Diligence memo · auto-generated · as of July 2, 2026
Luma Financial Technologies, LLC
Luma Financial Technologies, LLC looks fair against its niche peers and is active on financing cadence.
Businessfiled
Luma Financial Technologies, LLC operates in Software / Tech, based in CINCINNATI.
No verified homepage on file yet — operating evidence is limited to the public record.
Capital & rounds (filed)filed
Luma Financial Technologies, LLC has raised $100M in disclosed capital across 3 recorded rounds, aggregated from public filings. Its latest round is modeled as Series C (a $40M–$100M round).
Largest single filing: $63M on 2025-04-10.
Most recent recorded round closed around 2025-04-10.
Valuation (modeled)modeled
Provath models Luma Financial Technologies, LLC at approximately $465M (range $238M–$635M). This is an algorithmic estimate from round sizes and same-niche peers — not a quoted or reported figure.
Read: Fair. Modeled value is 1.28× the median modeled value of Series C Software / Tech companies in 2025–2027 (39 peers) — value vs value, same stage and era. Within the normal band (128% of peer median) for its niche.
Financing rhythm & timingmixed
Historic cadence: a new round about every 30 months.
Last raise 15 mo ago; this sector typically re-raises about every 13 months.
Raising on or ahead of the sector's normal rhythm.
The last round stepped up 2.1× from the prior — scaling.
Comparablesmixed
Capital scale ranks ahead of 95% of Software / Tech peers (3920 compared).
Modeled value ranks above 90% of those peers.
Closest niche peers: Clay Labs Inc., Alembic Technologies, Inc., Federato Technologies, Inc., Digital LinkBridge CO, Parler Technologies, Inc..
Peoplefiled
19 named people on file across officers, directors and signatories.
Risks & flagsmixed
No clearly named CEO/founder/principal in the surfaced records — key-person evidence is thin.