Companies · Software / Tech

Loan Transactions & Technology LLC

CHARLOTTE · Software / Tech · refined from filed group “Other Technology

Diligence memoA one-page analyst read on Loan Transactions & Technology LLC — recommendation, valuation, rhythm, risks.
$3.7M
Total raised · real
2
Rounds
0.4×
Latest step-up
Top 55%
Sector rank · raised
Seed
Latest stage · inferred · Thu May 05 2022 00:00:00 GMT+0000 (Coordinated Universal Time)

Loan Transactions & Technology LLC looks fair against its niche peers and is dormant on financing cadence.

Synthesized from the figures below est. — every claim rests on a number shown on this page. Valuation uses the technology sector profile.

Analyst read est. — computed against this company's niche peers in the same era. Inputs shown; not a quoted figure.

Fair
  • Modeled value is 0.87× the median modeled value of Seed Software / Tech companies in 2022–2024 (387 peers) — value vs value, same stage and era.
  • Within the normal band (87% of peer median) for its niche.
Dormant
  • Last raise 4.2 yr ago; this sector typically re-raises about every 13 months.
  • Silent for over 3× the sector's normal cadence.

Procedural diagnosis est. — rule-based common-sense checks over the filing pattern, issuer name, activity cadence, and surfaced operating evidence.

Issuer-vehicle patternmedium confidence

Loan Transactions & Technology LLC behaves more like a recurring private-offering issuer than a conventional venture-backed operating company.

Issuer structure
Company-like
No recurring-offering pattern strong enough to override normal financing interpretation.
Lifecycle
7.0 yr record
Peak capital year was 2019 with $5.7M across 2 filings.
Market position
ahead of 46% of Software / Tech peers
Capital scale is ahead of 46% of Software / Tech peers; modeled value is above 33% of peers by modeled value. Large capital with mid-pack modeled value can signal an issuer/program profile rather than operating-company growth.
Valuation reliability
Normal applicability
Stage/dilution valuation models are weakest when the issuer is broad-sector, recurring, or vehicle-like.
Operating evidence
Sparse
No clear CEO/founder/principal role is surfaced, so operating-company confidence is lower.
Data quality
Needs review
Row-level filing totals differ from canonical totals, so amendment/superseded filtering should be checked.
What triggered this
  • Legal name looks like an issuer vehicle rather than a product company.
  • No clearly named CEO/founder/principal role in the public records surfaced here.
  • No verified homepage on the profile yet.
  • Capital program peaked in 2019: $5.7M across 2 filings.
  • Largest single filing was $3.0M on 2019-07-01.
  • Filing rows sum to $6.7M, while canonical raised total is $3.7M; likely amendments/superseded rows are mixed into the detail view.
How to read the page
  • Read this less like a startup funding journey and more like a capital-raising program.
  • Stage-based valuation and peer labels have lower applicability for this pattern.
  • The more important signal is lifecycle: repeated filings ended years ago, so current activity needs outside confirmation.
  • Canonical filtering should be tightened before using row-level totals for diligence.
Leadership

No named principal in this company's public records yet — see all operators below.

Explore how these operators interlock with other companies in the operator network.

Where it sits in Software / Tech

Loan Transactions & Technology LLC is one of 3920 Software / Tech companies tracked from CHARLOTTE. By capital raised it ranks mid-pack (ahead of 46% of sector peers), and in the long tail by modeled valuation est..

Ranking is computed against this company's own sector cohort — reported capital is fact; valuation tiers are modeled.

As reported in public records reported — not modeled.

US
Jurisdiction
Rule 506(b)
Reg D exemption
1
Investors (latest)
2022-05-05
First sale
Amount raised vs valuation, by round

Solid bars are reported offering amounts reported; hatched bars are the modeled post-money valuation est. — both on one shared scale so you can read raise-vs-worth at each round directly. Use the toggles to overlay data labels and the niche-peer / market average value lines.

Amount raised · realModeled valuation · estCumulative funded · real
$0$50M$100M$150M$200MSeed · 2019-07-01 Raised $3.0M (real) Modeled valuation $102M (est)$3.0M$102MSeed2019Seed · 2019-09-27 Raised $2.7M (real) Modeled valuation $91M (est)$2.7M$91MSeed2019Seed · 2022-05-05 Raised $1000K (real) Modeled valuation $14M (est)$1000K$14MSeed2022+$2.7M+$1000KCumulative $6.7M

The line shows cumulative reported funding over the period; + labels show new capital added between points when there is room. Toggle on-bar figures, plus the niche-peer and market averages, to read this company against its cohort. Benchmarks are modeled medians.

Financing ladder & sequence gaps
Seed$3.0M · 2019
Seed extension$2.7M · 2019
Seed extension$1000K · 2022

Stages are modeled from round size (public records carry no series label). No record for: Pre-Seed — the company may have raised it under a different exemption, merged it into an adjacent record, or skipped it. Sequence completeness: 50%.

