Companies · Fintech
Uberlândia · MG, Brazil · Fintech · founded 2021 · https://portao3.com.br
Diligence memoA one-page analyst read on Portão 3 — recommendation, valuation, rhythm, risks.→Portão 3: limited disclosed financing to assess.
Synthesized from the figures below est. — every claim rests on a number shown on this page.
Portão 3 is one of 1063 Fintech companies tracked from Uberlândia, MG, Brazil, on record since 2021. By capital raised it ranks mid-pack (ahead of 66% of sector peers), and mid-pack by modeled valuation est..
Ranking is computed against this company's own sector cohort — reported capital is fact; valuation tiers are modeled.
AI analyst read est. — model-extracted from this company's public description, not a verified fact. 30%
operates a technology-led product inferred from public copy
Grounded in: “You are a venture analyst”
We are the frictionless way for companies to make payments.
Portão 3 is Ramp for LATAM. We are the frictionless way for companies to make payments. The company is founded by Fernando, second-time entrepreneur with past successful exit and ex-CPO of large IT consulting firms in Brazil and Bianca, experienced entrepreneur that handled payments for Cargill and funded startups in travel and growth. We've grown bootstrapped from the beginning and we were in the Y Combinator S21 batch.
As reported in public records reported — not modeled.
Solid bars are reported offering amounts reported; hatched bars are the modeled post-money valuation est. — both on one shared scale so you can read raise-vs-worth at each round directly. Use the toggles to overlay data labels and the niche-peer / market average value lines.
No round amounts on record to chart.
No staged rounds to sequence.
Round size and date are reported; the stage label is inferred from round size. Valuation is modeled from stage benchmarks. Directional, not a quoted figure.
Not enough modeled valuation points to chart a trajectory.
Benchmarked against 1063 companies in Fintech. Each bar is a median (the middle company, not an average — outliers don't skew it). Two yardsticks: real money raised (reported on Form D) and modeled value (our estimate est.). These are whole-sector medians across all stages, except the per-stage row.
Raised more than 66% of sector peers (real $). Modeled value above 66% of peers (estimate).
Stage is inferred from round size est., not reported on the filing — a round's dollar size maps to a bucket: Pre-Seed <$1.0M · Seed $1.0M–$4.0M · Series A $4.0M–$15M · Series B $15M–$40M · Series C $40M–$100M · Series D+ $100M–$400M · Growth/Late >$400M.
| Stage | Amount · real | Announced | Post-money · est | Value · est | Conf. |
|---|---|---|---|---|---|
| No rounds recorded. | |||||
Predictive signals are modeled est. from this company's own cadence and step-up, plus sector benchmarks — directional, not advice. Peer set and a CSV export live in your analyst workspace.
Portão 3 is an official record sourced from the U.S. Securities and Exchange Commission (SEC). U.S. data is aggregated from SEC Form D filings.
Nearest neighbours across the whole database — matched on sector, stage and capital scale, and on shared operators (officers or directors named at both companies in public filings). A discovery shortlist, not a valuation cohort — verify before acting, the same way modeled figures are directional.
| Company | Sector | Stage | Raised · real | Value · est | Why similar |
|---|---|---|---|---|---|
| 1stCollab | Fintech | — | — | — | same sector |
| Abacus | Fintech | — | — | — | same sector |
| Absa Bank | Fintech | — | — | — | same sector |
| Accend | Fintech | — | — | — | same sector |
| Accept.inc (formerly BoardRE) | Fintech | — | — | — | same sector |
| Aer | Fintech | — | — | — | same sector |
| Affinity | Fintech | — | — | — | same sector |
| Agent Banking Company | Fintech | Growth/Late | — | — | same sector |
Matched by meaning, not labels — a local language model reads each company's name, sector and description and ranks the closest in that learned space. This catches look-alikes that cross sector boundaries; the structured list above explains its matches, this one trusts the text. Directional, like every modeled signal here.
| Company | Sector | Stage | Value · est | Match |
|---|---|---|---|---|
| Cardda All-in-one spend management for businesses in Latam | Fintech | — | — | 77% |
| Zippi Payment Platform for LatAm Micro and Small Businesses | Fintech | — | — | 75% |
| Kapital Bank Data driven neobank for SMBs in LATAM | Fintech | — | — | 75% |
| PayCaddy Simplified Banking as a Service for Latam | Fintech | — | — | 74% |
| Encuadrado Payments and scheduling for services professionals in LATAM | Fintech | — | — | 74% |
| Arcus Payment-as-a-service that helps any business launch payment solutions | Fintech | — | — | 74% |
| Valiu Inc. USD mobile banking for LatAm's businesses and people | Fintech | Seed | $43.8M | 74% |
| Levo Treasury management platform for SMBs to optimize idle cash in Latam | Fintech | — | — | 74% |
See where Portão 3 sits in the wider market — its sector, location and stage cohorts, each with their own leaderboards and capital-flow timelines.
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