Companies · Fintech

ZavoFall 2025Active

London · United Kingdom · Fintech · founded 2025 · https://zavopay.com

Diligence memoA one-page analyst read on Zavo — recommendation, valuation, rhythm, risks.
Total raised · real
0
Rounds
Latest step-up
Top 35%
Sector rank · raised
Latest stage · inferred

Zavo: limited disclosed financing to assess.

Synthesized from the figures below est. — every claim rests on a number shown on this page.

Where it sits in Fintech

Zavo is one of 1063 Fintech companies tracked from London, United Kingdom, on record since 2025. By capital raised it ranks mid-pack (ahead of 66% of sector peers), and mid-pack by modeled valuation est..

Ranking is computed against this company's own sector cohort — reported capital is fact; valuation tiers are modeled.

AI analyst read est. — model-extracted from this company's public description, not a verified fact. 30%

operates a technology-led product inferred from public copy

Grounded in: “You are a venture analyst

AI Operating System for Restaurants

Zavo is the AI-powered operating system for restaurants. We bring payments, point of sale, and AI agents into one unified platform, so restaurants can run their entire business seamlessly. From reservations to payments to POS, Zavo replaces fragmented tools with a fully integrated stack built in-house. Our AI agents automate repetitive tasks, streamline operations, and help teams focus on delivering great guest experiences.

Artificial IntelligenceB2BFintechPaymentsRestaurant Techai/mlfintech
Find Zavo online

As reported in public records reported — not modeled.

GB
Jurisdiction
Amount raised vs valuation, by round

Solid bars are reported offering amounts reported; hatched bars are the modeled post-money valuation est. — both on one shared scale so you can read raise-vs-worth at each round directly. Use the toggles to overlay data labels and the niche-peer / market average value lines.

No round amounts on record to chart.

Financing ladder & sequence gaps

No staged rounds to sequence.

Modeled valuation trajectory
Base estimate est.
Conservative case
Upside case
Modeled post-money

Round size and date are reported; the stage label is inferred from round size. Valuation is modeled from stage benchmarks. Directional, not a quoted figure.

Not enough modeled valuation points to chart a trajectory.

Financing rhythm
Avg between rounds
Capital velocity
On record since
First round
0
Rounds on file
How it compares to the market

Benchmarked against 1063 companies in Fintech. Each bar is a median (the middle company, not an average — outliers don't skew it). Two yardsticks: real money raised (reported on Form D) and modeled value (our estimate est.). These are whole-sector medians across all stages, except the per-stage row.

Total raised — vs sector median (real $, all stages)
This company
Sector median$4.3M
Modeled value — vs sector median (estimate, all stages)
This company
Sector median$45.0M

Raised more than 66% of sector peers (real $). Modeled value above 66% of peers (estimate).

Full financing history

Stage is inferred from round size est., not reported on the filing — a round's dollar size maps to a bucket: Pre-Seed <$1.0M · Seed $1.0M–$4.0M · Series A $4.0M–$15M · Series B $15M–$40M · Series C $40M–$100M · Series D+ $100M–$400M · Growth/Late >$400M.

StageAmount · realAnnouncedPost-money · estValue · estConf.
No rounds recorded.
Intelligence
Modeled next raise
Modeled next size est.
Last step-up
Capital velocity

Predictive signals are modeled est. from this company's own cadence and step-up, plus sector benchmarks — directional, not advice. Peer set and a CSV export live in your analyst workspace.

Registry & provenance

Zavo is an official record sourced from the U.S. Securities and Exchange Commission (SEC). U.S. data is aggregated from SEC Form D filings.

United States
Country of record
GB
Jurisdiction
Similar companies

Nearest neighbours across the whole database — matched on sector, stage and capital scale, and on shared operators (officers or directors named at both companies in public filings). A discovery shortlist, not a valuation cohort — verify before acting, the same way modeled figures are directional.

CompanySectorStageRaised · realValue · estWhy similar
2WB TRADING ASFintechsame sector
AbacusFintechsame sector
AbhiFintechsame sector
Absa BankFintechsame sector
AccendFintechsame sector
Accept.inc (formerly BoardRE)Fintechsame sector
AerFintechsame sector
Agent Banking CompanyFintechGrowth/Latesame sector
Semantically similar

Matched by meaning, not labels — a local language model reads each company's name, sector and description and ranks the closest in that learned space. This catches look-alikes that cross sector boundaries; the structured list above explains its matches, this one trusts the text. Directional, like every modeled signal here.

CompanySectorStageValue · estMatch
Zolvo
AI Back-Office Automation for Commercial Lenders
Fintech82%
Avocado
AI-Native Restaurant POS
Fintech79%
haddock
AI agents to run restaurant operations
Fintech78%
Truffle
The autonomous back-of-house for restaurants.
Hospitality / Travel76%
Presto
Digital meets physical for big chain restaurants
Fintech76%
Eloquent AI
The AI Operator for Financial Services
Fintech75%
Invofox
INVOFOX is the document processing AI for software companies
Fintech75%
Zalos
Computer Agents for Finance tasks like reconciliation, in your system!
AI / ML75%
Frequently asked
What does Zavo do and where is it based?
Zavo operates in the Fintech sector, based in London, United Kingdom. AI Operating System for Restaurants
Explore related

See where Zavo sits in the wider market — its sector, location and stage cohorts, each with their own leaderboards and capital-flow timelines.

Is this your company?

If you work at Zavo, claim this profile or suggest a correction. We aggregate from public filings, so help us keep your description, website and links accurate.

Is this your company? Update your profile or add contact details — and choose exactly who can reach you. Reviewed before anything is published.