Diligence memo · auto-generated · as of July 2, 2026
Low Tide Private Lending, LLC
Low Tide Private Lending, LLC looks under-valued against its niche peers and is active on financing cadence.
Businessfiled
Low Tide Private Lending, LLC operates in Fintech, based in CHARLESTON.
No verified homepage on file yet — operating evidence is limited to the public record.
Capital & rounds (filed)filed
Low Tide Private Lending, LLC has raised $6.2M in disclosed capital across 6 recorded rounds, aggregated from public filings. Its latest round is modeled as Seed (a $1.0M–$4.0M round).
Largest single filing: $2.5M on 2023-01-13.
Most recent recorded round closed around 2025-05-08.
Valuation (modeled)modeled
Provath models Low Tide Private Lending, LLC at approximately $1.0M (range $259K–$2.1M). This is an algorithmic estimate from round sizes and same-niche peers — not a quoted or reported figure.
Read: Under-valued. Modeled value is 0.17× the median modeled value of Seed Fintech companies in 2025–2027 (11 peers) — value vs value, same stage and era.
Financing rhythm & timingmixed
Historic cadence: a new round about every 12 months.
Last raise 14 mo ago; this sector typically re-raises about every 12 months.
Raising on or ahead of the sector's normal rhythm.
The last round was 6.7× smaller than the prior — a bridge or down round.
Comparablesmixed
Capital scale ranks ahead of 86% of Fintech peers (1063 compared).
Modeled value ranks above 67% of those peers.
Closest niche peers: Affinity Africa, PayTic, Cauridor, Happy Pay, Munify.
Peoplefiled
1 named person on file across officers, directors and signatories.
Risks & flagsmixed
No clearly named CEO/founder/principal in the surfaced records — key-person evidence is thin.