Diligence memo · auto-generated · as of July 2, 2026
Prospa
Prospa looks over-valued against its niche peers and is dormant on financing cadence.
Businessfiled
Prospa operates in Fintech, based in London, United Kingdom. Banking for businesses
Sub-sector tags: B2B, Fintech, fintech.
Capital & rounds (filed)filed
Prospa has raised $3.8M in disclosed capital across 1 recorded round, aggregated from public filings. Its latest round is modeled as Pre-Seed (a round under $1.0M).
Largest single filing: $3.8M on 2021-09-09.
Most recent recorded round closed around 2021-09-09.
Valuation (modeled)modeled
Provath models Prospa at approximately $86M (range $2.4M–$682M). This is an algorithmic estimate from round sizes and same-niche peers — not a quoted or reported figure.
Read: Over-valued. Modeled value is 3.95× the median modeled value of Pre-Seed Fintech companies in 2019–2021 (29 peers) — value vs value, same stage and era.
Financing rhythm & timingmixed
Last raise 4.8 yr ago; this sector typically re-raises about every 12 months.
Only one round on record and long silent — often defunct, acquired, or gone quiet.
Comparablesmixed
Capital scale ranks ahead of 81% of Fintech peers (1063 compared).
Modeled value ranks above 88% of those peers.
Closest niche peers: Telda, Kuda, Wapi Pay, Okra, Hypcloud Inc..
Risks & flagsmixed
Financing has been silent well beyond sector cadence — possibly defunct, acquired, or paused.
Modeled above niche peers — valuation risk on entry.
No clearly named CEO/founder/principal in the surfaced records — key-person evidence is thin.