Diligence memo · auto-generated · as of July 2, 2026

SETTLE

SETTLE looks fair against its niche peers and is quiet on financing cadence.

Diligence furtherNo decisive signal either way from the public record alone — the call needs primary diligence beyond the filings.

Businessfiled

SETTLE operates in Fintech, based in Africa. Egyptian fintech startup SETTLE has raised a US$2 million pre-seed round of funding to accelerate its global expansion and further develop its platform.

Sub-sector tags: fintech.

No verified homepage on file yet — operating evidence is limited to the public record.

Capital & rounds (filed)filed

SETTLE has raised $2.0M in disclosed capital across 1 recorded round, aggregated from public filings. Its latest round is modeled as Pre-Seed (a round under $1.0M).

Largest single filing: $2.0M on 2024-09-30.

Most recent recorded round closed around 2024-09-30.

Valuation (modeled)modeled

Provath models SETTLE at approximately $8.4M (range $1.3M–$26M). This is an algorithmic estimate from round sizes and same-niche peers — not a quoted or reported figure.

Read: Fair. Modeled value is 1.33× the median modeled value of Pre-Seed Fintech companies in 2022–2024 (31 peers) — value vs value, same stage and era. Within the normal band (133% of peer median) for its niche.

Financing rhythm & timingmixed

Last raise 21 mo ago; this sector typically re-raises about every 12 months.

Slightly overdue versus sector cadence.

Comparablesmixed

Capital scale ranks ahead of 77% of Fintech peers (1063 compared).

Modeled value ranks above 71% of those peers.

Closest niche peers: MoneyHash, Nexta, Sava, Exponent Wealth Inc., Anchor.

Risks & flagsmixed

No clearly named CEO/founder/principal in the surfaced records — key-person evidence is thin.