Diligence memo · auto-generated · as of July 2, 2026

Groundfloor Finance Inc.

Groundfloor Finance Inc. looks under-valued against its niche peers and is dormant on financing cadence.

DeprioritizeFinancing has gone silent well past the sector's normal cadence — treat as inactive until outside confirmation of a live operation.

Businessfiled

Groundfloor Finance Inc. operates in Other, based in ATLANTA.

Sector still resolves to a broad 'Other' bucket, so operating comparables below are weaker than for a tightly-classified peer.

No verified homepage on file yet — operating evidence is limited to the public record.

Capital & rounds (filed)filed

Groundfloor Finance Inc. has raised $9.5M in disclosed capital across 6 recorded rounds, aggregated from public filings. Its latest round is modeled as Series A (a $4.0M–$15M round).

Largest single filing: $5.0M on 2015-11-24.

Most recent recorded round closed around 2017-03-24.

Valuation (modeled)modeled

Provath models Groundfloor Finance Inc. at approximately $31M (range $2.8M–$169M). This is an algorithmic estimate from round sizes and same-niche peers — not a quoted or reported figure.

Read: Under-valued. Modeled value is 0.35× the median modeled value of Series A Other companies in 2016–2018 (707 peers) — value vs value, same stage and era.

Financing rhythm & timingmixed

Historic cadence: a new round about every 4 months.

Last raise 9.3 yr ago; this sector typically re-raises about every 11 months.

Silent for over 3× the sector's normal cadence.

The last round stepped up 2.9× from the prior — scaling.

Comparablesmixed

Capital scale ranks ahead of 76% of Other peers (25015 compared).

Modeled value ranks above 63% of those peers.

Closest niche peers: Hogsalt Investors Llc, Fanchise League Co LLC, CannCare, Inc, Baba Joe Diamond Ventures Us Inc., Instapage, Inc..

Peoplefiled

6 named people on file across officers, directors and signatories.

Risks & flagsmixed

Financing has been silent well beyond sector cadence — possibly defunct, acquired, or paused.

Broad sector classification weakens peer comparison.

No clearly named CEO/founder/principal in the surfaced records — key-person evidence is thin.