The Human UtilityWinter 2015Active☆Watch⊞Compare

The Human Utility is one of 1063 Fintech companies tracked from Oakland, CA, USA; Remote, on record since 2014. By capital raised it ranks mid-pack (ahead of 66% of sector peers), and mid-pack by modeled valuation est..

Ranking is computed against this company's own sector cohort — reported capital is fact; valuation tiers are modeled.

AI analyst read est. — model-extracted from this company's public description, not a verified fact. 30%

operates a technology-led product inferred from public copy

Grounded in: “You are a venture analyst”

The Human Utility seeks to eliminate water service disconnections for…

Founded July 2014, The Human Utility (formerly known as the Detroit Water Project) matches families needing help with utility bills to people who want to help through payments directly to utility companies. For over 40 million families in the United States, water and other essential utilities may be unaffordable. In order to afford utilities, families often forgo medication, food, and transportation. The Human Utility's platform divides a bill similar to a loan syndicate expanding the possible number of donors from around the world able to join together to ensure families never lose access to utility service. Donors are matched with a specific family or donate to a universal assistance fund. Later, we use utility data to design interventions addressing the root causes of why people need help with their utility bills with the goal of never having them lose service again.

As reported in public records reported — not modeled.

Solid bars are reported offering amounts reported; hatched bars are the modeled post-money valuation est. — both on one shared scale so you can read raise-vs-worth at each round directly. Use the toggles to overlay data labels and the niche-peer / market average value lines.

No round amounts on record to chart.

No staged rounds to sequence.

Round size and date are reported; the stage label is inferred from round size. Valuation is modeled from stage benchmarks. Directional, not a quoted figure.

Not enough modeled valuation points to chart a trajectory.

Benchmarked against 1063 companies in Fintech. Each bar is a median (the middle company, not an average — outliers don't skew it). Two yardsticks: real money raised (reported on Form D) and modeled value (our estimate est.). These are whole-sector medians across all stages, except the per-stage row.

Raised more than 66% of sector peers (real $). Modeled value above 66% of peers (estimate).

Stage is inferred from round size est., not reported on the filing — a round's dollar size maps to a bucket: Pre-Seed <$1.0M · Seed $1.0M–$4.0M · Series A $4.0M–$15M · Series B $15M–$40M · Series C $40M–$100M · Series D+ $100M–$400M · Growth/Late >$400M.

Predictive signals are modeled est. from this company's own cadence and step-up, plus sector benchmarks — directional, not advice. Peer set and a CSV export live in your analyst workspace.

The Human Utility is an official record sourced from the U.S. Securities and Exchange Commission (SEC). U.S. data is aggregated from SEC Form D filings.

Nearest neighbours across the whole database — matched on sector, stage and capital scale, and on shared operators (officers or directors named at both companies in public filings). A discovery shortlist, not a valuation cohort — verify before acting, the same way modeled figures are directional.

Matched by meaning, not labels — a local language model reads each company's name, sector and description and ranks the closest in that learned space. This catches look-alikes that cross sector boundaries; the structured list above explains its matches, this one trusts the text. Directional, like every modeled signal here.

See where The Human Utility sits in the wider market — its sector, location and stage cohorts, each with their own leaderboards and capital-flow timelines.

If you work at The Human Utility, claim this profile or suggest a correction. We aggregate from public filings, so help us keep your description, website and links accurate.