Companies · Software / Tech
SANTA MONICA · Software / Tech · refined from filed group “Other Technology”
Diligence memoA one-page analyst read on Optimal Financial Systems, Inc. — recommendation, valuation, rhythm, risks.→Optimal Financial Systems, Inc. looks fair against its niche peers and is dormant on financing cadence.
Synthesized from the figures below est. — every claim rests on a number shown on this page. Valuation uses the technology sector profile.
Analyst read est. — computed against this company's niche peers in the same era. Inputs shown; not a quoted figure.
No named principal in this company's public records yet — see all operators below.
Explore how these operators interlock with other companies in the operator network.
Optimal Financial Systems, Inc. is one of 3920 Software / Tech companies tracked from SANTA MONICA. By capital raised it ranks in the long tail (ahead of 20% of sector peers), and in the long tail by modeled valuation est..
Ranking is computed against this company's own sector cohort — reported capital is fact; valuation tiers are modeled.
As reported in public records reported — not modeled.
Solid bars are reported offering amounts reported; hatched bars are the modeled post-money valuation est. — both on one shared scale so you can read raise-vs-worth at each round directly. Use the toggles to overlay data labels and the niche-peer / market average value lines.
The line shows cumulative reported funding over the period; + labels show new capital added between points when there is room. Toggle on-bar figures, plus the niche-peer and market averages, to read this company against its cohort. Benchmarks are modeled medians.
Stages are modeled from round size (public records carry no series label). Ladder is contiguous — every modeled rung has a record.
Round size and date are reported; the stage label is inferred from round size (latest is Pre-Seed — a round under $1.0M). Valuation is modeled from stage benchmarks scaled by the technology sector profile. Directional, not a quoted figure.
Not enough modeled valuation points to chart a trajectory.
Benchmarked against 3920 companies in Software / Tech. Each bar is a median (the middle company, not an average — outliers don't skew it). Two yardsticks: real money raised (reported on Form D) and modeled value (our estimate est.). These are whole-sector medians across all stages, except the per-stage row.
Raised more than 20% of sector peers (real $). Modeled value above 33% of peers (estimate).
A tighter cohort than the sector chart above — only companies at the same stage (Pre-Seed) that last raised in the same ~3-year era, ranked by modeled value est. (not money raised). This is the exact set the analyst read compares against, so a like-for-like cohort is what makes "over/under-valued" meaningful. This company ranks #127 of 307.
| Company | Stage | Raised · real | Value · est | vs peer med. |
|---|---|---|---|---|
| Spectric Labs Inc | Pre-Seed | $1.0M | $42.4M | 3.69× |
| Sidehustle App, Inc. | Pre-Seed | $1.0M | $42.4M | 3.69× |
| Backbone Labs, Inc. | Pre-Seed | $1.0M | $42.4M | 3.69× |
| AGAE Technologies LLC | Pre-Seed | $1.1M | $42.4M | 3.69× |
| Asius Technologies, Llc | Pre-Seed | $1.4M | $42.4M | 3.69× |
| 1638 Digital Partners, LP | Pre-Seed | $1.0M | $42.4M | 3.69× |
| Groundbreaker Technologies Inc. | Pre-Seed | $2.0M | $42.4M | 3.69× |
| DLO Digital Loans, Inc. | Pre-Seed | $1.0M | $42.3M | 3.69× |
| Owl Peak Technologies, Inc | Pre-Seed | $1.0M | $42.3M | 3.69× |
| Datum Tech, Inc. | Pre-Seed | $950K | $40.2M | 3.51× |
| Aurora Labs, Inc. | Pre-Seed | $1.1M | $40.2M | 3.51× |
| Everfit Technologies Inc. | Pre-Seed | $900K | $38.1M | 3.32× |
| Optimal Financial Systems, Inc. this company | Pre-Seed | $745K | $14.2M | 1.24× |
Stage is inferred from round size est., not reported on the filing — a round's dollar size maps to a bucket: Pre-Seed <$1.0M · Seed $1.0M–$4.0M · Series A $4.0M–$15M · Series B $15M–$40M · Series C $40M–$100M · Series D+ $100M–$400M · Growth/Late >$400M.
