Diligence memo · auto-generated · as of July 2, 2026

Patriot Pay, LLC

Patriot Pay, LLC looks under-valued against its niche peers and is active on financing cadence.

SourceModeled below same-niche peers while still financing on rhythm — a potential mispricing worth a closer look.

Businessfiled

Patriot Pay, LLC operates in Fintech, based in MANCHESTER.

No verified homepage on file yet — operating evidence is limited to the public record.

Capital & rounds (filed)filed

Patriot Pay, LLC has raised $275K in disclosed capital across 1 recorded round, aggregated from public filings. Its latest round is modeled as Pre-Seed (a round under $1.0M).

Largest single filing: $275K on 2026-02-05.

Most recent recorded round closed around 2026-02-05.

Valuation (modeled)modeled

Provath models Patriot Pay, LLC at approximately $549K (range $176K–$1.1M). This is an algorithmic estimate from round sizes and same-niche peers — not a quoted or reported figure.

Read: Under-valued. Modeled value is 0.47× the median modeled value of Pre-Seed Fintech companies in 2025–2027 (9 peers) — value vs value, same stage and era.

Financing rhythm & timingmixed

Last raise 5 mo ago; this sector typically re-raises about every 12 months.

Raising on or ahead of the sector's normal rhythm.

Comparablesmixed

Capital scale ranks ahead of 68% of Fintech peers (1063 compared).

Modeled value ranks above 66% of those peers.

Closest niche peers: Woliz, NjiaPay, EasyBank, Hc Lending Llc, Stream Pay Platforms Africa Inc..

Peoplefiled

1 named person on file across officers, directors and signatories.

Risks & flagsmixed

No clearly named CEO/founder/principal in the surfaced records — key-person evidence is thin.