Companies · Fintech

Gaingels Nova Credit LLCNew on the radar

BURLINGTON · Fintech · refined from filed group “Other

Diligence memoA one-page analyst read on Gaingels Nova Credit LLC — recommendation, valuation, rhythm, risks.
$112K
Total raised · real
1
Rounds
Latest step-up
Top 35%
Sector rank · raised
Pre-Seed
Latest stage · inferred · Tue Mar 25 2025 00:00:00 GMT+0000 (Coordinated Universal Time)

Gaingels Nova Credit LLC looks under-valued against its niche peers and is quiet on financing cadence.

Synthesized from the figures below est. — every claim rests on a number shown on this page. Valuation uses the fintech sector profile.

Analyst read est. — computed against this company's niche peers in the same era. Inputs shown; not a quoted figure.

Under-valued
  • Modeled value is 0.31× the median modeled value of Pre-Seed Fintech companies in 2025–2027 (9 peers) — value vs value, same stage and era.
Quiet
  • Last raise 15 mo ago; this sector typically re-raises about every 12 months.
  • Slightly overdue versus sector cadence.

Procedural diagnosis est. — rule-based common-sense checks over the filing pattern, issuer name, activity cadence, and surfaced operating evidence.

Issuer-vehicle patternmedium confidence

Gaingels Nova Credit LLC behaves more like a recurring private-offering issuer than a conventional venture-backed operating company.

Issuer structure
Company-like
No recurring-offering pattern strong enough to override normal financing interpretation.
Lifecycle
1.3 yr record
Peak capital year was 2025 with $112K across 1 filings.
Market position
ahead of 66% of Fintech peers
Capital scale is ahead of 66% of Fintech peers; modeled value is above 66% of peers by modeled value. Large capital with mid-pack modeled value can signal an issuer/program profile rather than operating-company growth.
Valuation reliability
Normal applicability
Stage/dilution valuation models are weakest when the issuer is broad-sector, recurring, or vehicle-like.
Operating evidence
Sparse
No clear CEO/founder/principal role is surfaced, so operating-company confidence is lower.
Data quality
Consistent
Canonical totals and visible filing detail are broadly aligned.
What triggered this
  • Legal name looks like an issuer vehicle rather than a product company.
  • No clearly named CEO/founder/principal role in the public records surfaced here.
  • No verified homepage on the profile yet.
  • Capital program peaked in 2025: $112K across 1 filings.
  • Largest single filing was $112K on 2025-03-25.
How to read the page
  • Read this less like a startup funding journey and more like a capital-raising program.
  • Stage-based valuation and peer labels have lower applicability for this pattern.
Leadership

No named principal in this company's public records yet — see all operators below.

Explore how these operators interlock with other companies in the operator network.

Where it sits in Fintech

Gaingels Nova Credit LLC is one of 1063 Fintech companies tracked from BURLINGTON. By capital raised it ranks mid-pack (ahead of 66% of sector peers), and mid-pack by modeled valuation est..

Ranking is computed against this company's own sector cohort — reported capital is fact; valuation tiers are modeled.

As reported in public records reported — not modeled.

US
Jurisdiction
Rule 506(b)
Reg D exemption
13
Investors (latest)
2025
Year incorporated
2025-03-25
First sale
Amount raised vs valuation, by round

Solid bars are reported offering amounts reported; hatched bars are the modeled post-money valuation est. — both on one shared scale so you can read raise-vs-worth at each round directly. Use the toggles to overlay data labels and the niche-peer / market average value lines.

Amount raised · realModeled valuation · estCumulative funded · real
$0$125K$250K$375K$500KPre-Seed · 2025-03-25 Raised $112K (real) Modeled valuation $362K (est)$112K$362KPre-Seed2025

The line shows cumulative reported funding over the period; + labels show new capital added between points when there is room. Toggle on-bar figures, plus the niche-peer and market averages, to read this company against its cohort. Benchmarks are modeled medians.

Financing ladder & sequence gaps
Pre-Seed$112K · 2025

Stages are modeled from round size (public records carry no series label). Ladder is contiguous — every modeled rung has a record.

