Diligence memo · auto-generated · as of July 2, 2026
Lidya
Lidya looks under-valued against its niche peers and is dormant on financing cadence.
Businessfiled
Lidya operates in Fintech, based in Africa. Nigerian fintech startup Lidya raises $1.25m funding.
Sub-sector tags: fintech.
No verified homepage on file yet — operating evidence is limited to the public record.
Capital & rounds (filed)filed
Lidya has raised $1.3M in disclosed capital across 1 recorded round, aggregated from public filings. Its latest round is modeled as Seed (a $1.0M–$4.0M round).
Largest single filing: $1.3M on 2017-03-31.
Most recent recorded round closed around 2017-03-31.
Valuation (modeled)modeled
Provath models Lidya at approximately $44M (range $1.1M–$345M). This is an algorithmic estimate from round sizes and same-niche peers — not a quoted or reported figure.
Read: Under-valued. Modeled value is 0.63× the median modeled value of Seed Fintech companies in 2016–2018 (7 peers) — value vs value, same stage and era.
Financing rhythm & timingmixed
Last raise 9.3 yr ago; this sector typically re-raises about every 12 months.
Only one round on record and long silent — often defunct, acquired, or gone quiet.
Comparablesmixed
Capital scale ranks ahead of 74% of Fintech peers (1063 compared).
Modeled value ranks above 83% of those peers.
Closest niche peers: Arrow Holdings Llc, Credit Precision, Inc., Fintech Global Markets, Inc., dYdX Trading Inc., Magma Trading USA, LLC.
Risks & flagsmixed
Financing has been silent well beyond sector cadence — possibly defunct, acquired, or paused.
No clearly named CEO/founder/principal in the surfaced records — key-person evidence is thin.