Companies · Fintech

OZE, Inc.

CAMBRIDGE · Fintech · refined from filed group “Other Technology

Diligence memoA one-page analyst read on OZE, Inc. — recommendation, valuation, rhythm, risks.
$911K
Total raised · real
3
Rounds
3.3×
Latest step-up
Top 29%
Sector rank · raised
Seed
Latest stage · inferred · Mon Feb 24 2025 00:00:00 GMT+0000 (Coordinated Universal Time)

OZE, Inc. has raised $911K over 3 rounds; too few niche peers to rank its valuation yet.

Synthesized from the figures below est. — every claim rests on a number shown on this page. Valuation uses the fintech sector profile.

Leadership

No named principal in this company's public records yet — see all operators below.

Explore how these operators interlock with other companies in the operator network.

Where it sits in Fintech

OZE, Inc. is one of 1063 Fintech companies tracked from CAMBRIDGE. By capital raised it ranks in the upper tier (ahead of 72% of sector peers), and mid-pack by modeled valuation est..

Ranking is computed against this company's own sector cohort — reported capital is fact; valuation tiers are modeled.

Ghana-based fintech startup OZÉ, which is focused on helping small businesses grow by digitising their operations and providing them with access to affordable capital, has closed a US$700,000 seed round to grow its team and expand to Nigeria.

Ghana-based fintech startup OZÉ, which is focused on helping small businesses grow by digitising their operations and providing them with access to affordable capital, has closed a US$700,000 seed round to grow its team and expand to Nigeria.

fintech

As reported in public records reported — not modeled.

US
Jurisdiction
Rule 506(b)
Reg D exemption
4
Investors (latest)
2018
Year incorporated
2018-07-24
First sale
Amount raised vs valuation, by round

Solid bars are reported offering amounts reported; hatched bars are the modeled post-money valuation est. — both on one shared scale so you can read raise-vs-worth at each round directly. Use the toggles to overlay data labels and the niche-peer / market average value lines.

Amount raised · realModeled valuation · estCumulative funded · real
$0$5.0M$10M$15M$20MPre-Seed · 2018-07-24 Raised $211K (real) Modeled valuation $9.2M (est)$211K$9.2MPre-Seed2018Seed · 2021-01-14 Raised $700K (real) Modeled valuation $19M (est)$700K$19MSeed2021+$700KCumulative $911K

The line shows cumulative reported funding over the period; + labels show new capital added between points when there is room. Toggle on-bar figures, plus the niche-peer and market averages, to read this company against its cohort. Benchmarks are modeled medians.

Financing ladder & sequence gaps
Pre-Seed$211K · 2018
Seed$700K · 2021
Seed extension · 2025

Stages are modeled from round size (public records carry no series label). Ladder is contiguous — every modeled rung has a record.

Modeled valuation trajectory
Base estimate est.
Conservative case
Upside case
Modeled post-money

Round size and date are reported; the stage label is inferred from round size (latest is Seeda $1.0M–$4.0M round). Valuation is modeled from stage benchmarks scaled by the fintech sector profile. Directional, not a quoted figure.

Pre-Seed · modeled $9.2M · 2018-07-242018Seed · modeled $19.0M · 2021-01-142021
Financing rhythm
30 mo
Avg between rounds
$368K/yr
Capital velocity
7.9 yr
On record since
2018
First round
2
Rounds on file
How it compares to the market

Benchmarked against 1063 companies in Fintech. Each bar is a median (the middle company, not an average — outliers don't skew it). Two yardsticks: real money raised (reported on Form D) and modeled value (our estimate est.). These are whole-sector medians across all stages, except the per-stage row.

Total raised — vs sector median (real $, all stages) 0.2× of median
This company$911K
Sector median$4.3M
Latest round — vs other Seed rounds in sector (real $, this stage) 0.3× of median
This company$700K
Sector median$2.0M
Modeled value — vs sector median (estimate, all stages)
This company
Sector median$45.0M

Raised more than 72% of sector peers (real $). Modeled value above 66% of peers (estimate).

