Diligence memo · auto-generated · as of July 2, 2026

Paystack, Inc.

Paystack, Inc. looks over-valued against its niche peers and is dormant on financing cadence.

DeprioritizeFinancing has gone silent well past the sector's normal cadence — treat as inactive until outside confirmation of a live operation.

Businessfiled

Paystack, Inc. operates in Fintech, based in SAN FRANCISCO, LA, Nigeria; LA, Nigeria. Modern payments infrastructure for Africa

Sub-sector tags: Fintech, fintech.

Capital & rounds (filed)filed

Paystack, Inc. has raised $10M in disclosed capital across 1 recorded round, aggregated from public filings. Its latest round is modeled as Series A (a $4.0M–$15M round).

Largest single filing: $10M on 2018-08-23.

Most recent recorded round closed around 2018-08-23.

Valuation (modeled)modeled

Provath models Paystack, Inc. at approximately $293M (range $13M–$1.6B). This is an algorithmic estimate from round sizes and same-niche peers — not a quoted or reported figure.

Read: Over-valued. Modeled value is 1.70× the median modeled value of Series A Fintech companies in 2016–2018 (13 peers) — value vs value, same stage and era.

Financing rhythm & timingmixed

Historic cadence: a new round about every 0 months.

Last raise 7.9 yr ago; this sector typically re-raises about every 12 months.

Only one round on record and long silent — often defunct, acquired, or gone quiet.

Comparablesmixed

Capital scale ranks ahead of 89% of Fintech peers (1063 compared).

Modeled value ranks above 94% of those peers.

Closest niche peers: Zoona, Mines, First Boston Bridge Lending Pool II, LLC, Mutual Trading Co., Inc., Flex Co.

Peoplefiled

2 named people on file across officers, directors and signatories.

Risks & flagsmixed

Financing has been silent well beyond sector cadence — possibly defunct, acquired, or paused.

Modeled above niche peers — valuation risk on entry.

No clearly named CEO/founder/principal in the surfaced records — key-person evidence is thin.