Companies · Fintech

Williams & Smith Wealth Building Network

WALNUT CREEK · Fintech · refined from filed group “Other Technology

Diligence memoA one-page analyst read on Williams & Smith Wealth Building Network — recommendation, valuation, rhythm, risks.
$117.5M
Total raised · real
2
Rounds
14.7×
Latest step-up
Top 3%
Sector rank · raised
Series D+
Latest stage · inferred · Thu Jul 10 2025 00:00:00 GMT+0000 (Coordinated Universal Time)

Williams & Smith Wealth Building Network has raised $118M over 2 rounds; too few niche peers to rank its valuation yet.

Synthesized from the figures below est. — every claim rests on a number shown on this page. Valuation uses the fintech sector profile.

Analyst read est. — computed against this company's niche peers in the same era. Inputs shown; not a quoted figure.

Active
  • Last raise 12 mo ago; this sector typically re-raises about every 12 months.
  • Raising on or ahead of the sector's normal rhythm.
Leadership

No named principal in this company's public records yet — see all operators below.

Explore how these operators interlock with other companies in the operator network.

Where it sits in Fintech

Williams & Smith Wealth Building Network is one of 1063 Fintech companies tracked from WALNUT CREEK. By capital raised it ranks among the largest (ahead of 98% of sector peers), and among the largest by modeled valuation est..

Ranking is computed against this company's own sector cohort — reported capital is fact; valuation tiers are modeled.

As reported in public records reported — not modeled.

US
Jurisdiction
Rule 506(b)
Reg D exemption
1
Investors (latest)
2021
Year incorporated
2025-07-10
First sale
Amount raised vs valuation, by round

Solid bars are reported offering amounts reported; hatched bars are the modeled post-money valuation est. — both on one shared scale so you can read raise-vs-worth at each round directly. Use the toggles to overlay data labels and the niche-peer / market average value lines.

Amount raised · realModeled valuation · estCumulative funded · real
$0$250M$500M$750M$1.0BSeries A · 2021-03-23 Raised $7.5M (real) Modeled valuation $159M (est)$7.5M$159MSeries A2021Series D+ · 2025-07-10 Raised $110M (real) Modeled valuation $966M (est)$110M$966MSeries D+2025+$110MCumulative $118M

The line shows cumulative reported funding over the period; + labels show new capital added between points when there is room. Toggle on-bar figures, plus the niche-peer and market averages, to read this company against its cohort. Benchmarks are modeled medians.

Financing ladder & sequence gaps
Series A$7.5M · 2021
Series D+$110.0M · 2025no Series B / Series C on file

Stages are modeled from round size (public records carry no series label). No record for: Pre-Seed, Seed, Series B, Series C — the company may have raised it under a different exemption, merged it into an adjacent record, or skipped it. Sequence completeness: 33%.

Modeled valuation trajectory
$966.1M
Base estimate est.
$598.4M
Conservative case
$1.2B
Upside case
$916.7M
Modeled post-money

Round size and date are reported; the stage label is inferred from round size (latest is Series D+a $100M–$400M round). Valuation is modeled from stage benchmarks scaled by the fintech sector profile. Directional, not a quoted figure.

Series A · modeled $159.4M · 2021-03-232021Series D+ · modeled $966.1M · 2025-07-102025
Model inputs · modeled:benchmark-stage-stepup-v1
12%
Dilution assumption
Implied ownership sold in the financing.
82%
Survival probability
65% low · 90% high
1.30×/yr
Annual markup
1.46×/yr upside case
1.0 yr
Elapsed time used
1.0 yr actual, capped for stale marks
fintech
Sector profile
Adjusts growth and survival by industry.
Financing rhythm
52 mo
Avg between rounds
$27.3M/yr
Capital velocity
5.3 yr
On record since
2021
First round
2
Rounds on file
How it compares to the market

Benchmarked against 1063 companies in Fintech. Each bar is a median (the middle company, not an average — outliers don't skew it). Two yardsticks: real money raised (reported on Form D) and modeled value (our estimate est.). These are whole-sector medians across all stages, except the per-stage row.

Total raised — vs sector median (real $, all stages) 27× above median
This company$117.5M
Sector median$4.3M
Latest round — vs other Series D+ rounds in sector (real $, this stage) 0.8× of median
This company$110.0M
Sector median$145.2M
Modeled value — vs sector median (estimate, all stages) 21× above median
This company$966.1M
Sector median$45.1M

Raised more than 98% of sector peers (real $). Modeled value above 98% of peers (estimate).

Niche peers — same stage & era

A tighter cohort than the sector chart above — only companies at the same stage (Series D+) that last raised in the same ~3-year era, ranked by modeled value est. (not money raised). This is the exact set the analyst read compares against, so a like-for-like cohort is what makes "over/under-valued" meaningful.

