Companies · Business Services

SGP - BB Financial, LLCNew on the radar

CHARLOTTE · Business Services

Diligence memoA one-page analyst read on SGP - BB Financial, LLC — recommendation, valuation, rhythm, risks.→
$600K
Total raised · real
1
Rounds
—
Latest step-up
Top 54%
Sector rank · raised
Pre-Seed
Latest stage · inferred · Tue Jan 20 2026 00:00:00 GMT+0000 (Coordinated Universal Time)

SGP - BB Financial, LLC looks fair against its niche peers and is active on financing cadence.

Synthesized from the figures below est. — every claim rests on a number shown on this page. Valuation uses the business services sector profile.

Analyst read est. — computed against this company's niche peers in the same era. Inputs shown; not a quoted figure.

Fair
  • Modeled value is 1.21× the median modeled value of Pre-Seed Business Services companies in 2025–2027 (102 peers) — value vs value, same stage and era.
  • Within the normal band (121% of peer median) for its niche.
Active
  • Last raise 5 mo ago; this sector typically re-raises about every 12 months.
  • Raising on or ahead of the sector's normal rhythm.

Procedural diagnosis est. — rule-based common-sense checks over the filing pattern, issuer name, activity cadence, and surfaced operating evidence.

Issuer-vehicle patternmedium confidence

SGP - BB Financial, LLC behaves more like a recurring private-offering issuer than a conventional venture-backed operating company.

Issuer structure
Company-like
No recurring-offering pattern strong enough to override normal financing interpretation.
Lifecycle
0.7 yr record
Peak capital year was 2026 with $600K across 1 filings.
Market position
ahead of 47% of Business Services peers
Capital scale is ahead of 47% of Business Services peers; modeled value is above 26% of peers by modeled value. Large capital with mid-pack modeled value can signal an issuer/program profile rather than operating-company growth.
Valuation reliability
Normal applicability
Stage/dilution valuation models are weakest when the issuer is broad-sector, recurring, or vehicle-like.
Operating evidence
Sparse
No clear CEO/founder/principal role is surfaced, so operating-company confidence is lower.
Data quality
Consistent
Canonical totals and visible filing detail are broadly aligned.
What triggered this
  • Legal name looks like an issuer vehicle rather than a product company.
  • No clearly named CEO/founder/principal role in the public records surfaced here.
  • No verified homepage on the profile yet.
  • Capital program peaked in 2026: $600K across 1 filings.
  • Largest single filing was $600K on 2026-01-20.
How to read the page
  • Read this less like a startup funding journey and more like a capital-raising program.
  • Stage-based valuation and peer labels have lower applicability for this pattern.
Leadership

No named principal in this company's public records yet — see all operators below.

Explore how these operators interlock with other companies in the operator network.

Where it sits in Business Services

SGP - BB Financial, LLC is one of 2439 Business Services companies tracked from CHARLOTTE. By capital raised it ranks mid-pack (ahead of 47% of sector peers), and in the long tail by modeled valuation est..

Ranking is computed against this company's own sector cohort — reported capital is fact; valuation tiers are modeled.

As reported in public records reported — not modeled.

US
Jurisdiction
Rule 506(b)
Reg D exemption
8
Investors (latest)
2025
Year incorporated
2026-01-20
First sale
Amount raised vs valuation, by round

Solid bars are reported offering amounts reported; hatched bars are the modeled post-money valuation est. — both on one shared scale so you can read raise-vs-worth at each round directly. Use the toggles to overlay data labels and the niche-peer / market average value lines.

Amount raised · realModeled valuation · estCumulative funded · real
$0$500K$1.0M$1.5M$2.0MPre-Seed · 2026-01-20 Raised $600K (real) Modeled valuation $1.3M (est)$600K$1.3MPre-Seed2026

The line shows cumulative reported funding over the period; + labels show new capital added between points when there is room. Toggle on-bar figures, plus the niche-peer and market averages, to read this company against its cohort. Benchmarks are modeled medians.

Financing ladder & sequence gaps
Pre-Seed$600K · 2026

Stages are modeled from round size (public records carry no series label). Ladder is contiguous — every modeled rung has a record.

Modeled valuation trajectory
$1.3M
Base estimate est.
$408K
Conservative case
$2.7M
Upside case
$3.3M
Modeled post-money

Round size and date are reported; the stage label is inferred from round size (latest is Pre-Seed — a round under $1.0M). Valuation is modeled from stage benchmarks scaled by the business services sector profile. Directional, not a quoted figure.

