M$113.6Msame sector · same stage
Heru, Inc.FintechSeries B$32.8M$22.2Msame sector · same stage
BenePass, Inc.FintechSeries B$74.6M$180.7Msame sector · same stage
Aside, Inc.FintechSeries B$29.0M$35.4Msame sector · same stage
SafetyKit, Inc.FintechSeries B$27.2M$155.5Msame sector · same stage
Semantically similar

Matched by meaning, not labels — a local language model reads each company's name, sector and description and ranks the closest in that learned space. This catches look-alikes that cross sector boundaries; the structured list above explains its matches, this one trusts the text. Directional, like every modeled signal here.

CompanySectorStageValue · estMatch
Mono
Plaid for Africa, but better.
FintechPre-Seed$17.0M77%
Rank (formerly Moni)
Group Financing for small businesses across Africa.
Fintech77%
Lenco
Pan-African digital bank for Africa's 50m businesses
Fintech76%
Duplo
Venmo for B2B in Africa
FintechSeed$52.7M75%
Nomba
Banking and payments for businesses in Africa
FintechSeries B$340.2M75%
Fingo Africa
A neobank for Africa's 500 million youth
Fintech75%
Suplias
We enable FMCG distributors in Africa buy inventory on credit
Fintech75%
Moneco
Neobank for African migrants in Europe
Fintech74%
Frequently asked
How much funding has Djamo Inc. raised?
Djamo Inc. has raised approximately $46.6M in disclosed capital across 4 recorded financing rounds, aggregated from public filings.
What is Djamo Inc.'s estimated valuation?
Provath's modeled valuation for Djamo Inc. is approximately $96.5M (modeled range $40.8M–$149.4M). This is an algorithmic estimate derived from round sizes and same-niche peers — not a quoted or reported figure.
What funding stage is Djamo Inc. at?
Djamo Inc.'s latest modeled financing stage is Series B. Its most recent recorded round closed around Fri Apr 04.
What does Djamo Inc. do and where is it based?
Djamo Inc. operates in the Fintech sector, based in WILMINGTON, Abidjan Autonomous District, Ivory Coast; Dakar, Dakar Region, Senegal. Challenger Bank for consumers in French speaking Africa.
Explore related

See where Djamo Inc. sits in the wider market — its sector, location and stage cohorts, each with their own leaderboards and capital-flow timelines.

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