Diligence memo · auto-generated · as of July 2, 2026

Peach Finance Inc.

Peach Finance Inc. looks under-valued against its niche peers and is quiet on financing cadence.

SourceModeled below same-niche peers while still financing on rhythm — a potential mispricing worth a closer look.

Businessfiled

Peach Finance Inc. operates in Other Technology, based in Oakland.

No verified homepage on file yet — operating evidence is limited to the public record.

Capital & rounds (filed)filed

Peach Finance Inc. has raised $38M in disclosed capital across 4 recorded rounds, aggregated from public filings. Its latest round is modeled as Series B (a $15M–$40M round).

Largest single filing: $20M on 2021-07-08.

Most recent recorded round closed around 2024-10-22.

Valuation (modeled)modeled

Provath models Peach Finance Inc. at approximately $69M (range $25M–$117M). This is an algorithmic estimate from round sizes and same-niche peers — not a quoted or reported figure.

Read: Under-valued. Modeled value is 0.32× the median modeled value of Series B Other Technology companies in 2022–2024 (514 peers) — value vs value, same stage and era.

Financing rhythm & timingmixed

Historic cadence: a new round about every 24 months.

Last raise 20 mo ago; this sector typically re-raises about every 13 months.

Slightly overdue versus sector cadence.

The last round was 1.9× smaller than the prior — a bridge or down round.

Comparablesmixed

Capital scale ranks ahead of 91% of Other Technology peers (21302 compared).

Modeled value ranks above 64% of those peers.

Closest niche peers: Contabilizei Co, Skan, Inc., Design Barn Inc., SKAEL, Inc., Maze.Design, Inc..

Peoplefiled

7 named people on file across officers, directors and signatories.

Risks & flagsmixed

No clearly named CEO/founder/principal in the surfaced records — key-person evidence is thin.