Not enough modeled valuation points to chart a trajectory.

Model inputs · modeled:benchmark-stage-stepup-v1
18%
Dilution assumption
Implied ownership sold in the financing.
31%
Survival probability
12% low · 56% high
1.63×/yr
Annual markup
2.21×/yr upside case
0.5 yr
Elapsed time used
0.5 yr actual, capped for stale marks
business services
Sector profile
Adjusts growth and survival by industry.
Financing rhythm
—
Avg between rounds
—
Capital velocity
0.7 yr
On record since
2026
First round
New
First-time filer
How it compares to the market

Benchmarked against 2439 companies in Business Services. Each bar is a median (the middle company, not an average — outliers don't skew it). Two yardsticks: real money raised (reported on Form D) and modeled value (our estimate est.). These are whole-sector medians across all stages, except the per-stage row.

Total raised — vs sector median (real $, all stages)▼ 0.4× of median
This company$600K
Sector median$1.5M
Latest round — vs other Pre-Seed rounds in sector (real $, this stage)▲ 1.9× above median
This company$600K
Sector median$322K
Modeled value — vs sector median (estimate, all stages)▼ 0.1× of median
This company$1.3M
Sector median$15.0M

Raised more than 47% of sector peers (real $). Modeled value above 26% of peers (estimate).

Niche peers — same stage & era

A tighter cohort than the sector chart above — only companies at the same stage (Pre-Seed) that last raised in the same ~3-year era, ranked by modeled value est. (not money raised). This is the exact set the analyst read compares against, so a like-for-like cohort is what makes "over/under-valued" meaningful. This company ranks #43 of 102.

This companyCohort peer
$1.0M$10.0M$100K$1.0M$10.0MCapital raised (log)Agrowise, LLC · Pre-Seed Raised $1.0M · modeled $3.5M (est)Arcasa Services LLC · Pre-Seed Raised $1.0M · modeled $3.4M (est)Monarch Commerce, Inc. · Pre-Seed Raised $1.0M · modeled $3.4M (est)Htlc-7, Llc · Pre-Seed Raised $942K · modeled $3.1M (est)Table Needs, Inc. · Pre-Seed Raised $865K · modeled $3.0M (est)FOG Wellness Holding, LLC · Pre-Seed Raised $750K · modeled $2.6M (est)MKG Tax Consultants LLC · Pre-Seed Raised $1.0M · modeled $2.6M (est)Candlestick Partners MC, LLC · Pre-Seed Raised $975K · modeled $2.5M (est)Arrive Holdings, LLC · Pre-Seed Raised $1.0M · modeled $2.4M (est)Quantum Life Enterprises, LLC · Pre-Seed Raised $686K · modeled $2.3M (est)Lumora Clinic Services LLC · Pre-Seed Raised $750K · modeled $2.3M (est)Mcm - Copain Ballantyne, Llc · Pre-Seed Raised $780K · modeled $2.2M (est)SGP - BB Financial, LLC (this company) Raised $600K · modeled $1.3M (est)SGP - BB Financial, LLC
CompanyStageRaised · realValue · estvs peer med.
Agrowise, LLCPre-Seed$1.0M$3.5M3.36×
Arcasa Services LLCPre-Seed$1.0M$3.4M3.22×
Monarch Commerce, Inc.Pre-Seed$1.0M$3.4M3.21×
Htlc-7, LlcPre-Seed$942K$3.1M3.01×
Table Needs, Inc.Pre-Seed$865K$3.0M2.89×
FOG Wellness Holding, LLCPre-Seed$750K$2.6M2.53×
MKG Tax Consultants LLCPre-Seed$1.0M$2.6M2.53×
Candlestick Partners MC, LLCPre-Seed$975K$2.5M2.36×
Arrive Holdings, LLCPre-Seed$1.0M$2.4M2.26×
Quantum Life Enterprises, LLCPre-Seed$686K$2.3M2.19×
Lumora Clinic Services LLCPre-Seed$750K$2.3M2.16×
Mcm - Copain Ballantyne, LlcPre-Seed$780K$2.2M2.10×
SGP - BB Financial, LLC this companyPre-Seed$600K$1.3M1.21×
Full financing history

Stage is inferred from round size est., not reported on the filing — a round's dollar size maps to a bucket: Pre-Seed <$1.0M · Seed $1.0M–$4.0M · Series A $4.0M–$15M · Series B $15M–$40M · Series C $40M–$100M · Series D+ $100M–$400M · Growth/Late >$400M.