Full financing history

Stage is inferred from round size est., not reported on the filing — a round's dollar size maps to a bucket: Pre-Seed <$1.0M · Seed $1.0M–$4.0M · Series A $4.0M–$15M · Series B $15M–$40M · Series C $40M–$100M · Series D+ $100M–$400M · Growth/Late >$400M.

StageAmount · realAnnouncedPost-money · estValue · estConf.
Pre-Seed$211K2018-07-24$1.2M$9.2M90%
Seed$700K2021-01-14$3.5M$19.0M45%
Seed2025-02-2445%
What happened at each round

Step-up, pace versus the sector's normal cadence, and revenue/exemption moves — read straight from the reported round facts reported.

  1. Pre-Seed$211K2018-07-24
    • First recorded raise — entered as Pre-Seed.
    • 4 investors on this round.
  2. Seed$700K2021-01-14
    • Raised 30 mo later.
    • Round 3.3× larger than the prior — scaling up.
  3. Seed2025-02-24
    • Raised 49 mo later.
Intelligence
2023 ~Q3
Modeled next raise · ~30mo cadence
$2.1M
Modeled next size est.range $1.4M$3.4M
3.3×
Last step-up
$368K/yr
Capital velocity

Predictive signals are modeled est. from this company's own cadence and step-up, plus sector benchmarks — directional, not advice. Peer set and a CSV export live in your analyst workspace.

Key people & operators

Officers, directors and promoters named in this company's public recordsreported — the people who run it (not its investors). "Also runs" counts come from name-matching across all records, so verify before acting.

PersonRoleAlso runsTied since
David Emnett2018-07
Meghan McCormick2018-07
Registry & provenance

OZE, Inc. is an official record sourced from the U.S. Securities and Exchange Commission (SEC). U.S. data is aggregated from SEC Form D filings.

United States
Country of record
US
Jurisdiction
1745877
SEC CIK
2018
Incorporated
Similar companies

Nearest neighbours across the whole database — matched on sector, stage and capital scale, and on shared operators (officers or directors named at both companies in public filings). A discovery shortlist, not a valuation cohort — verify before acting, the same way modeled figures are directional.

CompanySectorStageRaised · realValue · estWhy similar
KhaznaFintechSeedsame sector · same stage
MerQFintechSeedsame sector · same stage
My-iMaliFintechSeedsame sector · same stage
1stCollabFintechsame sector
AbacusFintechsame sector
Absa BankFintechsame sector
AccendFintechsame sector
Accept.inc (formerly BoardRE)Fintechsame sector
Semantically similar

Matched by meaning, not labels — a local language model reads each company's name, sector and description and ranks the closest in that learned space. This catches look-alikes that cross sector boundaries; the structured list above explains its matches, this one trusts the text. Directional, like every modeled signal here.

CompanySectorStageValue · estMatch
Ozmo Holdings, Inc.Other TechnologySeed$39.3M91%
Masse, Inc.Other TechnologySeries A$119.8M87%
Frase Inc.Other TechnologyPre-Seed$40.2M87%
ANDE CorpOther TechnologySeries C$620.8M87%
ASMOne, Inc.Other TechnologySeed$9.4M87%
Lokalise, Inc.Other TechnologySeries C$1.3B86%
Oz Fundhub LlcOther TechnologyPre-Seed$1.7M86%
aWhere, Inc.Other TechnologySeed$72.8M86%
Frequently asked
How much funding has OZE, Inc. raised?
OZE, Inc. has raised approximately $911K in disclosed capital across 3 recorded financing rounds, aggregated from public filings.
What funding stage is OZE, Inc. at?
OZE, Inc.'s latest modeled financing stage is Seed. Its most recent recorded round closed around Mon Feb 24.
What does OZE, Inc. do and where is it based?
OZE, Inc. operates in the Fintech sector, based in CAMBRIDGE. Ghana-based fintech startup OZÉ, which is focused on helping small businesses grow by digitising their operations and providing them with access to affordable capital, has closed a US$700,000 seed round to grow its team and expand to Nigeria.
Explore related

See where OZE, Inc. sits in the wider market — its sector, location and stage cohorts, each with their own leaderboards and capital-flow timelines.

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