Companies · Software / Tech

Signal Financial Technologies Inc.

WELLESLEY HILLS · Software / Tech · refined from filed group “Other Technology

Diligence memoA one-page analyst read on Signal Financial Technologies Inc. — recommendation, valuation, rhythm, risks.
$12.7M
Total raised · real
5
Rounds
0.6×
Latest step-up
Top 29%
Sector rank · raised
Seed
Latest stage · inferred · Fri Mar 15 2024 00:00:00 GMT+0000 (Coordinated Universal Time)

Signal Financial Technologies Inc. looks fair against its niche peers and is at-risk on financing cadence.

Synthesized from the figures below est. — every claim rests on a number shown on this page. Valuation uses the technology sector profile.

Analyst read est. — computed against this company's niche peers in the same era. Inputs shown; not a quoted figure.

Fair
  • Modeled value is 1.28× the median modeled value of Seed Software / Tech companies in 2022–2024 (387 peers) — value vs value, same stage and era.
  • Within the normal band (128% of peer median) for its niche.
At-risk
  • Last raise 2.3 yr ago; this sector typically re-raises about every 13 months.
  • Past due for a raise versus sector cadence — watch for distress or a bridge.
Leadership

No named principal in this company's public records yet — see all operators below.

Explore how these operators interlock with other companies in the operator network.

Where it sits in Software / Tech

Signal Financial Technologies Inc. is one of 3920 Software / Tech companies tracked from WELLESLEY HILLS. By capital raised it ranks in the upper tier (ahead of 72% of sector peers), and in the long tail by modeled valuation est..

Ranking is computed against this company's own sector cohort — reported capital is fact; valuation tiers are modeled.

As reported in public records reported — not modeled.

US
Jurisdiction
Rule 506(b)
Reg D exemption
3
Investors (latest)
2019
Year incorporated
2024-03-15
First sale
Amount raised vs valuation, by round

Solid bars are reported offering amounts reported; hatched bars are the modeled post-money valuation est. — both on one shared scale so you can read raise-vs-worth at each round directly. Use the toggles to overlay data labels and the niche-peer / market average value lines.

Amount raised · realModeled valuation · estCumulative funded · real
$0$25M$50M$75M$100MPre-Seed · 2020-02-05 Raised $500K (real) Modeled valuation $21M (est)Pre-Seed2020Pre-Seed · 2020-02-05 Raised $750K (real) Modeled valuation $32M (est)Pre-Seed2020Pre-Seed · 2020-02-05 Raised $500K (real) Modeled valuation $21M (est)Pre-Seed2020Seed · 2021-04-13 Raised $2.9M (real) Modeled valuation $67M (est)Seed2021Seed · 2021-12-22 Raised $3.7M (real) Modeled valuation $63M (est)Seed2021Seed · 2023-04-20 Raised $1.7M (real) Modeled valuation $16M (est)Seed2023Seed · 2024-03-15 Raised $3.6M (real) Modeled valuation $21M (est)Seed2024Seed · 2024-03-15 Raised $2.3M (real) Modeled valuation $13M (est)Seed2024+$750K+$500K+$2.9M+$3.7M+$1.7M+$3.6M+$2.3MCumulative $16M

The line shows cumulative reported funding over the period; + labels show new capital added between points when there is room. Toggle on-bar figures, plus the niche-peer and market averages, to read this company against its cohort. Benchmarks are modeled medians.

Financing ladder & sequence gaps
Pre-Seed$500K · 2020
Pre-Seed extension$750K · 2020
Pre-Seed extension$500K · 2020
Seed$2.9M · 2021
Seed extension$3.7M · 2021
Seed extension$1.7M · 2023
Seed extension$3.6M · 2024
Seed extension$2.3M · 2024

Stages are modeled from round size (public records carry no series label). Ladder is contiguous — every modeled rung has a record.

