Diligence memo · auto-generated · as of July 3, 2026

Humi Holdings Corp.

Humi Holdings Corp. looks under-valued against its niche peers and is dormant on financing cadence.

DeprioritizeFinancing has gone silent well past the sector's normal cadence — treat as inactive until outside confirmation of a live operation.

Businessfiled

Humi Holdings Corp. operates in Fintech, based in TORONTO, ON, Canada. Payroll, HR, and Health Benefits for Canada's SMB's

Sub-sector tags: Fintech, Payroll, hr/worktech.

Capital & rounds (filed)filed

Humi Holdings Corp. has raised $15M in disclosed capital across 2 recorded rounds, aggregated from public filings. Its latest round is modeled as Series A (a $4.0M–$15M round).

Largest single filing: $10M on 2019-10-10.

Most recent recorded round closed around 2021-11-11.

Valuation (modeled)modeled

Provath models Humi Holdings Corp. at approximately $71M (range $5.7M–$284M). This is an algorithmic estimate from round sizes and same-niche peers — not a quoted or reported figure.

Read: Under-valued. Modeled value is 0.50× the median modeled value of Series A Fintech companies in 2019–2021 (31 peers) — value vs value, same stage and era.

Financing rhythm & timingmixed

Historic cadence: a new round about every 25 months.

Last raise 4.6 yr ago; this sector typically re-raises about every 12 months.

Silent for over 3× the sector's normal cadence.

The last round was 2.3× smaller than the prior — a bridge or down round.

Comparablesmixed

Capital scale ranks ahead of 91% of Fintech peers (1063 compared).

Modeled value ranks above 87% of those peers.

Closest niche peers: Tesorio, Inc., Imprint Payments, Inc., Otis Wealth, Inc., Aella Credit, Oxygen, Inc..

Peoplefiled

7 named people on file across officers, directors and signatories.

Risks & flagsmixed

Financing has been silent well beyond sector cadence — possibly defunct, acquired, or paused.

No clearly named CEO/founder/principal in the surfaced records — key-person evidence is thin.