Companies · Fintech

Harvest Financial Technology LLC

DOYLESTOWN · Fintech · refined from filed group “Other Technology

Diligence memoA one-page analyst read on Harvest Financial Technology LLC — recommendation, valuation, rhythm, risks.
$1.0M
Total raised · real
2
Rounds
0.7×
Latest step-up
Top 28%
Sector rank · raised
Pre-Seed
Latest stage · inferred · Fri May 06 2022 00:00:00 GMT+0000 (Coordinated Universal Time)

Harvest Financial Technology LLC looks fair against its niche peers and is dormant on financing cadence.

Synthesized from the figures below est. — every claim rests on a number shown on this page. Valuation uses the fintech sector profile.

Analyst read est. — computed against this company's niche peers in the same era. Inputs shown; not a quoted figure.

Fair
  • Modeled value is 1.00× the median modeled value of Pre-Seed Fintech companies in 2022–2024 (31 peers) — value vs value, same stage and era.
  • Within the normal band (100% of peer median) for its niche.
Dormant
  • Last raise 4.2 yr ago; this sector typically re-raises about every 12 months.
  • Silent for over 3× the sector's normal cadence.

Procedural diagnosis est. — rule-based common-sense checks over the filing pattern, issuer name, activity cadence, and surfaced operating evidence.

Issuer-vehicle patternmedium confidence

Harvest Financial Technology LLC behaves more like a recurring private-offering issuer than a conventional venture-backed operating company.

Issuer structure
Company-like
No recurring-offering pattern strong enough to override normal financing interpretation.
Lifecycle
5.8 yr record
Peak capital year was 2020 with $600K across 1 filings.
Market position
ahead of 73% of Fintech peers
Capital scale is ahead of 73% of Fintech peers; modeled value is above 70% of peers by modeled value. Large capital with mid-pack modeled value can signal an issuer/program profile rather than operating-company growth.
Valuation reliability
Normal applicability
Stage/dilution valuation models are weakest when the issuer is broad-sector, recurring, or vehicle-like.
Operating evidence
Sparse
No clear CEO/founder/principal role is surfaced, so operating-company confidence is lower.
Data quality
Consistent
Canonical totals and visible filing detail are broadly aligned.
What triggered this
  • Legal name looks like an issuer vehicle rather than a product company.
  • No clearly named CEO/founder/principal role in the public records surfaced here.
  • No verified homepage on the profile yet.
  • Capital program peaked in 2020: $600K across 1 filings.
  • Largest single filing was $600K on 2020-09-24.
How to read the page
  • Read this less like a startup funding journey and more like a capital-raising program.
  • Stage-based valuation and peer labels have lower applicability for this pattern.
  • The more important signal is lifecycle: repeated filings ended years ago, so current activity needs outside confirmation.
Leadership

No named principal in this company's public records yet — see all operators below.

Explore how these operators interlock with other companies in the operator network.

Where it sits in Fintech

Harvest Financial Technology LLC is one of 1063 Fintech companies tracked from DOYLESTOWN. By capital raised it ranks in the upper tier (ahead of 73% of sector peers), and in the upper tier by modeled valuation est..

Ranking is computed against this company's own sector cohort — reported capital is fact; valuation tiers are modeled.

fintech

As reported in public records reported — not modeled.

US
Jurisdiction
Rule 506(b)
Reg D exemption
4
Investors (latest)
2020
Year incorporated
2022-05-06
First sale
Amount raised vs valuation, by round

Solid bars are reported offering amounts reported; hatched bars are the modeled post-money valuation est. — both on one shared scale so you can read raise-vs-worth at each round directly. Use the toggles to overlay data labels and the niche-peer / market average value lines.

Amount raised · realModeled valuation · estCumulative funded · real
$0$13M$25M$38M$50MPre-Seed · 2020-09-24 Raised $600K (real) Modeled valuation $23M (est)$600K$23MPre-Seed2020Pre-Seed · 2022-05-06 Raised $400K (real) Modeled valuation $6.3M (est)$400K$6.3MPre-Seed2022+$400KCumulative $1.0M

The line shows cumulative reported funding over the period; + labels show new capital added between points when there is room. Toggle on-bar figures, plus the niche-peer and market averages, to read this company against its cohort. Benchmarks are modeled medians.

Financing ladder & sequence gaps
Pre-Seed$600K · 2020
Pre-Seed extension$400K · 2022

Stages are modeled from round size (public records carry no series label). Ladder is contiguous — every modeled rung has a record.