Modeled valuation trajectory
$21.0M
Base estimate est.
$3.2M
Conservative case
$60.5M
Upside case
$17.9M
Modeled post-money

Round size and date are reported; the stage label is inferred from round size (latest is Seeda $1.0M–$4.0M round). Valuation is modeled from stage benchmarks scaled by the technology sector profile. Directional, not a quoted figure.

Pre-Seed · modeled $21.2M · 2020-02-052020Pre-Seed · modeled $31.8M · 2020-02-05Pre-Seed · modeled $21.2M · 2020-02-05Seed · modeled $66.9M · 2021-04-13Seed · modeled $63.3M · 2021-12-22Seed · modeled $15.7M · 2023-04-20Seed · modeled $21.0M · 2024-03-15Seed · modeled $13.5M · 2024-03-152024
Model inputs · modeled:benchmark-stage-stepup-v1
20%
Dilution assumption
Implied ownership sold in the financing.
39%
Survival probability
18% low · 61% high
1.61×/yr
Annual markup
2.11×/yr upside case
2.3 yr
Elapsed time used
2.3 yr actual, capped for stale marks
technology
Sector profile
Adjusts growth and survival by industry.
Financing rhythm
7 mo
Avg between rounds
$3.1M/yr
Capital velocity
6.4 yr
On record since
2020
First round
8
Rounds on file
How it compares to the market

Benchmarked against 3920 companies in Software / Tech. Each bar is a median (the middle company, not an average — outliers don't skew it). Two yardsticks: real money raised (reported on Form D) and modeled value (our estimate est.). These are whole-sector medians across all stages, except the per-stage row.

Total raised — vs sector median (real $, all stages) 2.8× above median
This company$12.7M
Sector median$4.6M
Latest round — vs other Seed rounds in sector (real $, this stage) 1.2× above median
This company$2.3M
Sector median$1.9M
Modeled value — vs sector median (estimate, all stages) 0.6× of median
This company$21.0M
Sector median$36.6M

Raised more than 72% of sector peers (real $). Modeled value above 39% of peers (estimate).

Niche peers — same stage & era

A tighter cohort than the sector chart above — only companies at the same stage (Seed) that last raised in the same ~3-year era, ranked by modeled value est. (not money raised). This is the exact set the analyst read compares against, so a like-for-like cohort is what makes "over/under-valued" meaningful. This company ranks #145 of 387.

This companyCohort peer
$10.0M$100.0M$1.0M$10.0M$100.0MCapital raised (log)SkyBell Technologies, Inc. · Seed Raised $4.8M · modeled $64.2M (est)BuyerAssist.io, Inc. · Seed Raised $5.7M · modeled $60.4M (est)Adaptive Surface Technologies, Inc. · Seed Raised $3.8M · modeled $59.6M (est)Abstract Labs, Inc. · Seed Raised $3.9M · modeled $57.2M (est)Elixir Lab Usa Inc. · Seed Raised $3.9M · modeled $57.0M (est)Grounded Technologies, Inc. · Seed Raised $3.5M · modeled $56.9M (est)Sticky Technologies, Inc./DE · Seed Raised $3.6M · modeled $55.0M (est)Urban Shipper Technology Inc. · Seed Raised $4.9M · modeled $54.3M (est)Rabbot Technologies Ltd · Seed Raised $3.8M · modeled $53.6M (est)Multisig Labs, Inc. · Seed Raised $3.8M · modeled $53.3M (est)Smartcare Software, Inc. · Seed Raised $3.5M · modeled $50.2M (est)Determinate Systems, Inc. · Seed Raised $3.5M · modeled $49.8M (est)Signal Financial Technologies Inc. (this company) Raised $12.7M · modeled $21.0M (est)Signal Financial Technologies Inc.
CompanyStageRaised · realValue · estvs peer med.
SkyBell Technologies, Inc.Seed$4.8M$64.2M3.92×
BuyerAssist.io, Inc.Seed$5.7M$60.4M3.68×
Adaptive Surface Technologies, Inc.Seed$3.8M$59.6M3.63×
Abstract Labs, Inc.Seed$3.9M$57.2M3.49×
Elixir Lab Usa Inc.Seed$3.9M$57.0M3.48×
Grounded Technologies, Inc.Seed$3.5M$56.9M3.47×
Sticky Technologies, Inc./DESeed$3.6M$55.0M3.35×
Urban Shipper Technology Inc.Seed$4.9M$54.3M3.31×
Rabbot Technologies LtdSeed$3.8M$53.6M3.27×
Multisig Labs, Inc.Seed$3.8M$53.3M3.25×
Smartcare Software, Inc.Seed$3.5M$50.2M3.06×
Determinate Systems, Inc.Seed$3.5M$49.8M3.04×
Signal Financial Technologies Inc. this companySeed$12.7M$21.0M1.28×
Full financing history