Modeled valuation trajectory
$362K
Base estimate est.
$72K
Conservative case
$976K
Upside case
$623K
Modeled post-money

Round size and date are reported; the stage label is inferred from round size (latest is Pre-Seeda round under $1.0M). Valuation is modeled from stage benchmarks scaled by the fintech sector profile. Directional, not a quoted figure.

Not enough modeled valuation points to chart a trajectory.

Model inputs · modeled:benchmark-stage-stepup-v1
18%
Dilution assumption
Implied ownership sold in the financing.
29%
Survival probability
12% low · 53% high
1.74×/yr
Annual markup
2.35×/yr upside case
1.3 yr
Elapsed time used
1.3 yr actual, capped for stale marks
fintech
Sector profile
Adjusts growth and survival by industry.
Financing rhythm
Avg between rounds
Capital velocity
1.3 yr
On record since
2025
First round
New
First-time filer
How it compares to the market

Benchmarked against 1063 companies in Fintech. Each bar is a median (the middle company, not an average — outliers don't skew it). Two yardsticks: real money raised (reported on Form D) and modeled value (our estimate est.). These are whole-sector medians across all stages, except the per-stage row.

Total raised — vs sector median (real $, all stages) 0.0× of median
This company$112K
Sector median$4.3M
Latest round — vs other Pre-Seed rounds in sector (real $, this stage) 0.2× of median
This company$112K
Sector median$550K
Modeled value — vs sector median (estimate, all stages) 0.0× of median
This company$362K
Sector median$45.1M

Raised more than 66% of sector peers (real $). Modeled value above 66% of peers (estimate).

Niche peers — same stage & era

A tighter cohort than the sector chart above — only companies at the same stage (Pre-Seed) that last raised in the same ~3-year era, ranked by modeled value est. (not money raised). This is the exact set the analyst read compares against, so a like-for-like cohort is what makes "over/under-valued" meaningful. This company ranks #9 of 9.

This companyCohort peer
$100K$1.0M$10.0M$10K$100K$1.0M$10.0MCapital raised (log)Woliz · Pre-Seed Raised $2.2M · modeled $4.5M (est)NjiaPay · Pre-Seed Raised $1.0M · modeled $3.5M (est)EasyBank · Pre-Seed Raised $370K · modeled $1.3M (est)Hc Lending Llc · Pre-Seed Raised $450K · modeled $1.2M (est)Stream Pay Platforms Africa Inc. · Pre-Seed Raised $500K · modeled $1.2M (est)Cinergy Wealth LLC · Pre-Seed Raised $400K · modeled $1.0M (est)Circuit Pay, Inc. · Pre-Seed Raised $200K · modeled $731K (est)Patriot Pay, LLC · Pre-Seed Raised $275K · modeled $549K (est)Gaingels Nova Credit LLC (this company) Raised $112K · modeled $362K (est)Gaingels Nova Credit LLC
CompanyStageRaised · realValue · estvs peer med.
WolizPre-Seed$2.2M$4.5M3.91×
NjiaPayPre-Seed$1.0M$3.5M3.02×
EasyBankPre-Seed$370K$1.3M1.10×
Hc Lending LlcPre-Seed$450K$1.2M1.05×
Stream Pay Platforms Africa Inc.Pre-Seed$500K$1.2M1.00×
Cinergy Wealth LLCPre-Seed$400K$1.0M0.88×
Circuit Pay, Inc.Pre-Seed$200K$731K0.63×
Patriot Pay, LLCPre-Seed$275K$549K0.47×
Gaingels Nova Credit LLC this companyPre-Seed$112K$362K0.31×
Full financing history

Stage is inferred from round size est., not reported on the filing — a round's dollar size maps to a bucket: Pre-Seed <$1.0M · Seed $1.0M–$4.0M · Series A $4.0M–$15M · Series B $15M–$40M · Series C $40M–$100M · Series D+ $100M–$400M · Growth/Late >$400M.

