Companies · Fintech
Accra · Greater Accra Region, Ghana · Fintech · founded 2022 · https://tendo.app/
Diligence memoA one-page analyst read on Tendo — recommendation, valuation, rhythm, risks.→Tendo: limited disclosed financing to assess.
Synthesized from the figures below est. — every claim rests on a number shown on this page.
Tendo is one of 1063 Fintech companies tracked from Accra, Greater Accra Region, Ghana, on record since 2022. By capital raised it ranks mid-pack (ahead of 66% of sector peers), and mid-pack by modeled valuation est..
Ranking is computed against this company's own sector cohort — reported capital is fact; valuation tiers are modeled.
AI analyst read est. — model-extracted from this company's public description, not a verified fact. 30%
operates a technology-led product inferred from public copy
Grounded in: “You are a venture analyst”
Enabling Africans to sell online with zero capital
Tendo enables anyone in Africa to sell online with zero upfront inventory - our mobile app connects dropshippers to local wholesalers. The sellers on the platform are able to source products through Tendo and resell items using social commerce tools, such as WhatsApp, arrange delivery, and get paid, all through the Tendo mobile app. At the moment, people who want to sell online need to save money, visit hundreds of suppliers to find a trusted one, and risk losing their capital by stocking up inventory. Beyond this, they need to incur costs for logistics and warehousing. We eliminate all that.
As reported in public records reported — not modeled.
Solid bars are reported offering amounts reported; hatched bars are the modeled post-money valuation est. — both on one shared scale so you can read raise-vs-worth at each round directly. Use the toggles to overlay data labels and the niche-peer / market average value lines.
No round amounts on record to chart.
No staged rounds to sequence.
Round size and date are reported; the stage label is inferred from round size. Valuation is modeled from stage benchmarks. Directional, not a quoted figure.
Not enough modeled valuation points to chart a trajectory.
Benchmarked against 1063 companies in Fintech. Each bar is a median (the middle company, not an average — outliers don't skew it). Two yardsticks: real money raised (reported on Form D) and modeled value (our estimate est.). These are whole-sector medians across all stages, except the per-stage row.
Raised more than 66% of sector peers (real $). Modeled value above 66% of peers (estimate).
Stage is inferred from round size est., not reported on the filing — a round's dollar size maps to a bucket: Pre-Seed <$1.0M · Seed $1.0M–$4.0M · Series A $4.0M–$15M · Series B $15M–$40M · Series C $40M–$100M · Series D+ $100M–$400M · Growth/Late >$400M.
| Stage | Amount · real | Announced | Post-money · est | Value · est | Conf. |
|---|---|---|---|---|---|
| No rounds recorded. | |||||
Predictive signals are modeled est. from this company's own cadence and step-up, plus sector benchmarks — directional, not advice. Peer set and a CSV export live in your analyst workspace.
Tendo is an official record sourced from the U.S. Securities and Exchange Commission (SEC). U.S. data is aggregated from SEC Form D filings.
Nearest neighbours across the whole database — matched on sector, stage and capital scale, and on shared operators (officers or directors named at both companies in public filings). A discovery shortlist, not a valuation cohort — verify before acting, the same way modeled figures are directional.
| Company | Sector | Stage | Raised · real | Value · est | Why similar |
|---|---|---|---|---|---|
| 1stCollab | Fintech | — | — | — | same sector |
| 2WB TRADING AS | Fintech | — | — | — | same sector |
| Abhi | Fintech | — | — | — | same sector |
| Affinity | Fintech | — | — | — | same sector |
| Agent Banking Company | Fintech | Growth/Late | — | — | same sector |
| Agentcard | Fintech | — | — | — | same sector |
| AgentCollect | Fintech | — | — | — | same sector |
| Ahazou | Fintech | — | — | — | same sector |
Matched by meaning, not labels — a local language model reads each company's name, sector and description and ranks the closest in that learned space. This catches look-alikes that cross sector boundaries; the structured list above explains its matches, this one trusts the text. Directional, like every modeled signal here.
| Company | Sector | Stage | Value · est | Match |
|---|---|---|---|---|
| MarketForce The SuperApp for neighbourhood merchants in Africa. | Fintech | Seed | $12.3M | 77% |
| Momento Market, Inc. | Other Technology | Series A | $154.1M | 75% |
| Duplo Venmo for B2B in Africa | Fintech | Seed | $52.6M | 75% |
| Tend Exchange LLC | Other Technology | Pre-Seed | $7.4M | 75% |
| Cuanto Building the operating system for developing world merchants | Fintech | — | — | 75% |
| Fingo Africa A neobank for Africa's 500 million youth | Fintech | — | — | 75% |
| Suplias We enable FMCG distributors in Africa buy inventory on credit | Fintech | — | — | 74% |
| 99minutos The fastest shipping for online shopping | Mobility / Logistics | — | — | 74% |
See where Tendo sits in the wider market — its sector, location and stage cohorts, each with their own leaderboards and capital-flow timelines.
If you work at Tendo, claim this profile or suggest a correction. We aggregate from public filings, so help us keep your description, website and links accurate.
Is this your company? Update your profile or add contact details — and choose exactly who can reach you. Reviewed before anything is published.