Modeled valuation trajectory
$14.2M
Base estimate est.
$882K
Conservative case
$67.5M
Upside case
$5.0M
Modeled post-money

Round size and date are reported; the stage label is inferred from round size (latest is Seeda $1.0M–$4.0M round). Valuation is modeled from stage benchmarks scaled by the technology sector profile. Directional, not a quoted figure.

Seed · modeled $102.2M · 2019-07-012019Seed · modeled $91.4M · 2019-09-27Seed · modeled $14.2M · 2022-05-052022
Model inputs · modeled:benchmark-stage-stepup-v1
20%
Dilution assumption
Implied ownership sold in the financing.
39%
Survival probability
18% low · 61% high
1.61×/yr
Annual markup
2.11×/yr upside case
4.2 yr
Elapsed time used
4.2 yr actual, capped for stale marks
technology
Sector profile
Adjusts growth and survival by industry.
Financing rhythm
17 mo
Avg between rounds
$1.3M/yr
Capital velocity
7.0 yr
On record since
2019
First round
3
Rounds on file
How it compares to the market

Benchmarked against 3920 companies in Software / Tech. Each bar is a median (the middle company, not an average — outliers don't skew it). Two yardsticks: real money raised (reported on Form D) and modeled value (our estimate est.). These are whole-sector medians across all stages, except the per-stage row.

Total raised — vs sector median (real $, all stages) 0.8× of median
This company$3.7M
Sector median$4.6M
Latest round — vs other Seed rounds in sector (real $, this stage) 0.5× of median
This company$1000K
Sector median$1.9M
Modeled value — vs sector median (estimate, all stages) 0.4× of median
This company$14.2M
Sector median$36.6M

Raised more than 46% of sector peers (real $). Modeled value above 33% of peers (estimate).

Niche peers — same stage & era

A tighter cohort than the sector chart above — only companies at the same stage (Seed) that last raised in the same ~3-year era, ranked by modeled value est. (not money raised). This is the exact set the analyst read compares against, so a like-for-like cohort is what makes "over/under-valued" meaningful. This company ranks #216 of 387.

This companyCohort peer
$10.0M$100.0M$1.0M$10.0MCapital raised (log)SkyBell Technologies, Inc. · Seed Raised $4.8M · modeled $64.2M (est)BuyerAssist.io, Inc. · Seed Raised $5.7M · modeled $60.3M (est)Adaptive Surface Technologies, Inc. · Seed Raised $3.8M · modeled $59.5M (est)Abstract Labs, Inc. · Seed Raised $3.9M · modeled $57.1M (est)Elixir Lab Usa Inc. · Seed Raised $3.9M · modeled $56.9M (est)Grounded Technologies, Inc. · Seed Raised $3.5M · modeled $56.8M (est)Sticky Technologies, Inc./DE · Seed Raised $3.6M · modeled $54.9M (est)Urban Shipper Technology Inc. · Seed Raised $4.9M · modeled $54.2M (est)Rabbot Technologies Ltd · Seed Raised $3.8M · modeled $53.5M (est)Multisig Labs, Inc. · Seed Raised $3.8M · modeled $53.3M (est)Smartcare Software, Inc. · Seed Raised $3.5M · modeled $50.1M (est)Determinate Systems, Inc. · Seed Raised $3.5M · modeled $49.8M (est)Loan Transactions & Technology LLC (this company) Raised $3.7M · modeled $14.2M (est)Loan Transactions & Technology LLC
CompanyStageRaised · realValue · estvs peer med.
SkyBell Technologies, Inc.Seed$4.8M$64.2M3.92×
BuyerAssist.io, Inc.Seed$5.7M$60.3M3.68×
Adaptive Surface Technologies, Inc.Seed$3.8M$59.5M3.63×
Abstract Labs, Inc.Seed$3.9M$57.1M3.49×
Elixir Lab Usa Inc.Seed$3.9M$56.9M3.48×
Grounded Technologies, Inc.Seed$3.5M$56.8M3.47×
Sticky Technologies, Inc./DESeed$3.6M$54.9M3.35×
Urban Shipper Technology Inc.Seed$4.9M$54.2M3.31×
Rabbot Technologies LtdSeed$3.8M$53.5M3.27×
Multisig Labs, Inc.Seed$3.8M$53.3M3.25×
Smartcare Software, Inc.Seed$3.5M$50.1M3.06×
Determinate Systems, Inc.Seed$3.5M$49.8M3.04×
Loan Transactions & Technology LLC this companySeed$3.7M$14.2M0.87×
Full financing history

Stage is inferred from round size est., not reported on the filing — a round's dollar size maps to a bucket: Pre-Seed <$1.0M · Seed $1.0M–$4.0M · Series A $4.0M–$15M · Series B $15M–$40M · Series C $40M–$100M · Series D+ $100M–$400M · Growth/Late >$400M.

