Diligence memo · auto-generated · as of July 2, 2026
Seeds & Pennies
Seeds & Pennies has raised $1.1M over 1 round; too few niche peers to rank its valuation yet.
Businessfiled
Seeds & Pennies is a private company, based in Africa. Seeds & Pennies Secures $1.1 Million in Strategic Funding to Scale Retail Lending, Empower Women Across Nigeria, and Launch Disruptive BNPL Offerings 0 By Sponsored Post on May 22, 2025 Uncategorized Seeds & Pennies , the retail lending subsidiary of Liberty Assured , has announced the successful ra
No verified homepage on file yet — operating evidence is limited to the public record.
Capital & rounds (filed)filed
Seeds & Pennies has raised $1.1M in disclosed capital across 1 recorded round, aggregated from public filings. Its latest round is modeled as Seed (a $1.0M–$4.0M round).
Largest single filing: $1.1M on 2025-05-22.
Most recent recorded round closed around 2025-05-22.
Valuation (modeled)modeled
Provath models Seeds & Pennies at approximately $3.3M (range $990K–$7.0M). This is an algorithmic estimate from round sizes and same-niche peers — not a quoted or reported figure.
Too few comparable companies in this niche to rank the valuation fairly yet.
Financing rhythm & timingmixed
Not enough dated financing history to read a financing rhythm.
Comparablesmixed
Capital scale ranks ahead of 98% of sector peers (8525 compared).
Modeled value ranks above 97% of those peers.
Risks & flagsmixed
No clearly named CEO/founder/principal in the surfaced records — key-person evidence is thin.