Companies · Fintech
Paris · Île-de-France, France; Remote · Fintech · founded 2022 · https://moneco.app/
Diligence memoA one-page analyst read on Moneco — recommendation, valuation, rhythm, risks.→Moneco: limited disclosed financing to assess.
Synthesized from the figures below est. — every claim rests on a number shown on this page.
Moneco is one of 1063 Fintech companies tracked from Paris, Île-de-France, France; Remote, on record since 2022. By capital raised it ranks mid-pack (ahead of 66% of sector peers), and mid-pack by modeled valuation est..
Ranking is computed against this company's own sector cohort — reported capital is fact; valuation tiers are modeled.
AI analyst read est. — model-extracted from this company's public description, not a verified fact. 30%
operates a technology-led product inferred from public copy
Grounded in: “You are a venture analyst”
Neobank for African migrants in Europe
Moneco is a neobank targeting the migrant communities in Europe, starting with the African diaspora. We are making banking easier and more affordable for underserved communities, starting with a current account, a payment card and free remittances. The long term vision is to turn Moneco into a one-stop-shop where all of their financial needs will be addressed.
As reported in public records reported — not modeled.
Solid bars are reported offering amounts reported; hatched bars are the modeled post-money valuation est. — both on one shared scale so you can read raise-vs-worth at each round directly. Use the toggles to overlay data labels and the niche-peer / market average value lines.
No round amounts on record to chart.
No staged rounds to sequence.
Round size and date are reported; the stage label is inferred from round size. Valuation is modeled from stage benchmarks. Directional, not a quoted figure.
Not enough modeled valuation points to chart a trajectory.
Benchmarked against 1063 companies in Fintech. Each bar is a median (the middle company, not an average — outliers don't skew it). Two yardsticks: real money raised (reported on Form D) and modeled value (our estimate est.). These are whole-sector medians across all stages, except the per-stage row.
Raised more than 66% of sector peers (real $). Modeled value above 66% of peers (estimate).
Stage is inferred from round size est., not reported on the filing — a round's dollar size maps to a bucket: Pre-Seed <$1.0M · Seed $1.0M–$4.0M · Series A $4.0M–$15M · Series B $15M–$40M · Series C $40M–$100M · Series D+ $100M–$400M · Growth/Late >$400M.
| Stage | Amount · real | Announced | Post-money · est | Value · est | Conf. |
|---|---|---|---|---|---|
| No rounds recorded. | |||||
Predictive signals are modeled est. from this company's own cadence and step-up, plus sector benchmarks — directional, not advice. Peer set and a CSV export live in your analyst workspace.
Moneco is an official record sourced from the U.S. Securities and Exchange Commission (SEC). U.S. data is aggregated from SEC Form D filings.
Nearest neighbours across the whole database — matched on sector, stage and capital scale, and on shared operators (officers or directors named at both companies in public filings). A discovery shortlist, not a valuation cohort — verify before acting, the same way modeled figures are directional.
| Company | Sector | Stage | Raised · real | Value · est | Why similar |
|---|---|---|---|---|---|
| 1stCollab | Fintech | — | — | — | same sector |
| Abacus | Fintech | — | — | — | same sector |
| Absa Bank | Fintech | — | — | — | same sector |
| Accend | Fintech | — | — | — | same sector |
| Accept.inc (formerly BoardRE) | Fintech | — | — | — | same sector |
| Aer | Fintech | — | — | — | same sector |
| Affinity | Fintech | — | — | — | same sector |
| Ajaib | Fintech | — | — | — | same sector |
Matched by meaning, not labels — a local language model reads each company's name, sector and description and ranks the closest in that learned space. This catches look-alikes that cross sector boundaries; the structured list above explains its matches, this one trusts the text. Directional, like every modeled signal here.
| Company | Sector | Stage | Value · est | Match |
|---|---|---|---|---|
| Fingo Africa A neobank for Africa's 500 million youth | Fintech | — | — | 83% |
| Rank (formerly Moni) Group Financing for small businesses across Africa. | Fintech | — | — | 79% |
| Spring in Africa Investing in innovation | Fintech | — | — | 79% |
| Cleva USD banking platform for Africa | Fintech | — | — | 78% |
| Orca SA’s Orca raises $550k to fight fraud in emerging markets 0 By Tom Jackson on May 29, 2024 News , Southern Africa South African startup Orca Fraud has closed an oversubscribed pre-seed round of US$550,000 which it plans to use to protect emerging markets from fraud. Founded in January by Thalia Pillay and Carla Wilby, Orca empowers fraud analysts and compliance officers at banks and fintechs with the tools they need to effectively combat various types of fraud. | Fintech | Pre-Seed | $2.8M | 78% |
| Pluto.markets Modern Investment Product for 100m underserved Europeans | Fintech | — | — | 77% |
| Kontigo USDC-Smart Neobank for Latinos. | Fintech | — | — | 77% |
| Littio Dollar banking for people in Latin America | Fintech | — | — | 77% |
See where Moneco sits in the wider market — its sector, location and stage cohorts, each with their own leaderboards and capital-flow timelines.
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