Diligence memo · auto-generated · as of July 2, 2026
PayTic
PayTic looks over-valued against its niche peers and is active on financing cadence.
Businessfiled
PayTic operates in Fintech, based in Africa. Moroccan fintech startup PayTic, which works to streamline payment operations for financial institutions, has raised a US$4 million seed extension funding round to help it build out its offering.
Sub-sector tags: fintech.
No verified homepage on file yet — operating evidence is limited to the public record.
Capital & rounds (filed)filed
PayTic has raised $4.0M in disclosed capital across 1 recorded round, aggregated from public filings. Its latest round is modeled as Seed (a $1.0M–$4.0M round).
Largest single filing: $4.0M on 2025-04-10.
Most recent recorded round closed around 2025-04-10.
Valuation (modeled)modeled
Provath models PayTic at approximately $14M (range $3.5M–$30M). This is an algorithmic estimate from round sizes and same-niche peers — not a quoted or reported figure.
Read: Over-valued. Modeled value is 2.31× the median modeled value of Seed Fintech companies in 2025–2027 (11 peers) — value vs value, same stage and era.
Financing rhythm & timingmixed
Last raise 15 mo ago; this sector typically re-raises about every 12 months.
Raising on or ahead of the sector's normal rhythm.
Comparablesmixed
Capital scale ranks ahead of 83% of Fintech peers (1063 compared).
Modeled value ranks above 75% of those peers.
Closest niche peers: Affinity Africa, Cauridor, Happy Pay, Munify, Accrue.
Risks & flagsmixed
Modeled above niche peers — valuation risk on entry.
No clearly named CEO/founder/principal in the surfaced records — key-person evidence is thin.