| Stage | Amount · real | Announced | Post-money · est | Value · est | Conf. |
|---|---|---|---|---|---|
| Pre-Seed | $745K | 2021-12-21 | $4.1M | $14.2M | 90% |
Step-up, pace versus the sector's normal cadence, and revenue/exemption moves — read straight from the reported round facts reported.
Predictive signals are modeled est. from this company's own cadence and step-up, plus sector benchmarks — directional, not advice. Peer set and a CSV export live in your analyst workspace.
Officers, directors and promoters named in this company's public recordsreported — the people who run it (not its investors). "Also runs" counts come from name-matching across all records, so verify before acting.
| Person | Role | Also runs | Tied since |
|---|---|---|---|
| Vinay Gupta | — | 1 other | 2021-12 |
| Aaron Gette | — | — | 2021-12 |
| MD Hossain | — | — | 2021-12 |
| Nicholas Henry | — | — | 2021-12 |
Optimal Financial Systems, Inc. is an official record sourced from the U.S. Securities and Exchange Commission (SEC). U.S. data is aggregated from SEC Form D filings.
Nearest neighbours across the whole database — matched on sector, stage and capital scale, and on shared operators (officers or directors named at both companies in public filings). A discovery shortlist, not a valuation cohort — verify before acting, the same way modeled figures are directional.
| Company | Sector | Stage | Raised · real | Value · est | Why similar |
|---|---|---|---|---|---|
| Fanup Software, Inc. | Software / Tech | Pre-Seed | $750K | $17.4M | same sector · same stage |
| Xenia Platform Inc. | Software / Tech | Pre-Seed | $750K | $16.5M | same sector · same stage |
| Taco Labs Inc. | Software / Tech | Pre-Seed | $752K | $12.2M | same sector · same stage |
| Consumer Retail Tech Solutions Corp. | Software / Tech | Pre-Seed | $720K | $15.4M | same sector · same stage |
| MCA Systems, Inc. | Software / Tech | Pre-Seed | $791K | $17.6M | same sector · same stage |
| Ignis Technologies, Inc. | Software / Tech | Pre-Seed | $700K | $11.9M | same sector · same stage |
| Blue Orange Digital, Inc. | Software / Tech | Pre-Seed | $700K | $11.5M | same sector · same stage |
| Worksphere Technologies, Inc. | Software / Tech | Pre-Seed | $815K | $11.8M | same sector · same stage |
Matched by meaning, not labels — a local language model reads each company's name, sector and description and ranks the closest in that learned space. This catches look-alikes that cross sector boundaries; the structured list above explains its matches, this one trusts the text. Directional, like every modeled signal here.
| Company | Sector | Stage | Value · est | Match |
|---|---|---|---|---|
| Optimal Technology Corp | Software / Tech | Pre-Seed | $26.4M | 91% |
| Optimal Dynamics, Inc. | Other Technology | Series B | $188.5M | 88% |
| Optimize Systems Inc. | Software / Tech | Series A | $52.8M | 86% |
| Best Credit Management, Inc. | Fintech | Pre-Seed | $38.8M | 83% |
| Rapidly Financial, Inc. | Other Technology | Seed | $52.2M | 82% |
| Functional Finance, Inc. | Other Technology | Series B | $132.6M | 81% |
| Limit Financial Inc. | Other Technology | Seed | $82.3M | 81% |
| Caliza Financial Technologies, Inc. | Software / Tech | Series A | $6.8M | 80% |
See where Optimal Financial Systems, Inc. sits in the wider market — its sector, location and stage cohorts, each with their own leaderboards and capital-flow timelines.
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