Diligence memo · auto-generated · as of July 2, 2026
Stilt Inc.
Stilt Inc. looks over-valued against its niche peers and is dormant on financing cadence.
Businessfiled
Stilt Inc. operates in Fintech, based in SAN FRANCISCO, CA, USA. Financial products for immigrants (acquired by JG Wentworth)
Sub-sector tags: B2B, Fintech, Lending, SaaS, fintech, insurance, regtech.
Capital & rounds (filed)filed
Stilt Inc. has raised $18M in disclosed capital across 3 recorded rounds, aggregated from public filings. Its latest round is modeled as Series A (a $4.0M–$15M round).
Largest single filing: $12M on 2021-06-25.
Most recent recorded round closed around 2021-06-25.
Valuation (modeled)modeled
Provath models Stilt Inc. at approximately $234M (range $16M–$1.0B). This is an algorithmic estimate from round sizes and same-niche peers — not a quoted or reported figure.
Read: Over-valued. Modeled value is 1.64× the median modeled value of Series A Fintech companies in 2019–2021 (31 peers) — value vs value, same stage and era.
Financing rhythm & timingmixed
Historic cadence: a new round about every 25 months.
Last raise 5.0 yr ago; this sector typically re-raises about every 12 months.
Silent for over 3× the sector's normal cadence.
The last round stepped up 3.4× from the prior — scaling.
Comparablesmixed
Capital scale ranks ahead of 92% of Fintech peers (1063 compared).
Modeled value ranks above 93% of those peers.
Closest niche peers: Tesorio, Inc., Imprint Payments, Inc., Otis Wealth, Inc., Aella Credit, Oxygen, Inc..
Peoplefiled
3 named people on file across officers, directors and signatories.
Risks & flagsmixed
Financing has been silent well beyond sector cadence — possibly defunct, acquired, or paused.
Modeled above niche peers — valuation risk on entry.
No clearly named CEO/founder/principal in the surfaced records — key-person evidence is thin.