Diligence memo · auto-generated · as of July 2, 2026

Lupiya

Lupiya has raised $1.0M over 1 round; too few niche peers to rank its valuation yet.

Diligence furtherNo decisive signal either way from the public record alone — the call needs primary diligence beyond the filings.

Businessfiled

Lupiya is a private company, based in Africa. Zambian microfinance startup Lupiya has raised a US$1 million funding round to help it continue to scale and roll out its services that ensure Zambians, especially women, are able to participate in the economy through its financial inclusion strategy.

No verified homepage on file yet — operating evidence is limited to the public record.

Capital & rounds (filed)filed

Lupiya has raised $1.0M in disclosed capital across 1 recorded round, aggregated from public filings. Its latest round is modeled as Pre-Seed (a round under $1.0M).

Largest single filing: $1.0M on 2020-07-09.

Most recent recorded round closed around 2020-07-09.

Valuation (modeled)modeled

Provath models Lupiya at approximately $23M (range $667K–$258M). This is an algorithmic estimate from round sizes and same-niche peers — not a quoted or reported figure.

Too few comparable companies in this niche to rank the valuation fairly yet.

Financing rhythm & timingmixed

Not enough dated financing history to read a financing rhythm.

Comparablesmixed

Capital scale ranks ahead of 98% of sector peers (8525 compared).

Modeled value ranks above 99% of those peers.

Risks & flagsmixed

No clearly named CEO/founder/principal in the surfaced records — key-person evidence is thin.