Companies · Fintech

AspireWinter 2018Active

Singapore · Singapore · Fintech · founded 2017 · https://aspireapp.com

Diligence memoA one-page analyst read on Aspire — recommendation, valuation, rhythm, risks.
$79K
Total raised · real
1
Rounds
Latest step-up
Top 35%
Sector rank · raised
Pre-Seed
Latest stage · inferred · Wed Sep 03 2014 00:00:00 GMT+0000 (Coordinated Universal Time)

Aspire has raised $79K over 1 round; too few niche peers to rank its valuation yet.

Synthesized from the figures below est. — every claim rests on a number shown on this page. Valuation uses the fintech sector profile.

Analyst read est. — computed against this company's niche peers in the same era. Inputs shown; not a quoted figure.

Dormant
  • Last raise 11.8 yr ago; this sector typically re-raises about every 12 months.
  • Only one round on record and long silent — often defunct, acquired, or gone quiet.
Where it sits in Fintech

Aspire is one of 1063 Fintech companies tracked from Singapore, Singapore, on record since 2017. By capital raised it ranks mid-pack (ahead of 66% of sector peers), and mid-pack by modeled valuation est..

Ranking is computed against this company's own sector cohort — reported capital is fact; valuation tiers are modeled.

AI analyst read est. — model-extracted from this company's public description, not a verified fact. 30%

operates a technology-led product inferred from public copy

Grounded in: “You are a venture analyst

All-in-one Finance OS for businesses

Aspire is the all-in-one finance operating system for businesses. We help companies pay, manage, and earn smarter - by doing more than a bank, bookkeeper, or rewards program could ever do alone. Our mission is to empower the next generation of entrepreneurs with the financial tools they need to realise their company’s full potential. We believe that if we can empower business owners to be successful, they will go on to make a meaningful impact to the communities we are all part of.

FintechSaaSPaymentsB2BNeobank
Find Aspire online

As reported in public records reported — not modeled.

SG
Jurisdiction
Amount raised vs valuation, by round

Solid bars are reported offering amounts reported; hatched bars are the modeled post-money valuation est. — both on one shared scale so you can read raise-vs-worth at each round directly. Use the toggles to overlay data labels and the niche-peer / market average value lines.

No round amounts on record to chart.

Financing ladder & sequence gaps

No staged rounds to sequence.

Modeled valuation trajectory
$3.5M
Base estimate est.
$51K
Conservative case
$39.5M
Upside case
$441K
Modeled post-money

Round size and date are reported; the stage label is inferred from round size (latest is Pre-Seeda round under $1.0M). Valuation is modeled from stage benchmarks scaled by the fintech sector profile. Directional, not a quoted figure.

Not enough modeled valuation points to chart a trajectory.

Model inputs · modeled:benchmark-stage-stepup-v1
18%
Dilution assumption
Implied ownership sold in the financing.
29%
Survival probability
12% low · 53% high
1.74×/yr
Annual markup
2.35×/yr upside case
6.0 yr
Elapsed time used
11.8 yr actual, capped for stale marks
fintech
Sector profile
Adjusts growth and survival by industry.
Financing rhythm
Avg between rounds
Capital velocity
On record since
First round
0
Rounds on file
How it compares to the market

Benchmarked against 1063 companies in Fintech. Each bar is a median (the middle company, not an average — outliers don't skew it). Two yardsticks: real money raised (reported on Form D) and modeled value (our estimate est.). These are whole-sector medians across all stages, except the per-stage row.

Total raised — vs sector median (real $, all stages) 0.0× of median
This company$79K
Sector median$4.3M
Latest round — vs other Pre-Seed rounds in sector (real $, this stage)
This company
Sector median$550K
Modeled value — vs sector median (estimate, all stages) 0.1× of median
This company$3.5M
Sector median$45.0M

Raised more than 66% of sector peers (real $). Modeled value above 68% of peers (estimate).