StageAmount · realAnnouncedPost-money · estValue · estConf.
Seed$3.0M2019-07-01$15.0M$102.2M90%
Seed$2.7M2019-09-27$13.4M$91.4M90%
Seed$1000K2022-05-05$5.0M$14.2M90%
What happened at each round

Step-up, pace versus the sector's normal cadence, and revenue/exemption moves — read straight from the reported round facts reported.

  1. Seed$3.0M2019-07-01
    • First recorded raise — entered as Seed.
  2. Seed$2.7M2019-09-27
    • Came back fast: 3 mo vs the ~13 mo sector norm.
    • Round roughly the size of the prior one.
  3. Seed$1000K2022-05-05
    • Raised again after 31 mo — slower than the ~13 mo sector norm.
    • Round 2.7× smaller than the prior — bridge or down round.
    • 1 investor on this round.
Intelligence
2023 ~Q4
Modeled next raise · ~17mo cadence
$1000K
Modeled next size est.range $1000K$1.6M
0.4×
Last step-up
$1.3M/yr
Capital velocity

Predictive signals are modeled est. from this company's own cadence and step-up, plus sector benchmarks — directional, not advice. Peer set and a CSV export live in your analyst workspace.

Key people & operators

Officers, directors and promoters named in this company's public recordsreported — the people who run it (not its investors). "Also runs" counts come from name-matching across all records, so verify before acting.

PersonRoleAlso runsTied since
John Roberts7 other2019-07
Hughie Choe2019-07
Registry & provenance

Loan Transactions & Technology LLC is an official record sourced from the U.S. Securities and Exchange Commission (SEC). U.S. data is aggregated from SEC Form D filings.

United States
Country of record
US
Jurisdiction
1784484
SEC CIK
Similar companies

Nearest neighbours across the whole database — matched on sector, stage and capital scale, and on shared operators (officers or directors named at both companies in public filings). A discovery shortlist, not a valuation cohort — verify before acting, the same way modeled figures are directional.

CompanySectorStageRaised · realValue · estWhy similar
Pollen Systems CorpSoftware / TechSeed$3.7M$15.7Msame sector · same stage
Driven Data Technology Inc.Software / TechSeed$3.7M$11.6Msame sector · same stage
RIIG Technology, Inc.Software / TechSeed$3.7M$16.7Msame sector · same stage
Infinity Loop Technologies Inc.Software / TechSeed$3.7M$11.9Msame sector · same stage
Tandem App, Inc.Software / TechSeed$3.7M$12.7Msame sector · same stage
Strange Loop Labs AGSoftware / TechSeed$3.7M$11.2Msame sector · same stage
Jetson Supply Chain Technologies Inc.Software / TechSeed$3.6M$14.7Msame sector · same stage
Current Software Applications, Inc.Software / TechSeed$3.8M$10.4Msame sector · same stage
Semantically similar

Matched by meaning, not labels — a local language model reads each company's name, sector and description and ranks the closest in that learned space. This catches look-alikes that cross sector boundaries; the structured list above explains its matches, this one trusts the text. Directional, like every modeled signal here.

CompanySectorStageValue · estMatch
Loanstar Technologies LLCSoftware / TechSeries A$1.5M86%
Creditpoint Software, LlcSoftware / TechPre-Seed$4.2M86%
LendTech, Inc.Other TechnologyPre-Seed$5.1M85%
Cash Technology Holdings LlcSoftware / TechSeed$62.8M85%
MortgageTech Holdings, LLCOther TechnologySeries A$219.3M84%
ContractClarify LLCOther TechnologySeed$6.0M83%
Lendsmart, Inc.Other TechnologySeed$26.0M83%
Mercantile Financial Technologies, Inc.Software / TechSeries B$328.2M83%
Frequently asked
How much funding has Loan Transactions & Technology LLC raised?
Loan Transactions & Technology LLC has raised approximately $3.7M in disclosed capital across 2 recorded financing rounds, aggregated from public filings.
What is Loan Transactions & Technology LLC's estimated valuation?
Provath's modeled valuation for Loan Transactions & Technology LLC is approximately $14.2M (modeled range $882K–$67.5M). This is an algorithmic estimate derived from round sizes and same-niche peers — not a quoted or reported figure.
What funding stage is Loan Transactions & Technology LLC at?
Loan Transactions & Technology LLC's latest modeled financing stage is Seed. Its most recent recorded round closed around Thu May 05.
What does Loan Transactions & Technology LLC do and where is it based?
Loan Transactions & Technology LLC operates in the Software / Tech sector, based in CHARLOTTE.
Explore related

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