Diligence memo · auto-generated · as of July 2, 2026
Trade Lenda
Trade Lenda looks fair against its niche peers and is dormant on financing cadence.
Businessfiled
Trade Lenda operates in Fintech, based in Africa. Nigerian fintech startup Trade Lenda, which helps micro, small and informal retailers with access to financing for their business needs, has raised US$520,000 in pre-seed funding to speed its growth.
Sub-sector tags: fintech.
No verified homepage on file yet — operating evidence is limited to the public record.
Capital & rounds (filed)filed
Trade Lenda has raised $520K in disclosed capital across 1 recorded round, aggregated from public filings. Its latest round is modeled as Pre-Seed (a round under $1.0M).
Largest single filing: $520K on 2023-01-31.
Most recent recorded round closed around 2023-01-31.
Valuation (modeled)modeled
Provath models Trade Lenda at approximately $5.5M (range $333K–$28M). This is an algorithmic estimate from round sizes and same-niche peers — not a quoted or reported figure.
Read: Fair. Modeled value is 0.86× the median modeled value of Pre-Seed Fintech companies in 2022–2024 (31 peers) — value vs value, same stage and era. Within the normal band (86% of peer median) for its niche.
Financing rhythm & timingmixed
Last raise 3.4 yr ago; this sector typically re-raises about every 12 months.
Only one round on record and long silent — often defunct, acquired, or gone quiet.
Comparablesmixed
Capital scale ranks ahead of 70% of Fintech peers (1063 compared).
Modeled value ranks above 69% of those peers.
Closest niche peers: MoneyHash, Nexta, Sava, Exponent Wealth Inc., Anchor.
Risks & flagsmixed
Financing has been silent well beyond sector cadence — possibly defunct, acquired, or paused.
No clearly named CEO/founder/principal in the surfaced records — key-person evidence is thin.