Niche peers — same stage & era

A tighter cohort than the sector chart above — only companies at the same stage (Pre-Seed) that last raised in the same ~3-year era, ranked by modeled value est. (not money raised). This is the exact set the analyst read compares against, so a like-for-like cohort is what makes "over/under-valued" meaningful.

Not enough valued peers in this cohort to chart positioning.

CompanyStageRaised · realValue · estvs peer med.
ZeepayPre-Seed$200K$8.8M1.43×
Aspire this companyPre-Seed$79K$3.5M0.57×
Full financing history

Stage is inferred from round size est., not reported on the filing — a round's dollar size maps to a bucket: Pre-Seed <$1.0M · Seed $1.0M–$4.0M · Series A $4.0M–$15M · Series B $15M–$40M · Series C $40M–$100M · Series D+ $100M–$400M · Growth/Late >$400M.

StageAmount · realAnnouncedPost-money · estValue · estConf.
No rounds recorded.
Intelligence
Modeled next raise
Modeled next size est.
Last step-up
Capital velocity

Predictive signals are modeled est. from this company's own cadence and step-up, plus sector benchmarks — directional, not advice. Peer set and a CSV export live in your analyst workspace.

Registry & provenance

Aspire is an official record sourced from the U.S. Securities and Exchange Commission (SEC). U.S. data is aggregated from SEC Form D filings.

United States
Country of record
SG
Jurisdiction
Similar companies

Nearest neighbours across the whole database — matched on sector, stage and capital scale, and on shared operators (officers or directors named at both companies in public filings). A discovery shortlist, not a valuation cohort — verify before acting, the same way modeled figures are directional.

CompanySectorStageRaised · realValue · estWhy similar
Grape Payments CorpFintechPre-Seed$100K$4.4Msame sector · same stage
Valens Pay Global LtdFintechPre-Seed$100K$598Ksame sector · same stage
Fuqin Fintech LtdFintechPre-Seed$106K$4.7Msame sector · same stage
Gaingels Nova Credit LLCFintechPre-Seed$112K$361Ksame sector · same stage
Wealthmeup Inc.FintechPre-Seed$135K$509Ksame sector · same stage
BenefactorsFintechPre-Seed$150K$6.6Msame sector · same stage
Circuit Pay, Inc.FintechPre-Seed$200K$730Ksame sector · same stage
Flex FinanceFintechPre-Seed$200K$4.0Msame sector · same stage
Semantically similar

Matched by meaning, not labels — a local language model reads each company's name, sector and description and ranks the closest in that learned space. This catches look-alikes that cross sector boundaries; the structured list above explains its matches, this one trusts the text. Directional, like every modeled signal here.

CompanySectorStageValue · estMatch
Aspire Financial Technologies Holding, Inc.Software / TechSeries C$864.5M83%
Florin
The financial operating system for the companies building the future.
Fintech77%
Aspireship Inc.Other TechnologyPre-Seed$19.4M77%
Aspora
Single account to manage money across the world
Fintech76%
Aspire Advisors LLCBusiness ServicesPre-Seed$231K76%
xPay
International Billing Ops, Sales Tax and Payments for SaaS businesses
FintechPre-Seed$10.9M76%
Finary.com
The new wealth manager for Europe
Fintech75%
Every
Banking + Payroll/Benefits + Bookkeeping + Tax in one place
Fintech75%
Frequently asked
How much funding has Aspire raised?
Aspire has raised approximately $79K in disclosed capital across 1 recorded financing round, aggregated from public filings.
What is Aspire's estimated valuation?
Provath's modeled valuation for Aspire is approximately $3.5M (modeled range $51K–$39.5M). This is an algorithmic estimate derived from round sizes and same-niche peers — not a quoted or reported figure.
What funding stage is Aspire at?
Aspire's latest modeled financing stage is Pre-Seed. Its most recent recorded round closed around Wed Sep 03.
What does Aspire do and where is it based?
Aspire operates in the Fintech sector, based in Singapore, Singapore. All-in-one Finance OS for businesses
Explore related

See where Aspire sits in the wider market — its sector, location and stage cohorts, each with their own leaderboards and capital-flow timelines.

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