Companies · Fintech
New York City · NY, USA · Fintech · founded 2024 · https://luciblefi.com
Diligence memoA one-page analyst read on Lucible — recommendation, valuation, rhythm, risks.→Lucible: limited disclosed financing to assess.
Synthesized from the figures below est. — every claim rests on a number shown on this page.
Lucible is one of 1063 Fintech companies tracked from New York City, NY, USA, on record since 2024. By capital raised it ranks mid-pack (ahead of 66% of sector peers), and mid-pack by modeled valuation est..
Ranking is computed against this company's own sector cohort — reported capital is fact; valuation tiers are modeled.
AI analyst read est. — model-extracted from this company's public description, not a verified fact. 30%
operates a technology-led product inferred from public copy
Grounded in: “You are a venture analyst”
Combined checking and investment account
Lucible is a combined checking and investment account that allows you to invest 100% of your money while still being able to spend it. Whenever you spend, we issue a loan in real time, using your investments as collateral, to cover the cost. This is the most capital and tax efficient way to manage your money. It's what the ultra wealthy already do to finance large purchases, and now you can do it for every day spending.
As reported in public records reported — not modeled.
Solid bars are reported offering amounts reported; hatched bars are the modeled post-money valuation est. — both on one shared scale so you can read raise-vs-worth at each round directly. Use the toggles to overlay data labels and the niche-peer / market average value lines.
No round amounts on record to chart.
No staged rounds to sequence.
Round size and date are reported; the stage label is inferred from round size. Valuation is modeled from stage benchmarks. Directional, not a quoted figure.
Not enough modeled valuation points to chart a trajectory.
Benchmarked against 1063 companies in Fintech. Each bar is a median (the middle company, not an average — outliers don't skew it). Two yardsticks: real money raised (reported on Form D) and modeled value (our estimate est.). These are whole-sector medians across all stages, except the per-stage row.
Raised more than 66% of sector peers (real $). Modeled value above 66% of peers (estimate).
Stage is inferred from round size est., not reported on the filing — a round's dollar size maps to a bucket: Pre-Seed <$1.0M · Seed $1.0M–$4.0M · Series A $4.0M–$15M · Series B $15M–$40M · Series C $40M–$100M · Series D+ $100M–$400M · Growth/Late >$400M.
| Stage | Amount · real | Announced | Post-money · est | Value · est | Conf. |
|---|---|---|---|---|---|
| No rounds recorded. | |||||
Predictive signals are modeled est. from this company's own cadence and step-up, plus sector benchmarks — directional, not advice. Peer set and a CSV export live in your analyst workspace.
Lucible is an official record sourced from the U.S. Securities and Exchange Commission (SEC). U.S. data is aggregated from SEC Form D filings.
Nearest neighbours across the whole database — matched on sector, stage and capital scale, and on shared operators (officers or directors named at both companies in public filings). A discovery shortlist, not a valuation cohort — verify before acting, the same way modeled figures are directional.
| Company | Sector | Stage | Raised · real | Value · est | Why similar |
|---|---|---|---|---|---|
| 2WB TRADING AS | Fintech | — | — | — | same sector |
| Abacus | Fintech | — | — | — | same sector |
| Abhi | Fintech | — | — | — | same sector |
| Absa Bank | Fintech | — | — | — | same sector |
| Accend | Fintech | — | — | — | same sector |
| Accept.inc (formerly BoardRE) | Fintech | — | — | — | same sector |
| Aer | Fintech | — | — | — | same sector |
| Agent Banking Company | Fintech | Growth/Late | — | — | same sector |
Matched by meaning, not labels — a local language model reads each company's name, sector and description and ranks the closest in that learned space. This catches look-alikes that cross sector boundaries; the structured list above explains its matches, this one trusts the text. Directional, like every modeled signal here.
| Company | Sector | Stage | Value · est | Match |
|---|---|---|---|---|
| Nexus Nexus offers a unified checking and investment account. | Fintech | — | — | 83% |
| Luable Latin America's Deposits Marketplace for Banks | Fintech | — | — | 78% |
| nsave Trusted $€£ accounts abroad for people from unstable economies. | Fintech | — | — | 78% |
| Finary.com The new wealth manager for Europe | Fintech | — | — | 77% |
| Broad The multicurrency account and card for Brazilians | Fintech | — | — | 77% |
| Wallbit Neobank for global remote workers | Fintech | — | — | 77% |
| Infinity Business banking for cross-border SMBs & Startups | Fintech | — | — | 77% |
| Soon Automated sweep account, invest without the stress of speculating | Fintech | — | — | 76% |
See where Lucible sits in the wider market — its sector, location and stage cohorts, each with their own leaderboards and capital-flow timelines.
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