StageAmount · realAnnouncedPost-money · estValue · estConf.
Pre-Seed$112K2025-03-25$623K$362K90%
What happened at each round

Step-up, pace versus the sector's normal cadence, and revenue/exemption moves — read straight from the reported round facts reported.

  1. Pre-Seed$112K2025-03-25
    • First recorded raise — entered as Pre-Seed.
    • 13 investors on this round.
Intelligence
Modeled next raise
$180K
Modeled next size est.range $117K$287K
Last step-up
Capital velocity

Predictive signals are modeled est. from this company's own cadence and step-up, plus sector benchmarks — directional, not advice. Peer set and a CSV export live in your analyst workspace.

Key people & operators

Officers, directors and promoters named in this company's public recordsreported — the people who run it (not its investors). "Also runs" counts come from name-matching across all records, so verify before acting.

PersonRoleAlso runsTied since
Paul Grossinger193 other2025-03
Registry & provenance

Gaingels Nova Credit LLC is an official record sourced from the U.S. Securities and Exchange Commission (SEC). U.S. data is aggregated from SEC Form D filings.

United States
Country of record
US
Jurisdiction
2059802
SEC CIK
2025
Incorporated
Similar companies

Nearest neighbours across the whole database — matched on sector, stage and capital scale, and on shared operators (officers or directors named at both companies in public filings). A discovery shortlist, not a valuation cohort — verify before acting, the same way modeled figures are directional.

CompanySectorStageRaised · realValue · estWhy similar
Gaingels Fintech I LLCFintechPre-Seed$600K$5.8Mnetwork1 shared operator · same sector · same stage
Valens Pay Global LtdFintechPre-Seed$100K$599Ksame sector · same stage
Wealthmeup Inc.FintechPre-Seed$135K$509Ksame sector · same stage
Gaingels Estuary LLCOtherPre-Seed$112K$274Knetwork1 shared operator · same stage
Harveys Gaingels Rove Travel 2024 LLCOtherPre-Seed$111K$505Knetwork1 shared operator · same stage
Gaingels Renofi LLCOtherPre-Seed$113K$287Knetwork1 shared operator · same stage
Gaingels Atlas Reality LLCOtherPre-Seed$111K$433Knetwork1 shared operator · same stage
Gaingels Hotshot LLCOtherPre-Seed$111K$419Knetwork1 shared operator · same stage
Semantically similar

Matched by meaning, not labels — a local language model reads each company's name, sector and description and ranks the closest in that learned space. This catches look-alikes that cross sector boundaries; the structured list above explains its matches, this one trusts the text. Directional, like every modeled signal here.

CompanySectorStageValue · estMatch
Gaingels Fintech I LLCFintechPre-Seed$5.8M90%
Gaingels Finix LLCOtherPre-Seed$1.4M85%
Gaingels Vendition LLCOtherPre-Seed$956K85%
Gaingels Range Finance LLCOtherPre-Seed$415K84%
Gaingels Helicity LlcOtherPre-Seed$1.4M84%
Gaingels Enterprise I LLCOtherSeed$8.3M84%
Gaingels Factor LLCOtherPre-Seed$742K84%
Gaingels OF LLCOtherPre-Seed$2.7M84%
Frequently asked
How much funding has Gaingels Nova Credit LLC raised?
Gaingels Nova Credit LLC has raised approximately $112K in disclosed capital across 1 recorded financing round, aggregated from public filings.
What is Gaingels Nova Credit LLC's estimated valuation?
Provath's modeled valuation for Gaingels Nova Credit LLC is approximately $362K (modeled range $72K–$976K). This is an algorithmic estimate derived from round sizes and same-niche peers — not a quoted or reported figure.
What funding stage is Gaingels Nova Credit LLC at?
Gaingels Nova Credit LLC's latest modeled financing stage is Pre-Seed. Its most recent recorded round closed around Tue Mar 25.
What does Gaingels Nova Credit LLC do and where is it based?
Gaingels Nova Credit LLC operates in the Fintech sector, based in BURLINGTON.
Explore related

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