Modeled valuation trajectory
$6.3M
Base estimate est.
$256K
Conservative case
$41.0M
Upside case
$2.2M
Modeled post-money

Round size and date are reported; the stage label is inferred from round size (latest is Pre-Seeda round under $1.0M). Valuation is modeled from stage benchmarks scaled by the fintech sector profile. Directional, not a quoted figure.

Pre-Seed · modeled $23.1M · 2020-09-242020Pre-Seed · modeled $6.3M · 2022-05-062022
Model inputs · modeled:benchmark-stage-stepup-v1
18%
Dilution assumption
Implied ownership sold in the financing.
29%
Survival probability
12% low · 53% high
1.74×/yr
Annual markup
2.35×/yr upside case
4.2 yr
Elapsed time used
4.2 yr actual, capped for stale marks
fintech
Sector profile
Adjusts growth and survival by industry.
Financing rhythm
19 mo
Avg between rounds
$620K/yr
Capital velocity
5.8 yr
On record since
2020
First round
2
Rounds on file
How it compares to the market

Benchmarked against 1063 companies in Fintech. Each bar is a median (the middle company, not an average — outliers don't skew it). Two yardsticks: real money raised (reported on Form D) and modeled value (our estimate est.). These are whole-sector medians across all stages, except the per-stage row.

Total raised — vs sector median (real $, all stages) 0.2× of median
This company$1.0M
Sector median$4.3M
Latest round — vs other Pre-Seed rounds in sector (real $, this stage) 0.7× of median
This company$400K
Sector median$550K
Modeled value — vs sector median (estimate, all stages) 0.1× of median
This company$6.3M
Sector median$45.1M

Raised more than 73% of sector peers (real $). Modeled value above 70% of peers (estimate).

Niche peers — same stage & era

A tighter cohort than the sector chart above — only companies at the same stage (Pre-Seed) that last raised in the same ~3-year era, ranked by modeled value est. (not money raised). This is the exact set the analyst read compares against, so a like-for-like cohort is what makes "over/under-valued" meaningful. This company ranks #17 of 31.

This companyCohort peer
$1.0M$10.0M$100.0M$100K$1.0M$10.0MCapital raised (log)MoneyHash · Pre-Seed Raised $3.0M · modeled $53.6M (est)Nexta · Pre-Seed Raised $2.2M · modeled $37.7M (est)Sava · Pre-Seed Raised $1.8M · modeled $26.1M (est)Exponent Wealth Inc. · Pre-Seed Raised $900K · modeled $13.4M (est)Anchor · Pre-Seed Raised $1.0M · modeled $13.2M (est)Exits.me · Pre-Seed Raised $1.0M · modeled $12.8M (est)Lipa Payments · Pre-Seed Raised $660K · modeled $11.6M (est)Buoy Pay Inc. · Pre-Seed Raised $634K · modeled $9.9M (est)Buoy Pay I, LLC · Pre-Seed Raised $620K · modeled $9.7M (est)Zofi Cash · Pre-Seed Raised $1.0M · modeled $8.8M (est)SETTLE · Pre-Seed Raised $2.0M · modeled $8.4M (est)Syarpa · Pre-Seed Raised $500K · modeled $8.1M (est)Harvest Financial Technology LLC (this company) Raised $1.0M · modeled $6.3M (est)Harvest Financial Technology LLC
CompanyStageRaised · realValue · estvs peer med.
MoneyHashPre-Seed$3.0M$53.6M8.45×
NextaPre-Seed$2.2M$37.7M5.95×
SavaPre-Seed$1.8M$26.1M4.11×
Exponent Wealth Inc.Pre-Seed$900K$13.4M2.12×
AnchorPre-Seed$1.0M$13.2M2.09×
Exits.mePre-Seed$1.0M$12.8M2.02×
Lipa PaymentsPre-Seed$660K$11.6M1.83×
Buoy Pay Inc.Pre-Seed$634K$9.9M1.57×
Buoy Pay I, LLCPre-Seed$620K$9.7M1.53×
Zofi CashPre-Seed$1.0M$8.8M1.39×
SETTLEPre-Seed$2.0M$8.4M1.33×
SyarpaPre-Seed$500K$8.1M1.27×
Harvest Financial Technology LLC this companyPre-Seed$1.0M$6.3M1.00×
Full financing history

Stage is inferred from round size est., not reported on the filing — a round's dollar size maps to a bucket: Pre-Seed <$1.0M · Seed $1.0M–$4.0M · Series A $4.0M–$15M · Series B $15M–$40M · Series C $40M–$100M · Series D+ $100M–$400M · Growth/Late >$400M.

