Diligence memo · auto-generated · as of July 2, 2026
Tesorio, Inc.
Tesorio, Inc. looks over-valued against its niche peers and is dormant on financing cadence.
Businessfiled
Tesorio, Inc. operates in Fintech, based in BURLINGAME, CA, USA; Burlingame, CA, USA; Remote. Tesorio is the cash flow performance platform that helps finance…
Sub-sector tags: B2B, Fintech, SaaS, ai/ml.
Capital & rounds (filed)filed
Tesorio, Inc. has raised $18M in disclosed capital across 2 recorded rounds, aggregated from public filings. Its latest round is modeled as Series A (a $4.0M–$15M round).
Largest single filing: $11M on 2019-07-30.
Most recent recorded round closed around 2019-07-30.
Valuation (modeled)modeled
Provath models Tesorio, Inc. at approximately $328M (range $15M–$1.8B). This is an algorithmic estimate from round sizes and same-niche peers — not a quoted or reported figure.
Read: Over-valued. Modeled value is 2.29× the median modeled value of Series A Fintech companies in 2019–2021 (31 peers) — value vs value, same stage and era.
Financing rhythm & timingmixed
Historic cadence: a new round about every 15 months.
Last raise 6.9 yr ago; this sector typically re-raises about every 12 months.
Silent for over 3× the sector's normal cadence.
The last round stepped up 1.7× from the prior — scaling.
Comparablesmixed
Capital scale ranks ahead of 92% of Fintech peers (1063 compared).
Modeled value ranks above 94% of those peers.
Closest niche peers: Imprint Payments, Inc., Otis Wealth, Inc., Aella Credit, Oxygen, Inc., Stilt Inc..
Peoplefiled
3 named people on file across officers, directors and signatories.
Risks & flagsmixed
Financing has been silent well beyond sector cadence — possibly defunct, acquired, or paused.
Modeled above niche peers — valuation risk on entry.
No clearly named CEO/founder/principal in the surfaced records — key-person evidence is thin.