This companyCohort peer
$100.0M$1.0B$100.0M$1.0BCapital raised (log)TA Fintech Inc. · Series D+ Raised $193.0M · modeled $955.3M (est)Taktile · Series D+ Raised $118.8M · modeled $811.9M (est)Williams & Smith Wealth Building Network (this company) Raised $117.5M · modeled $966.1M (est)Williams & Smith Wealth Building Network
CompanyStageRaised · realValue · estvs peer med.
Williams & Smith Wealth Building Network this companySeries D+$117.5M$966.1M1.01×
TA Fintech Inc.Series D+$193.0M$955.3M1.00×
TaktileSeries D+$118.8M$811.9M0.85×
Full financing history

Stage is inferred from round size est., not reported on the filing — a round's dollar size maps to a bucket: Pre-Seed <$1.0M · Seed $1.0M–$4.0M · Series A $4.0M–$15M · Series B $15M–$40M · Series C $40M–$100M · Series D+ $100M–$400M · Growth/Late >$400M.

StageAmount · realAnnouncedPost-money · estValue · estConf.
Series A$7.5M2021-03-23$34.1M$159.4M90%
Series D+$110.0M2025-07-10$916.7M$966.1M90%
What happened at each round

Step-up, pace versus the sector's normal cadence, and revenue/exemption moves — read straight from the reported round facts reported.

  1. Series A$7.5M2021-03-23
    • First recorded raise — entered as Series A.
    • 1 investor on this round.
  2. Series D+$110.0M2025-07-10
    • Raised again after 52 mo — slower than the ~12 mo sector norm.
    • Round 14.7× larger than the prior — scaling up.
    • 1 investor on this round.
Intelligence
2029 ~Q4
Modeled next raise · ~52mo cadence
$330.0M
Modeled next size est.range $214.5M$528.0M
14.7×
Last step-up
$27.3M/yr
Capital velocity

Predictive signals are modeled est. from this company's own cadence and step-up, plus sector benchmarks — directional, not advice. Peer set and a CSV export live in your analyst workspace.

Key people & operators

Officers, directors and promoters named in this company's public recordsreported — the people who run it (not its investors). "Also runs" counts come from name-matching across all records, so verify before acting.

PersonRoleAlso runsTied since
MICHAEL LOTT2021-03
Registry & provenance

Williams & Smith Wealth Building Network is an official record sourced from the U.S. Securities and Exchange Commission (SEC). U.S. data is aggregated from SEC Form D filings.

United States
Country of record
US
Jurisdiction
1852160
SEC CIK
2021
Incorporated
Similar companies

Nearest neighbours across the whole database — matched on sector, stage and capital scale, and on shared operators (officers or directors named at both companies in public filings). A discovery shortlist, not a valuation cohort — verify before acting, the same way modeled figures are directional.

CompanySectorStageRaised · realValue · estWhy similar
TaktileFintechSeries D+$118.8M$811.9Msame sector · same stage
TA Fintech Inc.FintechSeries D+$193.0M$955.3Msame sector · same stage
Frubana IncFintechSeries D+$275.0M$358.6Msame sector · same stage
Lively, Inc.FintechSeries C$117.1M$1.8Bsame sector
MoniepointFintechSeries C$110.0M$925.7Msame sector
Octane Lending, Inc.FintechSeries C$130.1M$350.7Msame sector
Relay Payments Inc.FintechSeries C$87.7M$1.1Bsame sector
Truebill, Inc.FintechSeries C$84.5M$1.1Bsame sector
Semantically similar

Matched by meaning, not labels — a local language model reads each company's name, sector and description and ranks the closest in that learned space. This catches look-alikes that cross sector boundaries; the structured list above explains its matches, this one trusts the text. Directional, like every modeled signal here.

CompanySectorStageValue · estMatch
Wealth Factory IncFintechPre-Seed$8.8M87%
Finary Wealth Inc.FintechSeries B$113.6M87%
Wealthhub Solutions, Inc.FintechSeries A$7.5M87%
Affinity Wealth Network IncFintechSeed$31.4M86%
Wealthfeed, Inc.FintechSeed$10.0M86%
Wealthblock Inc.FintechPre-Seed$14.2M86%
Wealth, Inc./AZFintechSeries B$202.0M85%
Wealthmeup Inc.FintechPre-Seed$509K85%
Frequently asked
How much funding has Williams & Smith Wealth Building Network raised?
Williams & Smith Wealth Building Network has raised approximately $117.5M in disclosed capital across 2 recorded financing rounds, aggregated from public filings.
What is Williams & Smith Wealth Building Network's estimated valuation?
Provath's modeled valuation for Williams & Smith Wealth Building Network is approximately $966.1M (modeled range $598.4M–$1.2B). This is an algorithmic estimate derived from round sizes and same-niche peers — not a quoted or reported figure.
What funding stage is Williams & Smith Wealth Building Network at?
Williams & Smith Wealth Building Network's latest modeled financing stage is Series D+. Its most recent recorded round closed around Thu Jul 10.
What does Williams & Smith Wealth Building Network do and where is it based?
Williams & Smith Wealth Building Network operates in the Fintech sector, based in WALNUT CREEK.
Explore related

See where Williams & Smith Wealth Building Network sits in the wider market — its sector, location and stage cohorts, each with their own leaderboards and capital-flow timelines.

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