StageAmount · realAnnouncedPost-money · estValue · estConf.
Pre-Seed$600K2020-09-24$3.3M$23.1M90%
Pre-Seed$400K2022-05-06$2.2M$6.3M90%
What happened at each round

Step-up, pace versus the sector's normal cadence, and revenue/exemption moves — read straight from the reported round facts reported.

  1. Pre-Seed$600K2020-09-24
    • First recorded raise — entered as Pre-Seed.
    • 8 investors on this round.
  2. Pre-Seed$400K2022-05-06
    • Raised again after 19 mo — slower than the ~12 mo sector norm.
    • Round 1.5× smaller than the prior — bridge or down round.
    • 4 investors on this round.
Intelligence
2023 ~Q4
Modeled next raise · ~19mo cadence
$400K
Modeled next size est.range $400K$640K
0.7×
Last step-up
$620K/yr
Capital velocity

Predictive signals are modeled est. from this company's own cadence and step-up, plus sector benchmarks — directional, not advice. Peer set and a CSV export live in your analyst workspace.

Key people & operators

Officers, directors and promoters named in this company's public recordsreported — the people who run it (not its investors). "Also runs" counts come from name-matching across all records, so verify before acting.

PersonRoleAlso runsTied since
Alfred J Eskandar2020-09
Lawrence C Berran2020-09
Matthew J Michel2020-09
Peter J Albert2020-09
Zachary J Klehr2020-09
Registry & provenance

Harvest Financial Technology LLC is an official record sourced from the U.S. Securities and Exchange Commission (SEC). U.S. data is aggregated from SEC Form D filings.

United States
Country of record
US
Jurisdiction
1827606
SEC CIK
2020
Incorporated
Similar companies

Nearest neighbours across the whole database — matched on sector, stage and capital scale, and on shared operators (officers or directors named at both companies in public filings). A discovery shortlist, not a valuation cohort — verify before acting, the same way modeled figures are directional.

CompanySectorStageRaised · realValue · estWhy similar
NjiaPayFintechPre-Seed$1.0M$3.5Msame sector · same stage
Zofi CashFintechPre-Seed$1.0M$8.8Msame sector · same stage
ScaleFintechPre-Seed$700K$2.9Msame sector · same stage
Lipa PaymentsFintechPre-Seed$660K$11.6Msame sector · same stage
Buoy Pay Inc.FintechPre-Seed$634K$9.9Msame sector · same stage
BillboxxFintechPre-Seed$1.6M$6.0Msame sector · same stage
Buoy Pay I, LLCFintechPre-Seed$620K$9.7Msame sector · same stage
Gaingels Fintech I LLCFintechPre-Seed$600K$5.8Msame sector · same stage
Semantically similar

Matched by meaning, not labels — a local language model reads each company's name, sector and description and ranks the closest in that learned space. This catches look-alikes that cross sector boundaries; the structured list above explains its matches, this one trusts the text. Directional, like every modeled signal here.

CompanySectorStageValue · estMatch
Finary Wealth Inc.FintechSeries B$113.6M82%
Harvest Profit, Inc.Other TechnologyPre-Seed$9.5M82%
Harvest Direct Enterprises LLCOther TechnologySeed$11.6M82%
Advisor Credit Exchange, LLCFintechSeries B$364.3M81%
Snapcash lending, INCFintechSeries C$3.2B81%
Greenlight Financial Technology, Inc.FintechSeries D+$6.4B81%
Best Credit Management, Inc.FintechPre-Seed$38.8M81%
Lending Market Technology Inc.FintechSeries A$44.3M81%
Frequently asked
How much funding has Harvest Financial Technology LLC raised?
Harvest Financial Technology LLC has raised approximately $1.0M in disclosed capital across 2 recorded financing rounds, aggregated from public filings.
What is Harvest Financial Technology LLC's estimated valuation?
Provath's modeled valuation for Harvest Financial Technology LLC is approximately $6.3M (modeled range $256K–$41.0M). This is an algorithmic estimate derived from round sizes and same-niche peers — not a quoted or reported figure.
What funding stage is Harvest Financial Technology LLC at?
Harvest Financial Technology LLC's latest modeled financing stage is Pre-Seed. Its most recent recorded round closed around Fri May 06.
What does Harvest Financial Technology LLC do and where is it based?
Harvest Financial Technology LLC operates in the Fintech sector, based in DOYLESTOWN.
Explore related

See where Harvest Financial Technology LLC sits in the wider market — its sector, location and stage cohorts, each with their own leaderboards and capital-flow timelines.

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