Diligence memo · auto-generated · as of July 2, 2026

Fintual, Inc.

Fintual, Inc. looks fair against its niche peers and is dormant on financing cadence.

DeprioritizeFinancing has gone silent well past the sector's normal cadence — treat as inactive until outside confirmation of a live operation.

Businessfiled

Fintual, Inc. operates in Fintech, based in SANTIAGO, Santiago Metropolitan Region, Chile. Wealth manager

Sub-sector tags: Fintech.

Capital & rounds (filed)filed

Fintual, Inc. has raised $39M in disclosed capital across 1 recorded round, aggregated from public filings. Its latest round is modeled as Series B (a $15M–$40M round).

Largest single filing: $39M on 2021-10-28.

Most recent recorded round closed around 2021-10-28.

Valuation (modeled)modeled

Provath models Fintual, Inc. at approximately $753M (range $93M–$2.3B). This is an algorithmic estimate from round sizes and same-niche peers — not a quoted or reported figure.

Read: Fair. Modeled value is 1.34× the median modeled value of Series B Fintech companies in 2019–2021 (11 peers) — value vs value, same stage and era. Within the normal band (134% of peer median) for its niche.

Financing rhythm & timingmixed

Last raise 4.7 yr ago; this sector typically re-raises about every 12 months.

Only one round on record and long silent — often defunct, acquired, or gone quiet.

Comparablesmixed

Capital scale ranks ahead of 96% of Fintech peers (1063 compared).

Modeled value ranks above 97% of those peers.

Closest niche peers: LEADER SKY TRADING Ltd, FairMoney, True Payments Holdings, Warren Payments, Inc., Alphaeon Credit HoldCo LLC.

Peoplefiled

7 named people on file across officers, directors and signatories.

Risks & flagsmixed

Financing has been silent well beyond sector cadence — possibly defunct, acquired, or paused.

No clearly named CEO/founder/principal in the surfaced records — key-person evidence is thin.