Diligence memo · auto-generated · as of July 2, 2026

Octane Lending, Inc.

Octane Lending, Inc. has raised $130M over 10 rounds; too few niche peers to rank its valuation yet.

SourceRaising on rhythm with a 2.3× step-up on the last round — momentum worth tracking before it's priced in.

Businessfiled

Octane Lending, Inc. operates in Fintech, based in NEW YORK.

No verified homepage on file yet — operating evidence is limited to the public record.

Capital & rounds (filed)filed

Octane Lending, Inc. has raised $130M in disclosed capital across 10 recorded rounds, aggregated from public filings. Its latest round is modeled as Series C (a $40M–$100M round).

Largest single filing: $57M on 2025-11-03.

Most recent recorded round closed around 2025-11-03.

Valuation (modeled)modeled

Provath models Octane Lending, Inc. at approximately $351M (range $212M–$443M). This is an algorithmic estimate from round sizes and same-niche peers — not a quoted or reported figure.

Too few comparable companies in this niche to rank the valuation fairly yet.

Financing rhythm & timingmixed

Historic cadence: a new round about every 14 months.

Last raise 8 mo ago; this sector typically re-raises about every 12 months.

Raising on or ahead of the sector's normal rhythm.

The last round stepped up 2.3× from the prior — scaling.

Comparablesmixed

Capital scale ranks ahead of 98% of Fintech peers (1063 compared).

Modeled value ranks above 95% of those peers.

Closest niche peers: Accion, Valu.

Peoplefiled

22 named people on file across officers, directors and signatories.

Risks & flagsmixed

No clearly named CEO/founder/principal in the surfaced records — key-person evidence is thin.