Diligence memo · auto-generated · as of July 2, 2026
SmartPath, Inc.
SmartPath, Inc. looks fair against its niche peers and is dormant on financing cadence.
Businessfiled
SmartPath, Inc. operates in Fintech, based in ATLANTA, GA, USA; Remote. Financial wellness for the middle class
Sub-sector tags: Fintech.
Capital & rounds (filed)filed
SmartPath, Inc. has raised $4.4M in disclosed capital across 2 recorded rounds, aggregated from public filings. Its latest round is modeled as Seed (a $1.0M–$4.0M round).
Largest single filing: $2.8M on 2019-01-24.
Most recent recorded round closed around 2020-10-09.
Valuation (modeled)modeled
Provath models SmartPath, Inc. at approximately $49M (range $1.4M–$354M). This is an algorithmic estimate from round sizes and same-niche peers — not a quoted or reported figure.
Read: Fair. Modeled value is 1.00× the median modeled value of Seed Fintech companies in 2019–2021 (34 peers) — value vs value, same stage and era. Within the normal band (100% of peer median) for its niche.
Financing rhythm & timingmixed
Historic cadence: a new round about every 21 months.
Last raise 5.7 yr ago; this sector typically re-raises about every 12 months.
Silent for over 3× the sector's normal cadence.
The last round was 1.8× smaller than the prior — a bridge or down round.
Comparablesmixed
Capital scale ranks ahead of 83% of Fintech peers (1063 compared).
Modeled value ranks above 84% of those peers.
Closest niche peers: Paymob, Alude Holdings Ltd., Stitch, Chari, Diool.
Peoplefiled
5 named people on file across officers, directors and signatories.
Risks & flagsmixed
Financing has been silent well beyond sector cadence — possibly defunct, acquired, or paused.
No clearly named CEO/founder/principal in the surfaced records — key-person evidence is thin.