Diligence memo · auto-generated · as of July 2, 2026
Groupay Inc.
Groupay Inc. looks over-valued against its niche peers and is dormant on financing cadence.
Businessfiled
Groupay Inc. operates in Fintech, based in LONDON. Groupay || Automated Group Contribution
Sub-sector tags: fintech.
Capital & rounds (filed)filed
Groupay Inc. has raised $478M in disclosed capital across 7 recorded rounds, aggregated from public filings. Its latest round is modeled as Series D+ (a $100M–$400M round).
Largest single filing: $257M on 2022-01-11.
Most recent recorded round closed around 2022-01-11.
Valuation (modeled)modeled
Provath models Groupay Inc. at approximately $5.6B (range $1.4B–$10.4B). This is an algorithmic estimate from round sizes and same-niche peers — not a quoted or reported figure.
Read: Over-valued. Modeled value is 1.55× the median modeled value of Series D+ Fintech companies in 2022–2024 (5 peers) — value vs value, same stage and era.
Financing rhythm & timingmixed
Historic cadence: a new round about every 14 months.
Last raise 4.5 yr ago; this sector typically re-raises about every 12 months.
Silent for over 3× the sector's normal cadence.
The last round was 1.3× smaller than the prior — a bridge or down round.
Comparablesmixed
Capital scale ranks ahead of 99% of Fintech peers (1063 compared).
Modeled value ranks above 99% of those peers.
Closest niche peers: Bilt Technologies, Inc., Jeeves Inc., Heights Management Holdco, LLC, Frubana Inc.
Peoplefiled
24 named people on file across officers, directors and signatories.
Risks & flagsmixed
Financing has been silent well beyond sector cadence — possibly defunct, acquired, or paused.
Modeled above niche peers — valuation risk on entry.
No clearly named CEO/founder/principal in the surfaced records — key-person evidence is thin.