Stage is inferred from round size est., not reported on the filing — a round's dollar size maps to a bucket: Pre-Seed <$1.0M · Seed $1.0M–$4.0M · Series A $4.0M–$15M · Series B $15M–$40M · Series C $40M–$100M · Series D+ $100M–$400M · Growth/Late >$400M.

StageAmount · realAnnouncedPost-money · estValue · estConf.
Pre-Seed$500K2020-02-05$2.8M$21.2M90%
Pre-Seed$750K2020-02-05$4.2M$31.8M90%
Pre-Seed$500K2020-02-05$2.8M$21.2M90%
Seed$2.9M2021-04-13$14.3M$66.9M90%
Seed$3.7M2021-12-22$18.7M$63.3M90%
Seed$1.7M2023-04-20$8.7M$15.7M90%
Seed$3.6M2024-03-15$17.9M$21.0M90%
Seed$2.3M2024-03-15$11.5M$13.5M90%
What happened at each round

Step-up, pace versus the sector's normal cadence, and revenue/exemption moves — read straight from the reported round facts reported.

  1. Pre-Seed$500K2020-02-05
    • First recorded raise — entered as Pre-Seed.
    • 1 investor on this round.
  2. Pre-Seed$750K2020-02-05
    • Filed alongside the prior round (same month) — likely a tranche or amendment.
    • Round 1.5× larger than the prior — scaling up.
    • 2 investors on this round.
  3. Pre-Seed$500K2020-02-05
    • Filed alongside the prior round (same month) — likely a tranche or amendment.
    • Round 1.5× smaller than the prior — bridge or down round.
    • 1 investor on this round.
  4. Seed$2.9M2021-04-13
    • Raised 14 mo later, in step with the ~13 mo sector norm.
    • Round 5.7× larger than the prior — scaling up.
    • 12 investors on this round.
  5. Seed$3.7M2021-12-22
    • Raised 8 mo later, in step with the ~13 mo sector norm.
    • Round 1.3× larger than the prior — scaling up.
    • 7 investors on this round.
  6. Seed$1.7M2023-04-20
    • Raised 16 mo later, in step with the ~13 mo sector norm.
    • Round 2.1× smaller than the prior — bridge or down round.
    • 4 investors on this round.
  7. Seed$3.6M2024-03-15
    • Raised 11 mo later, in step with the ~13 mo sector norm.
    • Round 2.1× larger than the prior — scaling up.
    • 7 investors on this round.
  8. Seed$2.3M2024-03-15
    • Filed alongside the prior round (same month) — likely a tranche or amendment.
    • Round 1.6× smaller than the prior — bridge or down round.
    • 3 investors on this round.
Intelligence
2024 ~Q4
Modeled next raise · ~7mo cadence
$2.3M
Modeled next size est.range $2.3M$3.7M
0.6×
Last step-up
$3.1M/yr
Capital velocity

Predictive signals are modeled est. from this company's own cadence and step-up, plus sector benchmarks — directional, not advice. Peer set and a CSV export live in your analyst workspace.

