Diligence memo · auto-generated · as of July 2, 2026

Straddle Payments, Inc.

Straddle Payments, Inc. looks over-valued against its niche peers and is active on financing cadence.

SourceRaising on rhythm with a 6.2× step-up on the last round — momentum worth tracking before it's priced in.

Businessfiled

Straddle Payments, Inc. operates in Fintech, based in DENVER.

Sub-sector tags: fintech.

No verified homepage on file yet — operating evidence is limited to the public record.

Capital & rounds (filed)filed

Straddle Payments, Inc. has raised $9.0M in disclosed capital across 2 recorded rounds, aggregated from public filings. Its latest round is modeled as Series A (a $4.0M–$15M round).

Largest single filing: $7.7M on 2025-04-29.

Most recent recorded round closed around 2025-04-29.

Valuation (modeled)modeled

Provath models Straddle Payments, Inc. at approximately $30M (range $10M–$54M). This is an algorithmic estimate from round sizes and same-niche peers — not a quoted or reported figure.

Read: Over-valued. Modeled value is 1.67× the median modeled value of Series A Fintech companies in 2025–2027 (18 peers) — value vs value, same stage and era.

Financing rhythm & timingmixed

Historic cadence: a new round about every 9 months.

Last raise 14 mo ago; this sector typically re-raises about every 12 months.

Raising on or ahead of the sector's normal rhythm.

The last round stepped up 6.2× from the prior — scaling.

Comparablesmixed

Capital scale ranks ahead of 88% of Fintech peers (1063 compared).

Modeled value ranks above 79% of those peers.

Closest niche peers: Money Fellows, Raenest, Wildlife Partners Raleigh Wealth Solutions EBP 2, Lending Market Technology Inc., Summit Pay, Inc..

Peoplefiled

3 named people on file across officers, directors and signatories.

Risks & flagsmixed

Modeled above niche peers — valuation risk on entry.

No clearly named CEO/founder/principal in the surfaced records — key-person evidence is thin.