Diligence memo · auto-generated · as of July 2, 2026
Low Rate Co., Inc.
Low Rate Co., Inc. looks over-valued against its niche peers and is active on financing cadence.
Businessfiled
Low Rate Co., Inc. operates in Other Technology, based in SAN CLEMENTE.
No verified homepage on file yet — operating evidence is limited to the public record.
Capital & rounds (filed)filed
Low Rate Co., Inc. has raised $790K in disclosed capital across 1 recorded round, aggregated from public filings. Its latest round is modeled as Pre-Seed (a round under $1.0M).
Largest single filing: $790K on 2025-11-07.
Most recent recorded round closed around 2025-11-07.
Valuation (modeled)modeled
Provath models Low Rate Co., Inc. at approximately $1.8M (range $516K–$4.1M). This is an algorithmic estimate from round sizes and same-niche peers — not a quoted or reported figure.
Read: Over-valued. Modeled value is 2.03× the median modeled value of Pre-Seed Other Technology companies in 2025–2027 (425 peers) — value vs value, same stage and era.
Financing rhythm & timingmixed
Last raise 8 mo ago; this sector typically re-raises about every 13 months.
Raising on or ahead of the sector's normal rhythm.
Comparablesmixed
Capital scale ranks ahead of 25% of Other Technology peers (21302 compared).
Modeled value ranks above 5% of those peers.
Closest niche peers: Identomat Inc., Belong for Me Corp, DeepkinetiX Inc., LegalEase.law Inc, Floor Stocks Inc..
Peoplefiled
1 named person on file across officers, directors and signatories.
Risks & flagsmixed
Modeled above niche peers — valuation risk on entry.
No clearly named CEO/founder/principal in the surfaced records — key-person evidence is thin.