Key people & operators

Officers, directors and promoters named in this company's public recordsreported — the people who run it (not its investors). "Also runs" counts come from name-matching across all records, so verify before acting.

PersonRoleAlso runsTied since
Stephen Dow3 other2020-02
Sean Collins1 other2020-02
Registry & provenance

Signal Financial Technologies Inc. is an official record sourced from the U.S. Securities and Exchange Commission (SEC). U.S. data is aggregated from SEC Form D filings.

United States
Country of record
US
Jurisdiction
1803826
SEC CIK
2019
Incorporated
Similar companies

Nearest neighbours across the whole database — matched on sector, stage and capital scale, and on shared operators (officers or directors named at both companies in public filings). A discovery shortlist, not a valuation cohort — verify before acting, the same way modeled figures are directional.

CompanySectorStageRaised · realValue · estWhy similar
Vision Marine Technologies Inc.Software / TechSeed$12.8M$18.9Msame sector · same stage
Jump Technologies, Inc.Software / TechSeed$7.2M$16.8Msame sector · same stage
Tech M3, Inc.Software / TechSeed$6.6M$23.0Msame sector · same stage
Liquor Lab Holdings, Inc.Software / TechSeed$6.1M$19.7Msame sector · same stage
Win Win Tech Inc.Software / TechSeed$6.0M$21.3Msame sector · same stage
Engagement Labs Inc.Software / TechSeed$6.0M$17.0Msame sector · same stage
NICE Recovery Systems LLCSoftware / TechSeed$5.9M$16.4Msame sector · same stage
Skip Technology, Inc.Software / TechSeed$5.9M$17.3Msame sector · same stage
Semantically similar

Matched by meaning, not labels — a local language model reads each company's name, sector and description and ranks the closest in that learned space. This catches look-alikes that cross sector boundaries; the structured list above explains its matches, this one trusts the text. Directional, like every modeled signal here.

CompanySectorStageValue · estMatch
Signal Capital Management LLCOther TechnologySeries A$187.2M90%
Lighthouse Financial Technologies, Inc.Software / TechSeries A$103.2M85%
Financial Insight Technology, Inc.Software / TechSeries C$1.5B84%
Relay Financial Technologies Inc.Software / TechSeries B$205.5M83%
SignalFx, Inc.OtherSeries C$1.3B83%
Signal Laboratories, Inc.Other TechnologySeed$120.2M83%
SignalWire, Inc.Other TechnologySeries B$444.1M83%
Flare Financial Systems, Inc.Software / TechPre-Seed$7.9M83%
Frequently asked
How much funding has Signal Financial Technologies Inc. raised?
Signal Financial Technologies Inc. has raised approximately $12.7M in disclosed capital across 5 recorded financing rounds, aggregated from public filings.
What is Signal Financial Technologies Inc.'s estimated valuation?
Provath's modeled valuation for Signal Financial Technologies Inc. is approximately $21.0M (modeled range $3.2M–$60.5M). This is an algorithmic estimate derived from round sizes and same-niche peers — not a quoted or reported figure.
What funding stage is Signal Financial Technologies Inc. at?
Signal Financial Technologies Inc.'s latest modeled financing stage is Seed. Its most recent recorded round closed around Fri Mar 15.
What does Signal Financial Technologies Inc. do and where is it based?
Signal Financial Technologies Inc. operates in the Software / Tech sector, based in WELLESLEY HILLS.
Explore related

See where Signal Financial Technologies Inc. sits in the wider market — its sector, location and stage cohorts, each with their own leaderboards and capital-flow timelines.

Is this your company?

If you work at Signal Financial Technologies Inc., claim this profile or suggest a correction. We aggregate from public filings, so help us keep your description, website and links accurate.

Is this your company? Update your profile or add contact details — and choose exactly who can reach you. Reviewed before anything is published.