Diligence memo · auto-generated · as of July 2, 2026
Grey, Inc.
Grey, Inc. looks fair against its niche peers and is at-risk on financing cadence.
Businessfiled
Grey, Inc. operates in Fintech, based in DALLAS, CA, USA; LA, Nigeria; Remote. Banking services for remote workers and digital nomads
Sub-sector tags: Fintech, Consumer, B2B, Neobank.
Capital & rounds (filed)filed
Grey, Inc. has raised $3.0M in disclosed capital across 2 recorded rounds, aggregated from public filings. Its latest round is modeled as Seed (a $1.0M–$4.0M round).
Largest single filing: $2.0M on 2022-08-31.
Most recent recorded round closed around 2022-08-31.
Valuation (modeled)modeled
Provath models Grey, Inc. at approximately $25M (range $1.7M–$108M). This is an algorithmic estimate from round sizes and same-niche peers — not a quoted or reported figure.
Read: Fair. Modeled value is 1.12× the median modeled value of Seed Fintech companies in 2022–2024 (53 peers) — value vs value, same stage and era. Within the normal band (112% of peer median) for its niche.
Financing rhythm & timingmixed
Historic cadence: a new round about every 48 months.
Last raise 3.8 yr ago; this sector typically re-raises about every 12 months.
Past due for a raise versus sector cadence — watch for distress or a bridge.
The last round stepped up 2.0× from the prior — scaling.
Comparablesmixed
Capital scale ranks ahead of 80% of Fintech peers (1063 compared).
Modeled value ranks above 78% of those peers.
Closest niche peers: Floatpays Inc, Sote, Inc., Earnipay, Pink Swan Trading, Inc., Tweed Payments Inc..
Peoplefiled
5 named people on file across officers, directors and signatories.
Risks & flagsmixed
Overdue for a raise versus sector norm — distress or bridge risk.
No clearly named CEO/founder/principal in the surfaced records — key-person evidence is thin.