Diligence memo · auto-generated · as of July 2, 2026
Zanifu
Zanifu looks fair against its niche peers and is dormant on financing cadence.
Businessfiled
Zanifu operates in Fintech, based in Africa. Kenyan fintech startup Zanifu has raised a US$1 million seed funding round to help it scale and further develop its platform, which provides short-term working capital loans to MSMEs in the FMCG supply chain.
Sub-sector tags: fintech.
No verified homepage on file yet — operating evidence is limited to the public record.
Capital & rounds (filed)filed
Zanifu has raised $1.0M in disclosed capital across 1 recorded round, aggregated from public filings. Its latest round is modeled as Seed (a $1.0M–$4.0M round).
Largest single filing: $1.0M on 2022-01-24.
Most recent recorded round closed around 2022-01-24.
Valuation (modeled)modeled
Provath models Zanifu at approximately $16M (range $864K–$85M). This is an algorithmic estimate from round sizes and same-niche peers — not a quoted or reported figure.
Read: Fair. Modeled value is 0.75× the median modeled value of Seed Fintech companies in 2022–2024 (53 peers) — value vs value, same stage and era. Within the normal band (75% of peer median) for its niche.
Financing rhythm & timingmixed
Last raise 4.4 yr ago; this sector typically re-raises about every 12 months.
Only one round on record and long silent — often defunct, acquired, or gone quiet.
Comparablesmixed
Capital scale ranks ahead of 73% of Fintech peers (1063 compared).
Modeled value ranks above 76% of those peers.
Closest niche peers: Floatpays Inc, Sote, Inc., Earnipay, Pink Swan Trading, Inc., Tweed Payments Inc..
Risks & flagsmixed
Financing has been silent well beyond sector cadence — possibly defunct, acquired, or paused.
No clearly named CEO/founder/principal in the surfaced records — key-person evidence is thin.