StageAmount · realAnnouncedPost-money · estValue · estConf.
Pre-Seed$600K2026-01-20$3.3M$1.3M90%
What happened at each round

Step-up, pace versus the sector's normal cadence, and revenue/exemption moves — read straight from the reported round facts reported.

  1. Pre-Seed$600K2026-01-20
    • First recorded raise — entered as Pre-Seed.
    • 8 investors on this round.
Intelligence
—
Modeled next raise
$960K
Modeled next size est.range $624K–$1.5M
—
Last step-up
—
Capital velocity

Predictive signals are modeled est. from this company's own cadence and step-up, plus sector benchmarks — directional, not advice. Peer set and a CSV export live in your analyst workspace.

Key people & operators

Officers, directors and promoters named in this company's public recordsreported — the people who run it (not its investors). "Also runs" counts come from name-matching across all records, so verify before acting.

PersonRoleAlso runsTied since
George Aubrey Morgan, III—4 other2026-01
Registry & provenance

SGP - BB Financial, LLC is an official record sourced from the U.S. Securities and Exchange Commission (SEC). U.S. data is aggregated from SEC Form D filings.

United States
Country of record
US
Jurisdiction
2123512
SEC CIK
2025
Incorporated
Similar companies

Nearest neighbours across the whole database — matched on sector, stage and capital scale, and on shared operators (officers or directors named at both companies in public filings). A discovery shortlist, not a valuation cohort — verify before acting, the same way modeled figures are directional.

CompanySectorStageRaised · realValue · estWhy similar
Mcm - Copain Ballantyne, LlcBusiness ServicesPre-Seed$780K$2.2Mnetwork1 shared operator · same sector · same stage
Ascent Pharma Solutions IncBusiness ServicesPre-Seed$600K$1.0Msame sector · same stage
Lafayette Standard CoBusiness ServicesPre-Seed$600K$1.3Msame sector · same stage
MeritBridge, LLCBusiness ServicesPre-Seed$600K$1.0Msame sector · same stage
PetCentric Health LLCBusiness ServicesPre-Seed$600K$1.3Msame sector · same stage
Green Flower Lending CorpBusiness ServicesPre-Seed$600K$1.0Msame sector · same stage
Dillistone Group PLCBusiness ServicesPre-Seed$617K$1.2Msame sector · same stage
Next Thing,LLCBusiness ServicesPre-Seed$625K$1.1Msame sector · same stage
Semantically similar

Matched by meaning, not labels — a local language model reads each company's name, sector and description and ranks the closest in that learned space. This catches look-alikes that cross sector boundaries; the structured list above explains its matches, this one trusts the text. Directional, like every modeled signal here.

CompanySectorStageValue · estMatch
BSP CRP Holdings LLCBusiness ServicesSeed$11.1M83%
Sarson Funds IncBusiness ServicesSeed$18.8M80%
SRS Holdings, LLC\COBusiness ServicesSeries A$7.0M79%
Kingsway Financial Services IncBusiness ServicesSeries A$24.8M79%
BSP Holdco Co LLCBusiness ServicesSeries B$172.8M78%
BCP Funding I LLCBusiness ServicesSeries A$103.4M78%
Southeast Capital LLCBusiness ServicesPre-Seed$19.0M77%
GS Management, LLCBusiness ServicesSeed$28.6M77%
Frequently asked
How much funding has SGP - BB Financial, LLC raised?
SGP - BB Financial, LLC has raised approximately $600K in disclosed capital across 1 recorded financing round, aggregated from public filings.
What is SGP - BB Financial, LLC's estimated valuation?
Provath's modeled valuation for SGP - BB Financial, LLC is approximately $1.3M (modeled range $408K–$2.7M). This is an algorithmic estimate derived from round sizes and same-niche peers — not a quoted or reported figure.
What funding stage is SGP - BB Financial, LLC at?
SGP - BB Financial, LLC's latest modeled financing stage is Pre-Seed. Its most recent recorded round closed around Tue Jan 20.
What does SGP - BB Financial, LLC do and where is it based?
SGP - BB Financial, LLC operates in the Business Services sector, based in CHARLOTTE.
Explore related

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